--- title: "Happy Valley Credit Union Rates & Who Can Join - Tennessee" description: "Happy Valley Credit Union is a credit union in Tennessee. Rate data is being verified. See who can join Happy Valley Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/happy-valley" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Happy Valley Credit Union Rates & Who Can Join - Tennessee No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Happy Valley Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/happy-valley) , verified from [Happy Valley Credit Union's official website](https://www.hvcu-tn.com/) Loading branch locator… ## About Happy Valley Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.2K Assets $36.4M Founded 1934 Locations reported 4 NCUA charter 68097 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Eastman** West Elk · Elizabethton · TN · 37643 Branch in the same ZIP](https://rateapi.dev/credit-unions/tennessee/eastman) [**Northeast Community** Main Office · Elizabethton · TN · 37643 Branch in the same ZIP](https://rateapi.dev/credit-unions/tennessee/northeast-community) [**Knoxville Tva Employees** Piney Flats · Piney Flats · TN · 37686-4430 About 13.5 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**United Southeast** Corporate Office · Bristol · TN · 37620-6018 About 13.8 miles away](https://rateapi.dev/credit-unions/tennessee/united-southeast) [**Consumer** Johnson City Service Center · Johnson City · TN · 37601 About 14.2 miles away](https://rateapi.dev/credit-unions/tennessee/consumer) [**Select Seven** Market Street · Johnson City · TN · 37604 About 14.3 miles away](https://rateapi.dev/credit-unions/tennessee/select-seven) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Happy Valley Credit Union Membership eligibility from Happy Valley Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Happy Valley Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Happy Valley Credit Union's membership page](https://www.hvcu-tn.com/member-benefits/) . Final membership determination is always made by the credit union. ## Membership rules for Happy Valley Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Happy Valley Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member relative “You can also join if you have a relative who is already a member.” > [source ↗](https://www.hvcu-tn.com/member-benefits/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Happy Valley Credit Union? Yes No ## Work at Happy Valley Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Happy Valley Credit Union ranks against Tennessee peers. - See which AI assistants fetched Happy Valley Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=happy-valley&state=tennessee&code=TN&name=Happy%20Valley%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Happy Valley Credit Union offer? Happy Valley Credit Union is a credit union in Tennessee. Rate data is currently being verified. ### How often are Happy Valley Credit Union rates updated? RateAPI verifies Happy Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Happy Valley Credit Union's rate data? Rate data is collected directly from Happy Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Happy Valley Credit Union? Happy Valley Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Happy Valley Credit Union, each quoted from Happy Valley Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Happy Valley Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.hvcu-tn.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Happy Valley Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Happy Valley Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /happy-valley " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Happy Valley Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/happy-valley Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp