---
title: "Old Hickory Credit Union Rates - Tennessee"
description: "Current personal loan, and credit card rates from Old Hickory Credit Union in Tennessee. Updated daily with source verification. See who can join Old Hickory Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/tennessee/old-hickory"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Old Hickory Credit Union Rates - Tennessee

### Personal loan rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Certificate Secured Loans (Fixed)** personal_secured |  — APR |  2.000% |  — |  Standard |
| **Share Secured Loans (Fixed)** personal_secured |  — APR |  3.500% |  — |  Standard |
| **Personal Loan** personal |  — APR |  10.500% |  — |  Standard |
Old Hickory Credit Union personal loan rates as of October 23, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Platinum Credit Card** credit_card_platinum |  — APR |  13.990% |  — |  Standard |
Old Hickory Credit Union credit card rates as of October 23, 2026

Old Hickory Credit Union is a credit union in Tennessee. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/old-hickory) , verified from [Old Hickory Credit Union's official website](https://www.ohcu.org/)

Loading branch locator…

## About Old Hickory Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

21.7K

Assets

$346M

Founded

1934

Locations reported

7

NCUA charter

67982

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**American Airlines** AAFCU - BNA · Nashville · TN · 37214 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/american-airlines) [**M.p.d. Community** MPDCCU · Nashville · TN · 37214 About 0.2 miles away](https://rateapi.dev/credit-unions/tennessee/mpd-community) [**Us Community** Administration Building · Nashville · TN · 37214-2417 About 0.6 miles away](https://rateapi.dev/credit-unions/tennessee/us-community) [**Ascend** Nashville Elm Hill · Nashville · TN · 37214 About 1.4 miles away](https://rateapi.dev/credit-unions/tennessee/ascend) [**Nashville Post Office** Main Office · Nashville · TN · 37214 About 1.7 miles away](https://rateapi.dev/credit-unions/tennessee/nashville-post-office) [**Enbright** Enbright Credit Union - Corporate Office · Nashville · TN · 37214 About 1.7 miles away](https://rateapi.dev/credit-unions/tennessee/enbright)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Old Hickory Credit Union

Membership eligibility from Old Hickory Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Old Hickory Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location davidson, sumner, robertson, wilson — TN
- Employer Select Employee Groups

Verified from [Old Hickory Credit Union's membership page](https://www.ohcu.org/ABOUT-US/About-OHCU/Membership) . Final membership determination is always made by the credit union.

## Membership rules for Old Hickory Credit Union

Geography 4 counties · Employers · Family 2

21 published paths to membership, last verified August 27, 2026, quoted from Old Hickory Credit Union’s own published criteria.

### Geography 6

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Davidson County, TN
- La Vergne, TN
- Robertson County, TN
- Smyrna, TN
- Sumner County, TN
- Wilson County, TN

“To qualify for membership, you may live, work, or worship in the counties of Davidson, Sumner, Robertson, or Wilson or in the communities of Smyrna or La Vergne.”

> [source ↗](https://www.ohcu.org/ABOUT-US/About-OHCU/Membership)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of select employee groups

“You are also eligible for membership if you are employed by any of our Select Employee Groups”

> [source ↗](https://www.ohcu.org/ABOUT-US/About-OHCU/Membership)

- Employee of select employee groups

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member blood relative, marriage relative

“or are related to a current member by blood or marriage.”

> [source ↗](https://www.ohcu.org/ABOUT-US/About-OHCU/Membership)

- Family member (blood relative, marriage relative) of a member
  - Family of a member relative

“or are related to a current member by blood or marriage.”

> [source ↗](https://www.ohcu.org/ABOUT-US/About-OHCU/Membership)

- Family member (relative) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Old Hickory Credit Union? Yes No

## Work at Old Hickory Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Old Hickory Credit Union ranks against Tennessee peers.

- See which AI assistants fetched Old Hickory Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Tennessee
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=old-hickory&amp;state=tennessee&amp;code=TN&amp;name=Old%20Hickory%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Old Hickory Credit Union offer?

Old Hickory Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website.

### How often are Old Hickory Credit Union rates updated?

RateAPI verifies Old Hickory Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026.

### Where does RateAPI get Old Hickory Credit Union's rate data?

Rate data is collected directly from Old Hickory Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Old Hickory Credit Union?

Old Hickory Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 4 counties and 1 employer for Old Hickory Credit Union, each quoted from Old Hickory Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Old Hickory Credit Union's rates against national credit-union benchmarks.

[More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.ohcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Old Hickory Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Old Hickory Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee /old-hickory " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Old Hickory Credit Union locations

Search, filter, and browse all 7 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/tennessee/old-hickory
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
