Koin

brentwood, Tennessee
Last verified: July 15, 2026

As of July 15, 2026, Koin offers a share_savings mortgage at 0.02% APR (0.02% rate, 0 points). Auto loans available from 18% APR. HELOC rates from 6.5% APR. Personal loan rates from 8% APR.

Source: RateAPI.dev, verified from Koin's official website

Who Can Join Koin

Membership eligibility from Koin's own published criteria. How we verify this.

Membership via the trusted partner organizations

Verified from Koin's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

share_savings
0.020% APR
Rate0.020%
Points0
Club Share Savings
money_market
0.020% APR
Rate0.020%
Points0
Money Market (Under $10,000)
share_savings
0.020% APR
Rate0.020%
Points0
Regular Share Savings
ira
0.100% APR
Rate0.100%
Points0
IRA Share Savings
money_market
0.100% APR
Rate0.100%
Points0
Money Market ($10,000 – $49,999.99)
money_market
0.150% APR
Rate0.150%
Points0
Money Market ($50,000 – $99,999.99)
money_market
0.200% APR
Rate0.200%
Points0
Money Market ($100,000 – $199,999.99)
money_market
0.250% APR
Rate0.250%
Points0
Money Market ($200,000 and over)
cd_6mo
2.420% APR
Rate2.400%
Points0
6 Month Certificate
cd_12mo
2.520% APR
Rate2.500%
Points0
12 Month Certificate
cd_18mo
2.520% APR
Rate2.500%
Points0
18 Month Certificate
cd_24mo
2.570% APR
Rate2.550%
Points0
24 Month Certificate
cd_36mo
2.630% APR
Rate2.600%
Points0
36 Month Certificate
cd_48mo
2.680% APR
Rate2.650%
Points0
48 Month Certificate
cd_60mo
2.680% APR
Rate2.650%
Points0
60 Month Certificate

Auto Loan Rates

Rates as of July 15, 2026

credit_card
18.000% APR
Rate18.000%
Classic Card
credit_card_secured
18.000% APR
Rate18.000%
Secured Card

HELOC Rates

Rates as of July 15, 2026

heloc_fixed
6.500% APR
Rate6.500%
Home Equity – Fixed

Personal Loan Rates

Rates as of July 15, 2026

personal
8.000% APR
Rate8.000%
Tech Gear
personal
12.900% APR
Rate12.900%
Consolidation
personal_unsecured
12.900% APR
Rate12.900%
Signature
ploc_variable
12.900% APR
Rate12.900%
Signature Line of Credit (LOC)

Frequently Asked Questions

What rates does Koin offer?

Koin currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Koin rates updated?

RateAPI verifies Koin's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Koin's rate data?

Rate data is collected directly from Koin's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Koin's mortgage rate?

As of July 15, 2026, Koin offers a share_savings mortgage at 0.02% APR.

What is Koin's auto loan rate?

As of July 15, 2026, Koin offers auto loans from 18% APR.

Related Rate Data

Compare Koin's rates against national credit-union benchmarks.

More Tennessee credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Koin
curl "https://api.rateapi.dev/credit-unions/tennessee/koin" \
  -H "Authorization: Bearer YOUR_API_KEY"
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