--- title: "F A A Credit Union: #1 Mortgage in Tennessee" description: "F A A Credit Union has the lowest tracked 30-year fixed mortgage rate in Tennessee (6.54% APR) among 5 credit unions we verify. F A A Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join F A A Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/f-a-a" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # F A A Credit Union: #1 Mortgage in Tennessee ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.387% APR | 6.125% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.586% APR | 6.375% | — | Standard | F A A Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, F A A Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/f-a-a) , verified from [F A A Credit Union's official website](https://faafcu.org/) Best product position **#1 of 5** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **46 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Tennessee markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | #1 of 5 · lowest in Tennessee | State market leader | 46 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim F A A Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=f-a-a&state=tennessee&code=TN&name=F%20A%20A%20Credit%20Union) Loading branch locator… ## About F A A Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.7K Assets $130.2M Founded 1954 Locations reported 7 NCUA charter 9639 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fedex Employees Credit Association** Cordova · Cordova · TN · 38016-0718 About 1.7 miles away](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association) [**Navy Federal Credit Union** Cordova TN · Cordova · TN · 38016 About 1.9 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**First South Financial** Cordova · Cordova · TN · 38016-5966 About 2.1 miles away](https://rateapi.dev/credit-unions/tennessee/first-south-financial) [**Fedtrust** Hwy 64 · Arlington · TN · 38002-8395 About 2.1 miles away](https://rateapi.dev/credit-unions/tennessee/fedtrust) [**Healthnet** Chickering Lane · Cordova · TN · 38016-8698 About 2.2 miles away](https://rateapi.dev/credit-unions/tennessee/healthnet) [**Southern Security** Bartlett · Bartlett · TN · 38133 About 2.5 miles away](https://rateapi.dev/credit-unions/tennessee/southern-security) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join F A A Credit Union Membership eligibility from F A A Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on F A A Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer employment list Verified from [F A A Credit Union's membership page](https://faafcu.org/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for F A A Credit Union Employers · Family 2 published paths to membership, last verified October 11, 2026, quoted from F A A Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Retired employee of employment list “persons retired as pensioners or annuitants from the employment list.” > [source ↗](https://faafcu.org/become-a-member/) - Retiree of employment list ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family Of Deceased surviving spouse “In addition, spouses of persons who died while within the field of membership” > [source ↗](https://faafcu.org/become-a-member/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for F A A Credit Union? Yes No ## Work at F A A Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where F A A Credit Union ranks against Tennessee peers. - See which AI assistants fetched F A A Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=f-a-a&state=tennessee&code=TN&name=F%20A%20A%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does F A A Credit Union offer? F A A Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are F A A Credit Union rates updated? RateAPI verifies F A A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get F A A Credit Union's rate data? Rate data is collected directly from F A A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is F A A Credit Union's mortgage rate? As of November 12, 2026, F A A Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join F A A Credit Union? F A A Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for F A A Credit Union, each quoted from F A A Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare F A A Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee mortgage rate leaders](https://rateapi.dev/mortgage-rates/tennessee) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://faafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track F A A Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for F A A Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /f-a-a " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## F A A Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/f-a-a Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp