--- title: "CN/Ic Employees Credit Union Rates - Tennessee" description: "Current personal loan, and credit card rates from CN/Ic Employees Credit Union in Tennessee. Updated daily with source verification. See who can join CN/Ic Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/cnic-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # CN/Ic Employees Credit Union Rates - Tennessee ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 10.950% | — | Standard | CN/Ic Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 14.900% | — | Standard | CN/Ic Employees Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Collateral Loan** other | — % | 3.990% | — | Standard | CN/Ic Employees Credit Union other rates as of November 12, 2026 CN/Ic Employees Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/cnic-employees) , verified from [CN/Ic Employees Credit Union's official website](https://icecu.net/) Loading branch locator… ## About CN/Ic Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $10.4M Founded 1928 Locations reported 1 NCUA charter 68069 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fedex Employees Credit Association** Nonconnah · Memphis · TN · 38132-2110 About 0.6 miles away](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association) [**Ups Employees** UPS ECU · Memphis · TN · 38116 About 0.7 miles away](https://rateapi.dev/credit-unions/tennessee/ups-employees) [**Memphis Municipal Employees** Kellogg Memphis Employees CU · Memphis · TN · 38114 About 1.7 miles away](https://rateapi.dev/credit-unions/tennessee/memphis-municipal-employees) [**F A A** Memphis Service Center · Memphis · TN · 38118 About 2.4 miles away](https://rateapi.dev/credit-unions/tennessee/f-a-a) [**Orion** Whitehaven · Memphis · TN · 38116-1917 About 2.7 miles away](https://rateapi.dev/credit-unions/tennessee/orion) [**Memphis City Employees** Whitehaven · Memphis · TN · 38116 About 2.8 miles away](https://rateapi.dev/credit-unions/tennessee/memphis-city-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join CN/Ic Employees Credit Union Membership eligibility from CN/Ic Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on CN/Ic Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer CN Railroad, Illinois Central Railroad, Amtrak, Tri State Truck Center, Great Lakes Transportation Verified from [CN/Ic Employees Credit Union's membership page](https://icecu.net/membership/) . Final membership determination is always made by the credit union. ## Membership rules for CN/Ic Employees Credit Union Employers 6 · Family 7 published paths to membership, last verified August 27, 2026, quoted from CN/Ic Employees Credit Union’s own published criteria. Source-page proposal coverage: 7 of 10 extracted claims verified; 3 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of CN Railroad “Anyone who works for CN Railroad (All US Locations) or its affiliates (including GTW, EJE, WC and Great Lakes Transportation)” > [source ↗](https://icecu.net/membership/) - Employee of CN Railroad - Employee of Illinois Central Railroad “Anyone who works for Illinois Central Railroad or its affiliates.” > [source ↗](https://icecu.net/membership/) - Employee of Illinois Central Railroad - Employee of Amtrak “Anyone who works for Amtrak (Memphis, TN Location Only).” > [source ↗](https://icecu.net/membership/) - Employee of Amtrak - Employee of Tri State Truck Center “Anyone who works for Tri State Truck Center (All Locations).” > [source ↗](https://icecu.net/membership/) - Employee of Tri State Truck Center - Employee of Great Lakes Transportation (as written on the source page) “Anyone who works for CN Railroad (All US Locations) or its affiliates (including GTW, EJE, WC and Great Lakes Transportation)” > [source ↗](https://icecu.net/membership/) - Employee of Great Lakes Transportation - Employee of Great Lakes Transportation “Anyone who works for CN Railroad (All US Locations) or its affiliates (including GTW, EJE, WC and Great Lakes Transportation)” > [source ↗](https://icecu.net/membership/) - Employee of Great Lakes Transportation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member blood relative, marriage relative, adoption relative “Family members of any current member eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.” > [source ↗](https://icecu.net/membership/) - Family member (blood relative, marriage relative, adoption relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for CN/Ic Employees Credit Union? Yes No ## Work at CN/Ic Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where CN/Ic Employees Credit Union ranks against Tennessee peers. - See which AI assistants fetched CN/Ic Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cnic-employees&state=tennessee&code=TN&name=CN%2FIc%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does CN/Ic Employees Credit Union offer? CN/Ic Employees Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are CN/Ic Employees Credit Union rates updated? RateAPI verifies CN/Ic Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get CN/Ic Employees Credit Union's rate data? Rate data is collected directly from CN/Ic Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join CN/Ic Employees Credit Union? CN/Ic Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 6 employers for CN/Ic Employees Credit Union, each quoted from CN/Ic Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare CN/Ic Employees Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://icecu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track CN/Ic Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for CN/Ic Employees Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /cnic-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## CN/Ic Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/cnic-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp