--- title: "Collegedale Credit Union Rates (Nov 2026): CDs to 4.33%" description: "Collegedale Credit Union rates today: savings & CDs up to 4.33% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Collegedale Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/collegedale" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Collegedale Credit Union Rates (Nov 2026): CDs to 4.33% ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Traditional IRA-12 Month Certificate (86)** ira_cd_12mo | — APY | 0.25% | 12 mo | Standard | | **ESA-12 Month Certificate (88)** cd_12mo | — APY | 0.25% | 12 mo | Standard | | **ESA-Share (82)** savings | — APY | 0.50% | — | Standard | | **Traditional IRA-Share (80)** ira | — APY | 0.50% | — | Standard | | **3-Month Certificate** share_certificate_3mo | 1.06% APY | 1.05% | 3 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.28% APY | 4.20% | 12 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.33% APY | 4.25% | 6 mo | Standard | Collegedale Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.33% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/collegedale) , verified from [Collegedale Credit Union's official website](https://www.collegedale.org/) Loading branch locator… ## About Collegedale Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.4K Assets $44.7M Founded 1952 Locations reported 2 NCUA charter 68167 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Communityamerica** Collegedale · Collegedale · TN · 37315 About 1.2 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Scenic Community** Scenic Community Credit Union · Ooltewah · TN · 37363 About 2.6 miles away](https://rateapi.dev/credit-unions/tennessee/scenic-community) [**Tennessee Valley** East Hamilton Food City · Ooltewah · TN · 37363 About 4.4 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-valley) [**Comtrust** Hamilton Place · Chattanooga · TN · 37421 About 6.5 miles away](https://rateapi.dev/credit-unions/tennessee/comtrust) [**Trust** Gunbarrel Branch · Chattanooga · TN · 37421 About 6.6 miles away](https://rateapi.dev/credit-unions/tennessee/trust) [**Memorial** Memorial Credit Union · Chattanooga · TN · 37421 About 6.7 miles away](https://rateapi.dev/credit-unions/tennessee/memorial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Collegedale Credit Union Membership eligibility from Collegedale Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Collegedale Credit Union's website. Check the membership page below to confirm whether you qualify. - Location TN - Employer Seventh-day Adventist institution, Seventh-day Adventist business Verified from [Collegedale Credit Union's membership page](https://www.collegedale.org/membership_criteria.htm) . Final membership determination is always made by the credit union. ## Membership rules for Collegedale Credit Union Geography 11 · Employers 2 · Family 14 published paths to membership, last verified August 27, 2026, quoted from Collegedale Credit Union’s own published criteria. Source-page proposal coverage: 4 of 5 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Geography 11 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Collegedale, TN - ZIP 37302 - ZIP 37311 - ZIP 37312 - ZIP 37315 - ZIP 37320 - ZIP 37323 - ZIP 37353 - ZIP 37363 - ZIP 37364 - ZIP 37421 “you live in Collegedale or zip code areas 37302, 37311, 37312, 37315, 37320, 37323, 37353, 37363, 37364 and 37421.” > [source ↗](https://www.collegedale.org/membership_criteria.htm) ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Seventh-day Adventist institution “you are an employee of a Seventh-day Adventist institution or Seventh-day Adventist business owner” > [source ↗](https://www.collegedale.org/membership_criteria.htm) - Employee of Seventh-day Adventist institution - Employee of Business “you are an employee of a Seventh-day Adventist institution or Seventh-day Adventist business owner” > [source ↗](https://www.collegedale.org/membership_criteria.htm) - Employee of Business ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member relative “you are a relative (by blood or marriage) of a Collegedale Credit Union member” > [source ↗](https://www.collegedale.org/membership_criteria.htm) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Collegedale Credit Union? Yes No ## Work at Collegedale Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Collegedale Credit Union ranks against Tennessee peers. - See which AI assistants fetched Collegedale Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=collegedale&state=tennessee&code=TN&name=Collegedale%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Collegedale Credit Union offer? Collegedale Credit Union is a credit union in Tennessee. Rate data is currently being verified. ### How often are Collegedale Credit Union rates updated? RateAPI verifies Collegedale Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Collegedale Credit Union's rate data? Rate data is collected directly from Collegedale Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Collegedale Credit Union's best CD rate? As of November 12, 2026, Collegedale Credit Union offers savings and certificate (CD) yields up to 4.33% APY. ### Who can join Collegedale Credit Union? Collegedale Credit Union publishes its membership criteria on its own website. RateAPI tracks 14 published membership paths covering 11 geographic areas and 2 employers for Collegedale Credit Union, each quoted from Collegedale Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Collegedale Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.collegedale.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Collegedale Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Collegedale Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /collegedale " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Collegedale Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/collegedale Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp