--- title: "Chattanooga First Credit Union Rates - Tennessee" description: "Current auto loan, and savings & cd rates from Chattanooga First Credit Union in Tennessee. Updated daily with source verification. See who can join Chattanooga First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/chattanooga-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Chattanooga First Credit Union Rates - Tennessee ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **New Car Financing (24-63 Months)** auto_new_63mo | — APR | 4.900% | 63 mo · new | Standard | | **New Car Financing (64-75 Months)** auto_new_75mo | — APR | 5.400% | 75 mo · new | Standard | | **Used Car Financing (24-63 Months)** auto_used_63mo | — APR | 5.900% | 63 mo · used | Standard | | **New Car Financing (76-84 Months)** auto_new_84mo | — APR | 6.200% | 84 mo · new | Standard | | **Used Car Financing (64-75 Months)** auto_used_75mo | — APR | 6.400% | 75 mo · used | Standard | | **New Car Financing (36 Months)** auto_new_36mo | — APR | 6.990% | 36 mo · new | Context only | | **New Car Financing (24 Months)** auto_new_24mo | — APR | 6.990% | 24 mo · new | Context only | | **New Car Financing (48 Months)** auto_new_48mo | — APR | 6.990% | 48 mo · new | Context only | | **Used Car Financing (76-84 Months)** auto_used_84mo | — APR | 7.150% | 84 mo · used | Standard | | **New Car Financing (72 Months)** auto_new_72mo | — APR | 7.490% | 72 mo · new | Context only | | **New Car Financing (60 Months)** auto_new_60mo | — APR | 7.490% | 60 mo · new | Context only | | **Used Car Financing (36 Months)** auto_used_36mo | — APR | 7.990% | 36 mo · used | Context only | | **Used Car Financing (24 Months)** auto_used_24mo | — APR | 7.990% | 24 mo · used | Context only | | **Used Car Financing (48 Months)** auto_used_48mo | — APR | 8.290% | 48 mo · used | Context only | | **Used Car Financing (60 Months)** auto_used_60mo | — APR | 8.490% | 60 mo · used | Context only | | **Used Car Financing (72 Months)** auto_used_72mo | — APR | 9.490% | 72 mo · used | Context only | Chattanooga First Credit Union auto & vehicle rates as of November 13, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **711 - 739** savings | — APY | 1.00% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.50% | 6 mo | Context only | | **60-Month IRA** ira | — APY | 2.75% | 60 mo | Context only | | **36-Month Certificate** cd_36mo | — APY | 2.75% | 36 mo | Context only | | **48-Month Certificate** cd_48mo | — APY | 2.75% | 48 mo | Context only | | **60-Month Certificate** cd_60mo | — APY | 2.75% | 60 mo | Context only | | **30-Month IRA** ira | — APY | 2.75% | 30 mo | Context only | | **36-Month IRA** ira | — APY | 2.75% | 36 mo | Context only | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Context only | | **12-Month IRA** ira | — APY | 3.00% | 12 mo | Context only | | **24-Month Certificate** cd_24mo | — APY | 3.00% | 24 mo | Context only | | **18-Month Certificate** cd_18mo | — APY | 3.00% | 18 mo | Context only | Chattanooga First Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Under 575** other | — % | 10.000% | — | Standard | Chattanooga First Credit Union other rates as of November 13, 2026 Chattanooga First Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/chattanooga-first) , verified from [Chattanooga First Credit Union's official website](https://chattfirst.org/) Loading branch locator… ## About Chattanooga First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.5K Assets $26M Founded 1961 Locations reported 3 NCUA charter 14725 Charter type Federal credit union ### Services and member support - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tennessee Valley** Southside Branch · Chattanooga · TN · 37408 About 0.1 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-valley) [**Epb Employees** Downtown Branch · Chattanooga · TN · 37402-1832 About 1.0 miles away](https://rateapi.dev/credit-unions/tennessee/epb-employees) [**BCBST Employees** Cameron Hill · Chattanooga · TN · 37402 About 1.1 miles away](https://rateapi.dev/credit-unions/tennessee/bcbst-employees) [**Comtrust** Main Office · Chattanooga · TN · 37402 About 1.3 miles away](https://rateapi.dev/credit-unions/tennessee/comtrust) [**Trust** Main Office · Chattanooga · TN · 37402 About 1.4 miles away](https://rateapi.dev/credit-unions/tennessee/trust) [**Southeast Financial** National Ave · Chattanooga · TN · 37404 About 1.5 miles away](https://rateapi.dev/credit-unions/tennessee/southeast-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Chattanooga First Credit Union Membership eligibility from Chattanooga First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Chattanooga First Credit Union's website. Check the membership page below to confirm whether you qualify. - Location hamilton — TN - Employer business or legal entity Verified from [Chattanooga First Credit Union's membership page](https://chattfirst.org/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for Chattanooga First Credit Union Geography 1 county · Employers 6 published paths to membership, last verified August 27, 2026, quoted from Chattanooga First Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Hamilton County, TN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Genesee County, MI; Hamilton County, TN” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of business or legal entity “Any business or legal entity located in Hamilton County, TN” > [source ↗](https://chattfirst.org/how-to-join/) - Employee of business or legal entity Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Chattanooga First Credit Union? Yes No ## Work at Chattanooga First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chattanooga First Credit Union ranks against Tennessee peers. - See which AI assistants fetched Chattanooga First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=chattanooga-first&state=tennessee&code=TN&name=Chattanooga%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Chattanooga First Credit Union offer? Chattanooga First Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Chattanooga First Credit Union rates updated? RateAPI verifies Chattanooga First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Chattanooga First Credit Union's rate data? Rate data is collected directly from Chattanooga First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Chattanooga First Credit Union? Chattanooga First Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county and 1 employer for Chattanooga First Credit Union, each quoted from Chattanooga First Credit Union's own published membership criteria. ## Related Rate Data Compare Chattanooga First Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://chattfirst.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Chattanooga First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Chattanooga First Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /chattanooga-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Chattanooga First Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/chattanooga-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp