Bcbst Employees

chattanooga, Tennessee
Last verified: July 9, 2026

As of July 9, 2026, Bcbst Employees offers a ira mortgage at 2.01% APR (2% rate, 0 points). Auto loans available from 4.75% APR. Personal loan rates from 9.5% APR.

Source: RateAPI.dev, verified from Bcbst Employees's official website

Mortgage Rates

Rates as of July 9, 2026

ira
2.010% APR
Rate2.000%
Points0
Individual Retirement Accumulations
share_certificate_18mo
3.900% APR
Rate3.850%
Points0
Share Certificate 18 Months
share_certificate_24mo
3.900% APR
Rate3.850%
Points0
Share Certificate 24 Months
share_certificate_12mo
4.000% APR
Rate3.950%
Points0
Share Certificate 12 Months
share_certificate
4.160% APR
Rate4.100%
Points0
Share Certificate 180 Days

Auto Loan Rates

Rates as of July 9, 2026

auto_new_36mo
4.750% APR
Rate4.750%
New Vehicle Rates Up to 36 Months
auto_new_48mo
4.750% APR
Rate4.750%
New Vehicle Rates Up to 48 Months
auto_new_60mo
4.750% APR
Rate4.750%
New Vehicle Rates Up to 60 Months
auto_new_72mo
5.250% APR
Rate5.250%
New Vehicle Rates Up to 72 Months
auto_used_36mo
5.750% APR
Rate5.750%
Used Vehicle Rates 0 - 5 Years Old Up to 36 Months
auto_used_48mo
5.750% APR
Rate5.750%
Used Vehicle Rates 0 - 5 Years Old Up to 48 Months
auto_used_60mo
6.250% APR
Rate6.250%
Used Vehicle Rates 0 - 5 Years Old Up to 60 Months
auto_used_36mo
8.100% APR
Rate8.100%
Used Vehicle Rates 6 Years & OLDER Up to 36 Months

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured_36mo
9.500% APR
Rate9.500%
Signature Loans Up to $5,000 36 Months

Frequently Asked Questions

What rates does Bcbst Employees offer?

Bcbst Employees currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Bcbst Employees rates updated?

RateAPI verifies Bcbst Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Bcbst Employees's rate data?

Rate data is collected directly from Bcbst Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Bcbst Employees's mortgage rate?

As of July 9, 2026, Bcbst Employees offers a ira mortgage at 2.01% APR.

What is Bcbst Employees's auto loan rate?

As of July 9, 2026, Bcbst Employees offers auto loans from 4.75% APR.

Related Rate Data

Compare Bcbst Employees's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

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terminal
# Get rates for Bcbst Employees
curl "https://api.rateapi.dev/credit-unions/tennessee/bcbst-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"