---
title: "Knoxville Firefighters Credit Union Rates - Tennessee"
description: "Current mortgage, vehicle loan, personal loan, and credit card rates from Knoxville Firefighters Credit Union in Tennessee. Updated daily with source verification. See who can join Knoxville Firefighters Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/tennessee/knoxville-firefighters"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Knoxville Firefighters Credit Union Rates - Tennessee

### Mortgage rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **1st Mortgage Effective 11/1/2026** other |  — APR |  5.750% |  — |  Standard |
| **2nd Mortgage Effective 11/1/2026** other |  — APR |  7.250% |  — |  Standard |
Knoxville Firefighters Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Vehicles Effective 11/1/2026** auto_new_84mo |  — APR |  4.990% |  84 mo · new |  Standard |
| **New Vehicles Effective 3/1/2026** auto_new_84mo |  — APR |  5.740% |  84 mo · new |  Standard |
| **New Recreational (Boats, Motorcycles, ATVs, Campers, Jet Skis, UTVs) Effective 11/1/2026** powersports_new_1mo |  — APR |  6.250% |  1 mo · new |  Standard |
| **Used Vehicles Effective 11/1/2026** auto_used_72mo |  — APR |  6.300% |  72 mo · used |  Standard |
| **Used Recreational (Boats, Motorcycles, ATVs, Campers, Jet Skis, UTVs) Effective 11/1/2026** powersports_used_84mo |  — APR |  8.000% |  84 mo · used |  Standard |
Knoxville Firefighters Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature/Co-Signer Effective 11/1/2026** other |  — APR |  10.250% |  — |  Standard |
Knoxville Firefighters Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Visa Credit Card Effective 11/1/2026** credit_card |  — APR |  12.000% |  — |  Standard |
Knoxville Firefighters Credit Union credit card rates as of November 12, 2026

Knoxville Firefighters Credit Union is a credit union in Tennessee. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/knoxville-firefighters) , verified from [Knoxville Firefighters Credit Union's official website](https://knoxfirefcu.com/)

Loading branch locator…

## About Knoxville Firefighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.9K

Assets

$36.7M

Founded

1954

Locations reported

2

NCUA charter

9873

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Ornl** North Knoxville · Knoxville · TN · 37912 About 0.2 miles away](https://rateapi.dev/credit-unions/tennessee/ornl) [**Enrichment** NORTH KNOXVILLE BRANCH · KNOXVILLE · TN · 37912 About 0.5 miles away](https://rateapi.dev/credit-unions/tennessee/enrichment) [**Knoxville Tva Employees** North Knoxville · Knoxville · TN · 37912 About 1.3 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**Y-12** Y-12 FCU North Knoxville Branch · Knoxville · TN · 37912-1016 About 2.0 miles away](https://rateapi.dev/credit-unions/tennessee/y-12) [**City Employees** 640 BRANCH · KNOXVILLE · TN · 37921 About 2.5 miles away](https://rateapi.dev/credit-unions/tennessee/city-employees) [**U. T.** UT Federal Credit Union - Emory Rd Branch · Knoxville · TN · 37938-4614 About 3.1 miles away](https://rateapi.dev/credit-unions/tennessee/u-t)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Knoxville Firefighters Credit Union

Membership eligibility from Knoxville Firefighters Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Knoxville Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer City of Knoxville Firefighters

Verified from [Knoxville Firefighters Credit Union's membership page](https://knoxfirefcu.com/join) . Final membership determination is always made by the credit union.

## Membership rules for Knoxville Firefighters Credit Union

Geography 1 county · Employers · Family 2

4 published paths to membership, last verified August 21, 2026, quoted from Knoxville Firefighters Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026

- Knox County, TN

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Knox County, TN”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of City of Knoxville Firefighters

“City of Knoxville Firefighters”

> [source ↗](https://knoxfirefcu.com/join)

- Employee of City of Knoxville Firefighters

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member family member, extended family

“family members, and extended family.”

> [source ↗](https://knoxfirefcu.com/join)

- Family member (family member, extended family) of a member
  - Family of a member immediate family

“Don't forget, your immediate family is eligible to join.”

> [source ↗](https://knoxfirefcu.com/join)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Knoxville Firefighters Credit Union? Yes No

## Work at Knoxville Firefighters Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Knoxville Firefighters Credit Union ranks against Tennessee peers.

- See which AI assistants fetched Knoxville Firefighters Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Tennessee
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=knoxville-firefighters&amp;state=tennessee&amp;code=TN&amp;name=Knoxville%20Firefighters%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Knoxville Firefighters Credit Union offer?

Knoxville Firefighters Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Knoxville Firefighters Credit Union rates updated?

RateAPI verifies Knoxville Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Knoxville Firefighters Credit Union's rate data?

Rate data is collected directly from Knoxville Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Knoxville Firefighters Credit Union?

Knoxville Firefighters Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county and 1 employer for Knoxville Firefighters Credit Union, each quoted from Knoxville Firefighters Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Knoxville Firefighters Credit Union's rates against national credit-union benchmarks.

[More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee mortgage rate leaders](https://rateapi.dev/mortgage-rates/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://knoxfirefcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Knoxville Firefighters Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Knoxville Firefighters Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee /knoxville-firefighters " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Knoxville Firefighters Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/tennessee/knoxville-firefighters
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
