Memphis City Employees

memphis, Tennessee
Last verified: July 7, 2026

As of July 7, 2026, Memphis City Employees offers a 15-year-fixed mortgage at 5.5% APR (5.5% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.75% APR.

Source: RateAPI.dev, verified from Memphis City Employees's official website

Mortgage Rates

Rates as of July 7, 2026

15-year-fixed
5.500% APR
Rate5.500%
Points0
1st Mortgage (15-year term)
cd
3.000% APR
Rate3.000%
Points0
Share Term Certificate Secured

Auto Loan Rates

Rates as of July 7, 2026

auto_new
4.490% APR
Rate4.490%
New Auto
auto_used
4.490% APR
Rate4.490%
Used Auto
auto_any
4.490% APR
Rate4.490%
NEw & Used Auto
auto_any
4.990% APR
Rate4.990%
New & Used Auto
credit_card_rewards
7.900% APR
Rate7.900%
Mastercard® Platinum Rewards Credit Card
auto_new
7.990% APR
Rate7.990%
Boat New
auto_used
7.990% APR
Rate7.990%
Boat Used
auto_new
7.990% APR
Rate7.990%
Motor Home New
auto_used
7.990% APR
Rate7.990%
Motor Home Used
auto_new
7.990% APR
Rate7.990%
Motorcycle New
auto_used
7.990% APR
Rate7.990%
Motorcycle Used
auto_new
7.990% APR
Rate7.990%
Travel Trailer New
auto_used
7.990% APR
Rate7.990%
Travel Trailer Used

HELOC Rates

Rates as of July 7, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity (LOC-15 yrs) 80%

Personal Loan Rates

Rates as of July 7, 2026

personal
9.750% APR
Rate9.750%
Debt Consolidation Loan

Frequently Asked Questions

What rates does Memphis City Employees offer?

Memphis City Employees currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Memphis City Employees rates updated?

RateAPI verifies Memphis City Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Memphis City Employees's rate data?

Rate data is collected directly from Memphis City Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Memphis City Employees's mortgage rate?

As of July 7, 2026, Memphis City Employees offers a 15-year-fixed mortgage at 5.5% APR.

What is Memphis City Employees's auto loan rate?

As of July 7, 2026, Memphis City Employees offers auto loans from 4.49% APR.

Related Rate Data

Compare Memphis City Employees's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Memphis City Employees
curl "https://api.rateapi.dev/credit-unions/tennessee/city-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"