--- title: "Koin Credit Union Rates (Nov 2026): CDs to 3.70%" description: "Koin Credit Union rates today: savings & CDs up to 3.70% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Koin Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/koin" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Koin Credit Union Rates (Nov 2026): CDs to 3.70% ### Auto & vehicle rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Up to 24-Month Auto Loan** auto_any_24mo | — APR | 4.250% | 24 mo | Standard | | **24-Month Auto Loan** auto_any_24mo | — APR | 4.490% | 24 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **36-Month Auto Loan** auto_any_36mo | — APR | 4.990% | 36 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Vehicle Loans (>$25,0000 for 84 months Used Auto**)** auto_used_84mo | — APR | 5.750% | 84 mo · used | Standard | | **Vehicle Loans (>$25,0000 for 84 months Classic / Older Used Auto**)** auto_used_84mo | — APR | 6.750% | 84 mo · used | Standard | | **Up to 36-Month Auto Loan** auto_any_36mo | — APR | 7.990% | 36 mo | Standard | | **Up to 48-Month Auto Loan** auto_any_48mo | — APR | 7.990% | 48 mo | Standard | | **Vehicle Loans (5 to 7 years)** auto_any_84mo | — APR | 8.990% | 84 mo | Standard | | **Up to 36-Month Auto Loan** auto_any_36mo | — APR | 8.990% | 36 mo | Standard | | **Vehicle Loans (4 to 6 years)** auto_any_72mo | — APR | 9.990% | 72 mo | Standard | | **Up to 84-Month Auto Loan** auto_any_84mo | — APR | 10.000% | 84 mo | Standard | | **Vehicle Loans (8 to 10 years)** auto_any_120mo | — APR | 12.000% | 120 mo | Standard | Koin Credit Union auto & vehicle rates as of November 13, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Under $10,000** savings | 0.02% APY | 0.02% | — | Standard | | **Regular Share Savings** share_savings | 0.02% APY | 0.02% | — | Standard | | **IRA** ira | 0.10% APY | 0.10% | — | Standard | | **$10,000 - $49,999.99** savings | 0.10% APY | 0.10% | — | Standard | | **$50,000 - $99,999.99** savings | 0.15% APY | 0.15% | — | Standard | | **$100,000 - $199,999.99** savings | 0.20% APY | 0.20% | — | Standard | | **$200,000 And Over** savings | 0.25% APY | 0.25% | — | Standard | | **60-Month Certificate** cd_60mo | 3.29% APY | 3.25% | 60 mo | Standard | | **6-Month Certificate** cd_6mo | 3.29% APY | 3.25% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.29% APY | 3.25% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 3.29% APY | 3.25% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 3.29% APY | 3.25% | 48 mo | Standard | | **18-Month Certificate** cd_18mo | 3.70% APY | 3.65% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | 3.70% APY | 3.65% | 12 mo | Standard | Koin Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Real Estate Loans (Up to 5 years)** other | — % | 6.000% | — | Standard | Koin Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 3.70% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/koin) , verified from [Koin Credit Union's official website](https://koincu.org/) Loading branch locator… ## About Koin Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $36M Founded 1954 Locations reported 2 NCUA charter 68172 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southeast Financial** Brentwood · Brentwood · TN · 37027 About 2.4 miles away](https://rateapi.dev/credit-unions/tennessee/southeast-financial) [**P.i.a.s.** PIAS CREDIT UNION · Brentwood · TN · 37027-5072 About 2.6 miles away](https://rateapi.dev/credit-unions/tennessee/pias) [**Ascend** Brentwood · Brentwood · TN · 37027 About 2.9 miles away](https://rateapi.dev/credit-unions/tennessee/ascend) [**Liberty** Franklin TN -Liberty Pike · Franklin · TN · 37067-5692 About 5.5 miles away](https://rateapi.dev/credit-unions/indiana/liberty) [**Ten** COOL SPRING BRANCH · Franklin · TN · 37067 About 6.1 miles away](https://rateapi.dev/credit-unions/tennessee/ten) [**Dixie Line** Dixie Line Credit Union · Nashville · TN · 37211 About 7.2 miles away](https://rateapi.dev/credit-unions/tennessee/dixie-line) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Koin Credit Union Membership eligibility from Koin Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via the trusted partner organizations - Association trusted partner organizations Verified from [Koin Credit Union's membership page](https://koincu.org/) . Final membership determination is always made by the credit union. ## Work at Koin Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Koin Credit Union ranks against Tennessee peers. - See which AI assistants fetched Koin Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=koin&state=tennessee&code=TN&name=Koin%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Koin Credit Union offer? Koin Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Koin Credit Union rates updated? RateAPI verifies Koin Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Koin Credit Union's rate data? Rate data is collected directly from Koin Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Koin Credit Union's best CD rate? As of November 13, 2026, Koin Credit Union offers savings and certificate (CD) yields up to 3.70% APY. ### Who can join Koin Credit Union? Membership via the trusted partner organizations ## Related Rate Data Compare Koin Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://koincu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Koin Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Koin Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /koin " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Koin Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/koin Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp