--- title: "Beacon Financial Credit Union Rates - Tennessee" description: "Current savings & cd rates from Beacon Financial Credit Union in Tennessee. Updated daily with source verification. See who can join Beacon Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/tennessee/beacon-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Beacon Financial Credit Union Rates - Tennessee ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Certificate** cd_60mo | — APY | 2.00% | 60 mo | Standard | Beacon Financial Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Up to 84 month amortization (based on product)** other | — % | 7.750% | — | Standard | Beacon Financial Credit Union other rates as of November 13, 2026 Beacon Financial Credit Union is a credit union in Tennessee. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/tennessee/beacon-financial) , verified from [Beacon Financial Credit Union's official website](https://www.beaconfcu.org/) Loading branch locator… ## About Beacon Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.2K Assets $28.3M Founded 1953 Locations reported 2 NCUA charter 67776 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Eastman** State of Franklin · Johnson City · TN · 37604 Branch in the same ZIP](https://rateapi.dev/credit-unions/tennessee/eastman) [**Northeast Community** Johnson City Branch · Johnson City · TN · 37604 Branch in the same ZIP](https://rateapi.dev/credit-unions/tennessee/northeast-community) [**Select Seven** Market Street · Johnson City · TN · 37604 About 1.4 miles away](https://rateapi.dev/credit-unions/tennessee/select-seven) [**Knoxville Tva Employees** Johnson City · Johnson City · TN · 37601 About 2.8 miles away](https://rateapi.dev/credit-unions/tennessee/knoxville-tva-employees) [**Consumer** Johnson City Service Center · Johnson City · TN · 37601 About 2.8 miles away](https://rateapi.dev/credit-unions/tennessee/consumer) [**Ten** SUNSET BRANCH · JOHNSON CITY · TN · 37604-2451 About 2.8 miles away](https://rateapi.dev/credit-unions/tennessee/ten) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Beacon Financial Credit Union Membership eligibility from Beacon Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Beacon Financial Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Ballad Health, Right Coast Medical LLC, Champion Chevrolet, Crowder RV, One Stop Wine and Liquor, Wise Property Solutions Verified from [Beacon Financial Credit Union's membership page](https://www.beaconfcu.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Beacon Financial Credit Union Employers 7 · Family 2 9 published paths to membership, last verified August 27, 2026, quoted from Beacon Financial Credit Union’s own published criteria. ### Employers 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Ballad Health “If you are an employee, contract employee, volunteer of Ballad Health or its subsidiaries, you are eligible.” > [source ↗](https://www.beaconfcu.org/about/) - Employee of Ballad Health - Employee of Right Coast Medical LLC “In addition, membership is open to employees and family members of the following companies. Right Coast Medical LLC” > [source ↗](https://www.beaconfcu.org/about/) - Employee of Right Coast Medical LLC - Employee of Champion Chevrolet “In addition, membership is open to employees and family members of the following companies. Right Coast Medical LLC, Champion Chevrolet” > [source ↗](https://www.beaconfcu.org/about/) - Employee of Champion Chevrolet - Employee of Crowder RV “In addition, membership is open to employees and family members of the following companies. Right Coast Medical LLC, Champion Chevrolet, Crowder RV” > [source ↗](https://www.beaconfcu.org/about/) - Employee of Crowder RV - Employee of One Stop Wine and Liquor “In addition, membership is open to employees and family members of the following companies. Right Coast Medical LLC, Champion Chevrolet, Crowder RV, One Stop Wine and Liquor” > [source ↗](https://www.beaconfcu.org/about/) - Employee of One Stop Wine and Liquor - Employee of Wise Property Solutions “In addition, membership is open to employees and family members of the following companies. Right Coast Medical LLC, Champion Chevrolet, Crowder RV, One Stop Wine and Liquor, and Wise Property Solutions” > [source ↗](https://www.beaconfcu.org/about/) - Employee of Wise Property Solutions - Contractor of Ballad Health “If you are an employee, contract employee, volunteer of Ballad Health or its subsidiaries, you are eligible.” > [source ↗](https://www.beaconfcu.org/about/) - Contractor for Ballad Health ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, sibling, child, parent, grandparent, aunt, uncle, cousin, step relation “Spouses Siblings Children Parents Grandparents Aunts Uncles Cousins Step Relations Are All Eligible to Join!” > [source ↗](https://www.beaconfcu.org/about/) - Family member (spouse, sibling, child, parent, grandparent, aunt, uncle, cousin, step relation) of a member - Family of a member spouse, child, parent, grandparent, sibling, aunts, uncles, cousins, step relations “Also, if you are a family member of the previously mentioned, you also are eligible. Families include spouses, children, parents, grandparents, siblings, aunts, uncles, cousins, and step relations.” > [source ↗](https://www.beaconfcu.org/about/) - Family member (spouse, child, parent, grandparent, sibling, aunts, uncles, cousins, step relations) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Beacon Financial Credit Union? Yes No ## Work at Beacon Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Beacon Financial Credit Union ranks against Tennessee peers. - See which AI assistants fetched Beacon Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Tennessee - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=beacon-financial&state=tennessee&code=TN&name=Beacon%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Beacon Financial Credit Union offer? Beacon Financial Credit Union is a credit union in Tennessee. Rate data is currently being verified. ### How often are Beacon Financial Credit Union rates updated? RateAPI verifies Beacon Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Beacon Financial Credit Union's rate data? Rate data is collected directly from Beacon Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Beacon Financial Credit Union? Beacon Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 7 employers for Beacon Financial Credit Union, each quoted from Beacon Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Beacon Financial Credit Union's rates against national credit-union benchmarks. [More Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.beaconfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Beacon Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Beacon Financial Credit Union curl "https://api.rateapi.dev/credit-unions/tennessee /beacon-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Beacon Financial Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/tennessee/beacon-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp