Ornl

oak ridge, Tennessee
Last verified: July 11, 2026

As of July 11, 2026, Ornl offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 5.89% APR. Personal loan rates from 9.99% APR.

Source: RateAPI.dev, verified from Ornl's official website

Who Can Join Ornl

Membership eligibility from Ornl's own published criteria. How we verify this.

Membership criteria are published on Ornl's website. Check the membership page below to confirm whether you qualify.

Verified from Ornl's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

savings
1.000% APR
Rate1.000%
Points0
HSA Account
savings
1.000% APR
Rate1.000%
Points0
Membership Account
savings
1.000% APR
Rate1.000%
Points0
Plan Ahead Savings
savings
1.000% APR
Rate1.000%
Points0
Spending Plus Account (Balances $5,000.01 & Greater)
savings
3.250% APR
Rate3.203%
Points0
Spending Plus Account (Balances $0.01–$5,000)
cd_7mo
4.000% APR
Rate3.928%
Points0
[PROMOTIONAL] 7-Month Certificate
cd_60mo
4.250% APR
Rate4.169%
Points0
[PROMOTIONAL] 60-Month Certificate

Auto Loan Rates

Rates as of July 11, 2026

auto
5.890% APR
Rate5.890%
Secured Loans (Auto, Motorcycle & ATV)
auto
8.290% APR
Rate8.290%
Secured Loans (Boat & RV)

Personal Loan Rates

Rates as of July 11, 2026

personal
9.990% APR
Rate9.990%
Personal
ploc_variable
10.990% APR
Rate10.990%
Personal Line of Credit

Frequently Asked Questions

What rates does Ornl offer?

Ornl currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Ornl rates updated?

RateAPI verifies Ornl's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Ornl's rate data?

Rate data is collected directly from Ornl's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Ornl's mortgage rate?

As of July 11, 2026, Ornl offers a savings mortgage at 1% APR.

What is Ornl's auto loan rate?

As of July 11, 2026, Ornl offers auto loans from 5.89% APR.

Related Rate Data

Compare Ornl's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Ornl
curl "https://api.rateapi.dev/credit-unions/tennessee/ornl" \
  -H "Authorization: Bearer YOUR_API_KEY"