As of July 11, 2026, Chattanooga First offers a cd_6mo mortgage at 2.5% APR (2.5% rate, 0 points). Auto loans available from 6.99% APR. Personal loan rates from 2% APR.
Source: RateAPI.dev, verified from Chattanooga First's official website
Membership eligibility from Chattanooga First's own published criteria. How we verify this.
Community charter: live/work in Hamilton County
Cost to join: About $25.
Verified from Chattanooga First's membership page. Final membership determination is always made by the credit union.
Rates as of July 11, 2026
Rates as of July 11, 2026
Rates as of July 11, 2026
Chattanooga First currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.
RateAPI verifies Chattanooga First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.
Rate data is collected directly from Chattanooga First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 11, 2026, Chattanooga First offers a cd_6mo mortgage at 2.5% APR.
As of July 11, 2026, Chattanooga First offers auto loans from 6.99% APR.
Compare Chattanooga First's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for Chattanooga First
curl "https://api.rateapi.dev/credit-unions/tennessee/chattanooga-first" \
-H "Authorization: Bearer YOUR_API_KEY"