--- title: "Patriot Equity Credit Union Rates - Tennessee" description: "Current vehicle loan, heloc, and personal loan rates from Patriot Equity Credit Union in Tennessee. Updated daily with source verification. See who can join Patriot Equity Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/patriot-equity" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Patriot Equity Credit Union Rates - Tennessee ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan** auto_new_84mo | — APR | 4.490% | 84 mo · new | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 4.990% | 84 mo · used | Standard | | **72-Month New Motorcycle Loan** motorcycle_new_72mo | — APR | 7.990% | 72 mo · new | Standard | | **84-Month RV Loan** rv_any_84mo | — APR | 8.490% | 84 mo | Standard | | **72-Month Boat Loan** boat_any_72mo | — APR | 8.490% | 72 mo | Standard | | **72-Month Used Motorcycle Loan** motorcycle_used_72mo | — APR | 8.740% | 72 mo · used | Standard | | **60-Month Powersports Loan** powersports_any_60mo | — APR | 8.990% | 60 mo | Standard | Patriot Equity Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | Patriot Equity Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **72-Month Share-Secured Loan** personal_secured_72mo | — APR | 3.000% | 72 mo | Standard | | **72-Month Unsecured Personal Loan** personal_unsecured_72mo | — APR | 9.990% | 72 mo | Standard | | **36-Month Personal Line of Credit** ploc_variable | — APR | 13.990% | 36 mo | Standard | Patriot Equity Credit Union personal loan rates as of November 12, 2026 Patriot Equity Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/patriot-equity) , verified from [Patriot Equity Credit Union's official website](https://www.pecujax.org/) Loading branch locator… ## About Patriot Equity Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $33.8M Founded 1929 Locations reported 1 NCUA charter 60082 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Leaders Credit Union** N. Highland · Jackson · TN · 38305-4527 Branch in the same ZIP](https://rateapi.dev/credit-unions/tennessee/leaders-credit-union) [**Southeast Financial** Jackson · Jackson · TN · 38305-1870 About 3.7 miles away](https://rateapi.dev/credit-unions/tennessee/southeast-financial) [**First South Financial** Jackson · Jackson · TN · 38305 About 5.0 miles away](https://rateapi.dev/credit-unions/tennessee/first-south-financial) [**Resource** Resource Federal Credit Union · Jackson · TN · 38305 About 5.4 miles away](https://rateapi.dev/credit-unions/tennessee/resource) [**Tennessee River** Patriot Equity Credit Union · Jackson · TN · 38305 About 5.4 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-river) [**Enlighten** Main Office · Jackson · TN · 38301 About 5.8 miles away](https://rateapi.dev/credit-unions/tennessee/enlighten) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Patriot Equity Credit Union Membership eligibility from Patriot Equity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Patriot Equity Credit Union's website. Check the membership page below to confirm whether you qualify. - Location madison — TN Verified from [Patriot Equity Credit Union's membership page](https://www.pecujax.org/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for Patriot Equity Credit Union Geography 1 county · Family 2 7 published paths to membership, last verified August 27, 2026, quoted from Patriot Equity Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Madison County, TN “Membership is open to anyone who lives, works, worships, volunteers, or attends school in Madison County, Tennessee” > [source ↗](https://www.pecujax.org/membership.php) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “or you can join based on existing family membership connection.” > [source ↗](https://www.pecujax.org/membership.php) - Family member of a member - Family of a member family “or you can join based on existing family membership connection.” > [source ↗](https://www.pecujax.org/membership.php) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Patriot Equity Credit Union? Yes No ## Work at Patriot Equity Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Patriot Equity Credit Union ranks against Tennessee peers. - See which AI assistants fetched Patriot Equity Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=patriot-equity&state=tennessee&code=TN&name=Patriot%20Equity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Patriot Equity Credit Union offer? Patriot Equity Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Patriot Equity Credit Union rates updated? RateAPI verifies Patriot Equity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Patriot Equity Credit Union's rate data? Rate data is collected directly from Patriot Equity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Patriot Equity Credit Union? Patriot Equity Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 county for Patriot Equity Credit Union, each quoted from Patriot Equity Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Patriot Equity Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee HELOC rate leaders](https://rateapi.dev/heloc-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pecujax.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Patriot Equity Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Patriot Equity Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /patriot-equity " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Patriot Equity Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/patriot-equity Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp