--- title: "Kemba Delta Credit Union Rates - Tennessee" description: "Current savings & cd rates from Kemba Delta Credit Union in Tennessee. Updated daily with source verification. See who can join Kemba Delta Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/kemba-delta" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kemba Delta Credit Union Rates - Tennessee ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **$2500.00 And Up** savings | — APY | 0.10% | — | Standard | | **$25.00 and Up** savings | — APY | 2.00% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.50% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.75% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.00% | 18 mo | Standard | Kemba Delta Credit Union savings & cd rates as of November 13, 2026 Kemba Delta Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/kemba-delta) , verified from [Kemba Delta Credit Union's official website](https://www.kembadelta.org/) Loading branch locator… ## About Kemba Delta Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5K Assets $31.7M Founded 1934 Locations reported 2 NCUA charter 24220 Charter type Federal credit union ### Services and member support - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southern Security** Bartlett · Bartlett · TN · 38133 About 0.6 miles away](https://rateapi.dev/credit-unions/tennessee/southern-security) [**Orion** Kate Bond · Bartlett · TN · 38133-4007 About 0.7 miles away](https://rateapi.dev/credit-unions/tennessee/orion) [**F A A** Wolfchase Branch · Cordova · TN · 38016 About 1.4 miles away](https://rateapi.dev/credit-unions/tennessee/f-a-a) [**Navy Federal Credit Union** Cordova TN · Cordova · TN · 38016 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Fedex Employees Credit Association** Cordova · Cordova · TN · 38016-0718 About 2.7 miles away](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association) [**First South Financial** Bartlett - Administration · Bartlett · TN · 38134 About 2.8 miles away](https://rateapi.dev/credit-unions/tennessee/first-south-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kemba Delta Credit Union Membership eligibility from Kemba Delta Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Kemba Delta Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Kroger Delta Division Verified from [Kemba Delta Credit Union's membership page](https://www.kembadelta.org/membership.htm) . Final membership determination is always made by the credit union. ## Membership rules for Kemba Delta Credit Union Employers 2 · Family 3 published paths to membership, last verified November 8, 2026, quoted from Kemba Delta Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Kroger Delta Division “KEMBA Delta Federal Credit Union is open to all active or retired employees of the Kroger Delta Division.” > [source ↗](https://www.kembadelta.org/membership.htm) - Employee of Kroger Delta Division - Retired employee of Kroger Delta Division “KEMBA Delta Federal Credit Union is open to all active or retired employees of the Kroger Delta Division.” > [source ↗](https://www.kembadelta.org/membership.htm) - Retiree of Kroger Delta Division ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Deceased parent, child, Spouse, surviving spouse, sibling, Grandparent, Stepparents, Stepchildren, Stepsiblings, Adoptive relationships “Immediate family members of current Kemba Delta FCU members are welcome to join-and we'd love to have them! This includes: Parents Children Spouse (including surviving spouse) Siblings Grandparent Stepparents Stepchildren Stepsiblings Adoptive relationships” > [source ↗](https://www.kembadelta.org/membership.htm) - Family member (parent, child, Spouse, surviving spouse, sibling, Grandparent, Stepparents, Stepchildren, Stepsiblings, Adoptive relationships) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kemba Delta Credit Union? Yes No ## Work at Kemba Delta Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kemba Delta Credit Union ranks against Tennessee peers. - See which AI assistants fetched Kemba Delta Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kemba-delta&state=tennessee&code=TN&name=Kemba%20Delta%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kemba Delta Credit Union offer? Kemba Delta Credit Union is a credit union in Tennessee. Rate data is currently being verified. ### How often are Kemba Delta Credit Union rates updated? RateAPI verifies Kemba Delta Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Kemba Delta Credit Union's rate data? Rate data is collected directly from Kemba Delta Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Kemba Delta Credit Union? Kemba Delta Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Kemba Delta Credit Union, each quoted from Kemba Delta Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Kemba Delta Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.kembadelta.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kemba Delta Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kemba Delta Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /kemba-delta " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kemba Delta Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/kemba-delta Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp