---
title: "Dixie Line Credit Union Rates - Tennessee"
description: "Current auto loan, personal loan, and credit card rates from Dixie Line Credit Union in Tennessee. Updated daily with source verification. See who can join Dixie Line Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/tennessee/dixie-line"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Dixie Line Credit Union Rates - Tennessee

### Auto & vehicle rates

14 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loan** auto_new |  — APR |  4.500% |  new |  Standard |
| **Used Auto Loan** auto_used |  — APR |  5.000% |  used |  Standard |
| **NEW 4YRS** auto_new_48mo |  — APR |  5.750% |  48 mo · new |  Standard |
| **NEW 5YRS** auto_new_60mo |  — APR |  6.500% |  60 mo · new |  Standard |
| **USED 4YRS** auto_used_48mo |  — APR |  6.500% |  48 mo · used |  Standard |
| **NEW 6YRS** auto_new_72mo |  — APR |  7.750% |  72 mo · new |  Standard |
| **NEW 7YRS** auto_new_84mo |  — APR |  8.250% |  84 mo · new |  Standard |
| **USED 5YRS** auto_used_60mo |  — APR |  8.250% |  60 mo · used |  Standard |
| **New 8YRS** auto_new_96mo |  — APR |  8.750% |  96 mo · new |  Standard |
| **USED 6YRS** auto_used_72mo |  — APR |  8.750% |  72 mo · used |  Standard |
| **USED 7YRS** auto_used_84mo |  — APR |  9.750% |  84 mo · used |  Standard |
| **USED 8YRS** auto_used_96mo |  — APR |  10.250% |  96 mo · used |  Standard |
| **NEW 10YRS** auto_new_120mo |  — APR |  11.000% |  120 mo · new |  Standard |
| **USED 10YRS** auto_used_120mo |  — APR |  12.750% |  120 mo · used |  Standard |
Dixie Line Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share-Secured Loan** personal_secured |  — APR |  2.150% |  — |  Standard |
| **Signature Loan** personal_unsecured |  — APR |  15.000% |  — |  Standard |
| **EMERGENCY LOAN** personal |  — APR |  15.000% |  — |  Standard |
Dixie Line Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  7.900% |  — |  Standard |
Dixie Line Credit Union credit card rates as of November 12, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **USED 4 YRS** other |  — % |  9.500% |  — |  Standard |
| **USED 5 YRS** other |  — % |  10.000% |  — |  Standard |
Dixie Line Credit Union other rates as of November 12, 2026

Dixie Line Credit Union is a credit union in Tennessee. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/dixie-line) , verified from [Dixie Line Credit Union's official website](https://www.dixieline.org/)

Loading branch locator…

## About Dixie Line Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

823

Assets

$13.9M

Founded

1932

Locations reported

1

NCUA charter

67937

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Ascend** Brentwood · Brentwood · TN · 37027 About 3.6 miles away](https://rateapi.dev/credit-unions/tennessee/ascend) [**Us Community** Bell Road Branch · Antioch · TN · 37013 About 4.1 miles away](https://rateapi.dev/credit-unions/tennessee/us-community) [**Southeast Financial** Briley South · Nashville · TN · 37217 About 4.2 miles away](https://rateapi.dev/credit-unions/tennessee/southeast-financial) [**Koin** Main Office · Brentwood · TN · 37027 About 4.4 miles away](https://rateapi.dev/credit-unions/tennessee/koin) [**Tennessee Department of Safety** Main Office · Nashville · TN · 37243-4400 About 4.8 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-department-of-safety) [**P.i.a.s.** PIAS CREDIT UNION · Brentwood · TN · 37027-5072 About 5.0 miles away](https://rateapi.dev/credit-unions/tennessee/pias)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Dixie Line Credit Union

Membership eligibility from Dixie Line Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Dixie Line Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer CSX Railroad, American Sugar Refining, Land O Lakes/Purina, SudberryMill Works, Serra Chevrolet, Wyatt Johnson, Hailey&rsquo;s Harbor (Intermodal Transportation), Hailey’s Harbor (Intermodal Transportation)

Verified from [Dixie Line Credit Union's membership page](https://www.dixieline.org/membership.php) . Final membership determination is always made by the credit union.

## Membership rules for Dixie Line Credit Union

Employers 15 · Family 9

24 published paths to membership, last verified August 27, 2026, quoted from Dixie Line Credit Union’s own published criteria.

### Employers 15

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of CSX Railroad

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of CSX Railroad
  - Employee of American Sugar Refining

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of American Sugar Refining
  - Employee of Land O Lakes/Purina

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of Land O Lakes/Purina
  - Employee of SudberryMill Works

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of SudberryMill Works
  - Employee of Serra Chevrolet

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of Serra Chevrolet
  - Employee of Wyatt Johnson

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of Wyatt Johnson
  - Employee of Hailey&rsquo;s Harbor (Intermodal Transportation)

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of Hailey&rsquo;s Harbor (Intermodal Transportation)
  - Retired employee of CSX Railroad

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of CSX Railroad
  - Retired employee of American Sugar Refining

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of American Sugar Refining
  - Retired employee of Land O Lakes/Purina

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of Land O Lakes/Purina
  - Retired employee of SudberryMill Works

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of SudberryMill Works
  - Retired employee of Serra Chevrolet

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of Serra Chevrolet
  - Retired employee of Wyatt Johnson

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of Wyatt Johnson
  - Retired employee of Hailey&rsquo;s Harbor (Intermodal Transportation)

“Retirees are also welcome to become members.”

> [source ↗](https://www.dixieline.org/membership.php)

- Retiree of Hailey&rsquo;s Harbor (Intermodal Transportation)
  - Employee of Hailey’s Harbor

“Hailey’s Harbor (Intermodal Transportation)”

> [source ↗](https://www.dixieline.org/membership.php)

- Employee of Hailey’s Harbor

### Family 9

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member of a member
  - Family Of Qualified CSX Railroad

“CSX Railroad”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of CSX Railroad
  - Family Of Qualified American Sugar Refining

“American Sugar Refining”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of American Sugar Refining
  - Family Of Qualified Land O Lakes/Purina

“Land O Lakes/Purina”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of Land O Lakes/Purina
  - Family Of Qualified SudberryMill Works

“SudberryMill Works”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of SudberryMill Works
  - Family Of Qualified Serra Chevrolet

“Serra Chevrolet”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of Serra Chevrolet
  - Family Of Qualified Wyatt Johnson

“Wyatt Johnson”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of Wyatt Johnson
  - Family Of Qualified Hailey’s Harbor

“Hailey’s Harbor (Intermodal Transportation)”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family member) of an employee of Hailey’s Harbor
  - Family of a member family

“If you are an employee of one of the select employer groups listed below you and your family members are eligible for membership.”

> [source ↗](https://www.dixieline.org/membership.php)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Dixie Line Credit Union? Yes No

## Work at Dixie Line Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dixie Line Credit Union ranks against Tennessee peers.

- See which AI assistants fetched Dixie Line Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Tennessee
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=dixie-line&amp;state=tennessee&amp;code=TN&amp;name=Dixie%20Line%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Dixie Line Credit Union offer?

Dixie Line Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Dixie Line Credit Union rates updated?

RateAPI verifies Dixie Line Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Dixie Line Credit Union's rate data?

Rate data is collected directly from Dixie Line Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Dixie Line Credit Union?

Dixie Line Credit Union publishes its membership criteria on its own website. RateAPI tracks 24 published membership paths covering 15 employers for Dixie Line Credit Union, each quoted from Dixie Line Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Dixie Line Credit Union's rates against national credit-union benchmarks.

[More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.dixieline.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Dixie Line Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Dixie Line Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee /dixie-line " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Dixie Line Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/tennessee/dixie-line
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
