--- title: "Chattanooga Federal Employees Credit Union Rates - Tennessee" description: "Current auto loan, heloc, personal loan, and savings & cd rates from Chattanooga Federal Employees Credit Union in Tennessee. Updated daily with source verification. See who can join Chattanooga Federal Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/chattanooga-federal-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Chattanooga Federal Employees Credit Union Rates - Tennessee ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Vehicles up to 25,000 miles** auto | — APR | 4.000% | — | Standard | Chattanooga Federal Employees Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity (2nd Mortgage) Loan** heloc | — APR | 6.750% | — | Standard | Chattanooga Federal Employees Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Personal/Signature Loan** personal_unsecured | — APR | 7.500% | — | Standard | | **Personal/Signature Loans (12 Months)** personal_unsecured_12mo | — APR | 7.500% | 12 mo | Standard | | **Personal/Signature Loans (24 Months)** personal_unsecured_24mo | — APR | 8.500% | 24 mo | Standard | | **Personal/Signature Loans (36 Months)** personal_unsecured_36mo | — APR | 9.500% | 36 mo | Standard | | **Personal/Signature Loans (48 Months)** personal_unsecured_48mo | — APR | 10.500% | 48 mo | Standard | | **Personal/Signature Loans (60 Months)** personal_unsecured_60mo | — APR | 11.500% | 60 mo | Standard | Chattanooga Federal Employees Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share** savings | — APY | 0.05% | — | Standard | | **Certificate** cd | — APY | 4.00% | — | Standard | | **$23.04** savings | — APY | 5.00% | — | Standard | Chattanooga Federal Employees Credit Union savings & cd rates as of November 13, 2026 Chattanooga Federal Employees Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/chattanooga-federal-employees) , verified from [Chattanooga Federal Employees Credit Union's official website](https://www.cfecu.org/) Loading branch locator… ## About Chattanooga Federal Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.8K Assets $75M Founded 1925 Locations reported 1 NCUA charter 62537 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tennessee Valley** Hamilton Place Branch · Chattanooga · TN · 37421 About 0.6 miles away](https://rateapi.dev/credit-unions/tennessee/tennessee-valley) [**Comtrust** Hamilton Place · Chattanooga · TN · 37421 About 0.7 miles away](https://rateapi.dev/credit-unions/tennessee/comtrust) [**Trust** Gunbarrel Branch · Chattanooga · TN · 37421 About 0.9 miles away](https://rateapi.dev/credit-unions/tennessee/trust) [**Memorial** Memorial Credit Union · Chattanooga · TN · 37421 About 1.3 miles away](https://rateapi.dev/credit-unions/tennessee/memorial) [**Kemba Louisville** CU Services, Inc. · Chattanooga · TN · 37421-5604 About 1.6 miles away](https://rateapi.dev/credit-unions/kentucky/kemba-louisville) [**Scenic Community** Scenic Community Credit Union · Chattanooga · TN · 37421-4302 About 1.7 miles away](https://rateapi.dev/credit-unions/tennessee/scenic-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Chattanooga Federal Employees Credit Union Membership eligibility from Chattanooga Federal Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Chattanooga Federal Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Federal government, BlueCross BlueShield of Tennessee Verified from [Chattanooga Federal Employees Credit Union's membership page](https://www.cfecu.org/becomeamember) . Final membership determination is always made by the credit union. ## Membership rules for Chattanooga Federal Employees Credit Union Employers 4 · Family 2 6 published paths to membership, last verified November 8, 2026, quoted from Chattanooga Federal Employees Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Federal government “Employees, retirees, and family members of the Federal government and BlueCross BlueShield of Tennessee are eligible for membership” > [source ↗](https://www.cfecu.org/becomeamember) - Employee of Federal government - Retired employee of Federal government “Employees, retirees, and family members of the Federal government and BlueCross BlueShield of Tennessee are eligible for membership” > [source ↗](https://www.cfecu.org/becomeamember) - Retiree of Federal government - Employee of BlueCross BlueShield of Tennessee “Employees, retirees, and family members of the Federal government and BlueCross BlueShield of Tennessee are eligible for membership” > [source ↗](https://www.cfecu.org/becomeamember) - Employee of BlueCross BlueShield of Tennessee - Retired employee of BlueCross BlueShield of Tennessee “Employees, retirees, and family members of the Federal government and BlueCross BlueShield of Tennessee are eligible for membership” > [source ↗](https://www.cfecu.org/becomeamember) - Retiree of BlueCross BlueShield of Tennessee ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible family “Employees, retirees, and family members of the Federal government and BlueCross BlueShield of Tennessee are eligible for membership” > [source ↗](https://www.cfecu.org/becomeamember) - Family member (family) of an eligible person - Family of someone eligible immediate family “Open to immediate family members of eligible members” > [source ↗](https://www.cfecu.org/becomeamember) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Chattanooga Federal Employees Credit Union? Yes No ## Work at Chattanooga Federal Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chattanooga Federal Employees Credit Union ranks against Tennessee peers. - See which AI assistants fetched Chattanooga Federal Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=chattanooga-federal-employees&state=tennessee&code=TN&name=Chattanooga%20Federal%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Chattanooga Federal Employees Credit Union offer? Chattanooga Federal Employees Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Chattanooga Federal Employees Credit Union rates updated? RateAPI verifies Chattanooga Federal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Chattanooga Federal Employees Credit Union's rate data? Rate data is collected directly from Chattanooga Federal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Chattanooga Federal Employees Credit Union? Chattanooga Federal Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers for Chattanooga Federal Employees Credit Union, each quoted from Chattanooga Federal Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Chattanooga Federal Employees Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [Tennessee auto loan rate leaders](https://rateapi.dev/auto-loan-rates/tennessee) [Tennessee HELOC rate leaders](https://rateapi.dev/heloc-rates/tennessee) [Tennessee personal loan leaders](https://rateapi.dev/personal-loan-rates/tennessee) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cfecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Chattanooga Federal Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Chattanooga Federal Employees Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /chattanooga-federal-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Chattanooga Federal Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/chattanooga-federal-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp