--- title: "Enrichment Credit Union Rates - Tennessee" description: "Current mortgage, vehicle loan, heloc, and personal loan rates from Enrichment Credit Union in Tennessee. Updated daily with source verification. See who can join Enrichment Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/enrichment" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Enrichment Credit Union Rates - Tennessee ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **5/1 ARM** 5 1 arm | — APR | 5.750% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 6.000% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 6.500% | — | Standard | | **1st Mortgage** other | — APR | 5.500% | — | Standard | | **Home Construction to Permanent** other | — APR | 6.750% | — | Standard | | **2nd Mortgage** other | — APR | 7.250% | — | Standard | | **Mobile Home with Real Estate** other | — APR | 10.375% | — | Standard | Enrichment Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Used Auto Loan (2026 and Older)** auto_used_36mo | — APR | 5.740% | 36 mo · used | Standard | | **84-Month Used Auto Loan (2026 and Older)** auto_used_84mo | — APR | 5.990% | 84 mo · used | Standard | | **36-Month Used RV Loan (2026 and Older)** rv_used_36mo | — APR | 6.490% | 36 mo · used | Standard | | **84-Month Used RV Loan (2026 and Older)** rv_used_84mo | — APR | 6.740% | 84 mo · used | Standard | | **Autos Less than 100,000 miles** auto_any_96mo | — APR | 6.740% | 96 mo | Standard | Enrichment Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Enrichment Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **120-Month Share-Secured Loan** personal_secured_120mo | — APR | 2.100% | 120 mo | Standard | | **Lines of Credit & Signature Loan** personal_unsecured_60mo | — APR | 11.750% | 60 mo | Standard | Enrichment Credit Union personal loan rates as of November 13, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Heating, Ventilation, & Air Conditioning (HVAC) Loan** other | — % | 7.500% | — | Standard | | **Unimproved Property** other | — % | 7.625% | — | Standard | | **Rental Property** other | — % | 8.000% | — | Standard | Enrichment Credit Union other rates as of November 13, 2026 Enrichment Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/enrichment) , verified from [Enrichment Credit Union's official website](https://www.enrichmentfcu.org/) Loading branch locator… ## About Enrichment Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 48.4K Assets $972.5M Founded 1950 Locations reported 9 NCUA charter 6778 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ornl** Oak Ridge West · Oak Ridge · TN · 37830 About 3.4 miles away](https://rateapi.dev/credit-unions/tennessee/ornl) [**Y-12** Y-12 FCU Oak Ridge Branch · Oak Ridge · TN · 37830-7909 About 3.7 miles away](https://rateapi.dev/credit-unions/tennessee/y-12) [**Knoxville Teachers** Oak Ridge · Oak Ridge · TN · 37830 About 4.6 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-teachers) [**Tennessee Members 1st** TN Members 1ST FCU · Oak Ridge · TN · 37830 About 5.0 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-members-1st) [**Knoxville Tva Employees** Centerpoint · Knoxville · TN · 37932 About 8.3 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**Consumer** Knoxville Service Center · Knoxville · TN · 37934 About 9.6 miles away](https://rateapi.dev/credit-unions/tennessee/consumer) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Enrichment Credit Union Membership eligibility from Enrichment Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Enrichment Credit Union's website. Check the membership page below to confirm whether you qualify. - Location anderson, blount, claiborne, knox, loudon, morgan, roane, scott, union — TN Verified from [Enrichment Credit Union's membership page](https://www.enrichmentfcu.org/personal/join-us) . Final membership determination is always made by the credit union. ## Membership rules for Enrichment Credit Union Geography 9 counties 36 published paths to membership, last verified November 1, 2026, quoted from Enrichment Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 1, 2026 - Anderson County, TN - Blount County, TN - Claiborne County, TN - Knox County, TN - Loudon County, TN - Morgan County, TN - Roane County, TN - Scott County, TN - Union County, TN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Anderson County, TN; Claiborne County, TN; Knox County, TN; Roane County, TN” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Enrichment Credit Union? Yes No ## Work at Enrichment Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Enrichment Credit Union ranks against Tennessee peers. - See which AI assistants fetched Enrichment Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=enrichment&state=tennessee&code=TN&name=Enrichment%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Enrichment Credit Union offer? Enrichment Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Enrichment Credit Union rates updated? RateAPI verifies Enrichment Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Enrichment Credit Union's rate data? Rate data is collected directly from Enrichment Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Enrichment Credit Union? Enrichment Credit Union publishes its membership criteria on its own website. RateAPI tracks 36 published membership paths covering 9 counties for Enrichment Credit Union, each quoted from Enrichment Credit Union's own published membership criteria. ## Related Rate Data Compare Enrichment Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee mortgage rate leaders](https://rateapi.dev/mortgage-rates/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee HELOC rate leaders](https://rateapi.dev/heloc-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.enrichmentfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Enrichment Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Enrichment Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /enrichment " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Enrichment Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/enrichment Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp