As of July 11, 2026, Enlighten offers a ira mortgage at 1.25% APR (1.25% rate, 0 points). Auto loans available from 5.5% APR. Personal loan rates from 9.9% APR.
Source: RateAPI.dev, verified from Enlighten's official website
Membership eligibility from Enlighten's own published criteria. How we verify this.
Membership via employers (Kellogg's)
Cost to join: About $25.
Verified from Enlighten's membership page. Final membership determination is always made by the credit union.
Rates as of July 11, 2026
Rates as of July 11, 2026
Rates as of July 11, 2026
Enlighten currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.
RateAPI verifies Enlighten's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.
Rate data is collected directly from Enlighten's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 11, 2026, Enlighten offers a ira mortgage at 1.25% APR.
As of July 11, 2026, Enlighten offers auto loans from 5.5% APR.
Compare Enlighten's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Enlighten
curl "https://api.rateapi.dev/credit-unions/tennessee/enlighten" \
-H "Authorization: Bearer YOUR_API_KEY"