--- title: "Leaders Credit Union Rates (Nov 2026): CDs to 4.25%" description: "Leaders Credit Union rates today: savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Leaders Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/leaders-credit-union" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Leaders Credit Union Rates (Nov 2026): CDs to 4.25% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 4.490% | any | Standard | | **Auto Loan** auto | — APR | 4.490% | — | Standard | | **180-Month RV Loan** rv_any_180mo | — APR | 6.490% | 180 mo | Standard | | **Motorcycle & ATV Loan** motorcycle_any_84mo | — APR | 6.540% | 84 mo | Standard | | **144-Month Boat Loan** boat_any_144mo | — APR | 6.990% | 144 mo | Standard | Leaders Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.490% | — | Standard | Leaders Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.100% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 4.490% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 4.490% | — | Standard | | **Debt Consolidation Loan** personal | — APR | 9.240% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 10.240% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.590% | — | Standard | Leaders Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 15.900% | — | Standard | | **Compass Rewards** other | — APR | 15.900% | — | Standard | Leaders Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **At Maturity** savings | — APY | 0.30% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 0.30% | 3 mo | Standard | | **Money Market Certificate** cd | — APY | 1.25% | — | Standard | | **24-Month Certificate** cd_24mo | 2.50% APY | 2.50% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | 2.50% APY | 2.50% | 6 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.50% | 60 mo | Standard | | **12-Month Certificate** cd_12mo | 2.50% APY | 2.50% | 12 mo | Standard | | **36-Month Certificate** cd_36mo | 2.50% APY | 2.50% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 2.50% APY | 2.50% | 48 mo | Standard | | **Forward Plus High Yield** savings | — APY | 3.45% | — | Standard | | **Certificate** cd | — APY | 3.50% | — | Standard | | **Savings** savings | — APY | 4.00% | — | Standard | | **Checking** checking | — APY | 4.00% | — | Standard | | **24-Month Certificate** cd_24mo | 4.25% APY | 4.17% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 4.25% APY | 4.17% | 12 mo | Standard | | **36-Month Certificate** cd_36mo | 4.25% APY | 4.17% | 36 mo | Standard | Leaders Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **WSJ Prime** other | — % | 7.000% | — | Standard | | **Compass Black** other | — % | 21.150% | — | Standard | Leaders Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/leaders-credit-union) , verified from [Leaders Credit Union's official website](https://www.leaderscu.com/) Loading branch locator… ## About Leaders Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 90.7K Assets $1.3B Founded 1957 Locations reported 11 NCUA charter 61185 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southeast Financial** Jackson · Jackson · TN · 38305-1870 About 3.7 miles away](https://rateapi.dev/credit-unions/tennessee/southeast-financial) [**First South Financial** Jackson · Jackson · TN · 38305 About 5.0 miles away](https://rateapi.dev/credit-unions/tennessee/first-south-financial) [**Resource** Resource Federal Credit Union · Jackson · TN · 38305 About 5.4 miles away](https://rateapi.dev/credit-unions/tennessee/resource) [**Patriot Equity** Patriot Equity Credit Union · Jackson · TN · 38305 About 5.4 miles away](https://rateapi.dev/credit-unions/tennessee/patriot-equity) [**Tennessee River** Patriot Equity Credit Union · Jackson · TN · 38305 About 5.4 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-river) [**Enlighten** Main Office · Jackson · TN · 38301 About 5.8 miles away](https://rateapi.dev/credit-unions/tennessee/enlighten) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Leaders Credit Union Membership eligibility from Leaders Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Leaders Credit Union's website. Check the membership page below to confirm whether you qualify. - Location madison, chester, dyer, haywood, lake, lauderdale, mcnairy, crittenden, carroll, crockett, fayette, gibson, hardeman, henderson, henry, shelby, tipton, weakley — TN, AR - Association Leaders Education Foundation, Boys and Girls Club of West TN, Jackson Theater Guild Verified from [Leaders Credit Union's membership page](https://www.leaderscu.com/membership-benefits) . Final membership determination is always made by the credit union. ## Membership rules for Leaders Credit Union Geography 18 counties · Associations 3 · Family 2 59 published paths to membership, last verified August 27, 2026, quoted from Leaders Credit Union’s own published criteria. ### Geography 18 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Carroll County, TN - Chester County, TN - Crittenden County, AR - Crockett County, TN - Dyer County, TN - Fayette County, TN - Gibson County, TN - Hardeman County, TN - Haywood County, TN - Henderson County, TN - Henry County, TN - Lake County, TN - Lauderdale County, TN - Madison County, TN - Mcnairy County, TN - Shelby County, TN - Tipton County, TN - Weakley County, TN “Anyone living, working, worshiping, or attending school in Madison, Chester, Dyer, Haywood, Lake, Lauderdale, or McNairy Counties in Tennessee, Crittenden County in Arkansas, and in certain parts of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, and Weakley Counties…” > [source ↗](https://www.leaderscu.com/membership-benefits) ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Leaders Education Foundation “Are you a member of one of our Associational Groups: Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild?” > [source ↗](https://www.leaderscu.com/membership-benefits) - Member of Leaders Education Foundation - Member of Boys and Girls Club of West TN “Are you a member of one of our Associational Groups: Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild?” > [source ↗](https://www.leaderscu.com/membership-benefits) - Member of Boys and Girls Club of West TN - Member of Jackson Theater Guild “Are you a member of one of our Associational Groups: Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild?” > [source ↗](https://www.leaderscu.com/membership-benefits) - Member of Jackson Theater Guild ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Are you a family member of someone who qualifies for membership with Leaders?” > [source ↗](https://www.leaderscu.com/membership-benefits) - Family member of a member - Family of someone eligible family “Are you a family member of someone who qualifies for membership with Leaders?” > [source ↗](https://www.leaderscu.com/membership-benefits) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Leaders Credit Union? Yes No ## Work at Leaders Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Leaders Credit Union ranks against Tennessee peers. - See which AI assistants fetched Leaders Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=leaders-credit-union&state=tennessee&code=TN&name=Leaders%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Leaders Credit Union offer? Leaders Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Leaders Credit Union rates updated? RateAPI verifies Leaders Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Leaders Credit Union's rate data? Rate data is collected directly from Leaders Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Leaders Credit Union's best CD rate? As of November 12, 2026, Leaders Credit Union offers savings and certificate (CD) yields up to 4.25% APY. ### Who can join Leaders Credit Union? Leaders Credit Union publishes its membership criteria on its own website. RateAPI tracks 59 published membership paths covering 18 counties and 3 associations for Leaders Credit Union, each quoted from Leaders Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Leaders Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee HELOC rate leaders](https://rateapi.dev/heloc-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.leaderscu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Leaders Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Leaders Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /leaders-credit-union " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Leaders Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/leaders-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp