--- title: "Knox County Teachers Credit Union Rates - Tennessee" description: "Current mortgage, vehicle loan, personal loan, and credit card rates from Knox County Teachers Credit Union in Tennessee. Updated daily with source verification. See who can join Knox County Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/knox-county-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Knox County Teachers Credit Union Rates - Tennessee ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Vacant Land** other | — APR | 9.000% | — | Standard | Knox County Teachers Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.500% | 60 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 4.750% | 72 mo · new | Standard | | **36-Month Used Auto Loan (2017–2018)** auto_used_36mo | — APR | 4.990% | 36 mo · used | Standard | | **Used Auto 2021 - 2025 (on purchased vehicles)** auto_used | — APR | 4.990% | used | Standard | | **48-Month Used Auto Loan (2019–2020)** auto_used_48mo | — APR | 4.990% | 48 mo · used | Standard | | **Collateral Loans - Used - 2011 and older** auto_used_36mo | — APR | 6.000% | 36 mo · used | Standard | | **36-Month Used Auto Loan (2011–2016)** auto_used_36mo | — APR | 6.250% | 36 mo · used | Standard | | **36-Month Used Auto Loan (2010 and Older)** auto_used_36mo | — APR | 7.000% | 36 mo · used | Standard | | **RV Loan** rv | — APR | 12.900% | — | Standard | Knox County Teachers Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 9.000% | 12 mo | Standard | | **24-Month Signature Loan** personal_unsecured_24mo | — APR | 10.000% | 24 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 11.000% | 36 mo | Standard | | **Signature Loan** personal_unsecured | — APR | 14.000% | — | Standard | Knox County Teachers Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.900% | — | Standard | Knox County Teachers Credit Union credit card rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Bus Loans (Depending on year)** other | — % | 5.000% | — | Standard | | **Used - 2014 to 2019** other | — % | 6.000% | — | Standard | | **Used - 2012 to 2013** other | — % | 6.000% | — | Standard | Knox County Teachers Credit Union other rates as of November 12, 2026 Knox County Teachers Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/knox-county-teachers) , verified from [Knox County Teachers Credit Union's official website](https://www.kctfcu.org/) Loading branch locator… ## About Knox County Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $34.4M Founded 1955 Locations reported 2 NCUA charter 10676 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Knoxville Teachers** Halls · Knoxville · TN · 37918-5343 About 1.2 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-teachers) [**Enrichment** HALLS BRANCH · KNOXVILLE · TN · 37918-5737 About 1.4 miles away](https://rateapi.dev/credit-unions/tennessee/enrichment) [**Ornl** Fountain City · Knoxville · TN · 37918-2344 About 1.8 miles away](https://rateapi.dev/credit-unions/tennessee/ornl) [**City Employees** FC BRANCH · KNOXVILLE · TN · 37918-2315 About 2.1 miles away](https://rateapi.dev/credit-unions/tennessee/city-employees) [**Knoxville Tva Employees** Northeast Knoxville · Knoxville · TN · 37918-2115 About 2.1 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**New South Credit Union** Main Office · Knoxville · TN · 37924 About 2.6 miles away](https://rateapi.dev/credit-unions/tennessee/new-south-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Knox County Teachers Credit Union Membership eligibility from Knox County Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Knox County Teachers Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Knox County Teachers Credit Union's membership page](https://www.kctfcu.org/) . Final membership determination is always made by the credit union. ## Work at Knox County Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Knox County Teachers Credit Union ranks against Tennessee peers. - See which AI assistants fetched Knox County Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=knox-county-teachers&state=tennessee&code=TN&name=Knox%20County%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Knox County Teachers Credit Union offer? Knox County Teachers Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Knox County Teachers Credit Union rates updated? RateAPI verifies Knox County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Knox County Teachers Credit Union's rate data? Rate data is collected directly from Knox County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Knox County Teachers Credit Union? Knox County Teachers Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Knox County Teachers Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee mortgage rate leaders](https://rateapi.dev/mortgage-rates/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.kctfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Knox County Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Knox County Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /knox-county-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Knox County Teachers Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/knox-county-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp