Appliance

cleveland, Tennessee
Last verified: July 11, 2026

Auto loans available from 3.15% APR. Personal loan rates from 12.25% APR.

Source: RateAPI.dev, verified from Appliance's official website

Who Can Join Appliance

Membership eligibility from Appliance's own published criteria. How we verify this.

Community charter: live/work in Bradley

Cost to join: About $5.25 (a $0.25 membership fee plus a $5 minimum deposit).

Verified from Appliance's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto_new_36mo
3.150% APR
Rate3.150%
New Vehicle 36 months
auto_used_36mo
3.500% APR
Rate3.500%
Used Vehicles 2026-2021 36 months
auto_new_60mo
3.900% APR
Rate3.900%
New Vehicle 60 months
auto_new_72mo
3.900% APR
Rate3.900%
New Vehicle 72 months
auto_used_36mo
4.150% APR
Rate4.150%
Used Vehicles 2020 and older 36 months
auto_new_84mo
4.900% APR
Rate4.900%
New Vehicle 84 months
auto_used_60mo
4.900% APR
Rate4.900%
Used Vehicles 2026-2021 60 months
auto_used_60mo
5.250% APR
Rate5.250%
Used Vehicles 2020 and older 60 months
auto_used_36mo
5.250% APR
Rate5.250%
Used Vehicles over 100k miles 36 months
auto_used_72mo
5.750% APR
Rate5.750%
Used Vehicles 2020 and older 72 months
auto_used_72mo
5.750% APR
Rate5.750%
Used Vehicles 2026-2021 72 months
auto_used_84mo
5.900% APR
Rate5.900%
Used Vehicles 2020 and older 84 months
auto_used_84mo
5.900% APR
Rate5.900%
Used Vehicles 2026-2021 84 months
auto_used_60mo
5.900% APR
Rate5.900%
Used Vehicles over 100k miles 60 months
auto_used_72mo
6.150% APR
Rate6.150%
Used Vehicles over 100k miles 72 months
auto_used_24mo
6.500% APR
Rate6.500%
Used Motorhomes 24 months
auto_used_36mo
6.900% APR
Rate6.900%
Used Motorcycles 36 months
auto_used_36mo
6.990% APR
Rate6.990%
Used Motorhomes 36 months
auto_used_36mo
7.000% APR
Rate7.000%
Used Vehicles over 150k miles 36 months
auto_new_36mo
7.150% APR
Rate7.150%
New Motorhomes 36 months
auto_new_36mo
7.150% APR
Rate7.150%
New RVs 36 months
auto_used_36mo
7.150% APR
Rate7.150%
Used Boats 36 months
auto_used_60mo
7.150% APR
Rate7.150%
Used Motorcycles 60 months
auto_new_36mo
7.250% APR
Rate7.250%
New Motorcycles 36 months
auto_used_24mo
7.250% APR
Rate7.250%
Used ATV's, Jet Skis & Other Collateral 24 months
auto_new_36mo
7.500% APR
Rate7.500%
New Boats 36 months
auto_new_60mo
7.500% APR
Rate7.500%
New Motorcycles 60 months
auto_used_36mo
7.500% APR
Rate7.500%
Used ATV's, Jet Skis & Other Collateral 36 months
auto_used_60mo
7.500% APR
Rate7.500%
Used Boats 60 months
auto_used_60mo
7.750% APR
Rate7.750%
Used Vehicles over 150k miles 60 months
auto_new_60mo
7.900% APR
Rate7.900%
New RVs 60 months
auto_used_72mo
7.900% APR
Rate7.900%
Used Motorcycles 72 months
auto_used_72mo
7.990% APR
Rate7.990%
Used Boats 72 months
auto_used_60mo
8.000% APR
Rate8.000%
Used Motorhomes 60 months
auto_new_72mo
8.150% APR
Rate8.150%
New Motorcycles 72 months
auto_used_72mo
8.250% APR
Rate8.250%
Used Vehicles over 150k miles 72 months
auto_used_84mo
8.500% APR
Rate8.500%
Used Motorcycles 84 months
auto_used_72mo
8.500% APR
Rate8.500%
Used Motorhomes 72 months
auto_new_36mo
8.750% APR
Rate8.750%
New ATV's, Jet Skis & Other Collateral 36 months
auto_new_60mo
8.900% APR
Rate8.900%
New ATV's, Jet Skis & Other Collateral 60 months
auto_new_60mo
8.900% APR
Rate8.900%
New Motorhomes 60 months
auto_new_72mo
8.900% APR
Rate8.900%
New RVs 72 months
auto_used_60mo
8.990% APR
Rate8.990%
Used ATV's, Jet Skis & Other Collateral 60 months
auto_new_60mo
9.000% APR
Rate9.000%
New Boats 60 months
auto_new_72mo
9.250% APR
Rate9.250%
New Boats 72 months
auto_new_72mo
9.250% APR
Rate9.250%
New Motorhomes 72 months
auto_used_84mo
9.250% APR
Rate9.250%
Used Boats 84 months
auto_used_84mo
9.250% APR
Rate9.250%
Used Motorhomes 84 months
auto_new_84mo
9.500% APR
Rate9.500%
New Motorhomes 84 months
auto_new_84mo
9.750% APR
Rate9.750%
New Motorcycles 84 months
auto_used_72mo
9.750% APR
Rate9.750%
Used ATV's, Jet Skis & Other Collateral 72 months
auto_used_120mo
9.750% APR
Rate9.750%
Used Boats 120 months
auto_used_60mo
9.750% APR
Rate9.750%
Used RVs 60 months
auto_new_84mo
9.900% APR
Rate9.900%
New RVs 84 months
auto_used_120mo
9.900% APR
Rate9.900%
Used Motorcycles 120 months
auto_used_72mo
9.900% APR
Rate9.900%
Used RVs 72 months
auto_new_72mo
10.000% APR
Rate10.000%
New ATV's, Jet Skis & Other Collateral 72 months
auto_new_120mo
10.150% APR
Rate10.150%
New Motorhomes 120 months
auto_new_84mo
10.750% APR
Rate10.750%
New ATV's, Jet Skis & Other Collateral 84 months
auto_new_84mo
10.750% APR
Rate10.750%
New Boats 84 months
auto_used_84mo
10.750% APR
Rate10.750%
Used ATV's, Jet Skis & Other Collateral 84 months
auto_new_120mo
11.000% APR
Rate11.000%
New RVs 120 months
auto_new_120mo
11.150% APR
Rate11.150%
New ATV's, Jet Skis & Other Collateral 120 months
auto_used_84mo
11.150% APR
Rate11.150%
Used RVs 84 months
auto_used_120mo
11.500% APR
Rate11.500%
Used RVs 120 months

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured
12.250% APR
Rate12.250%
Unsecured Loan Credit Score 661-850
personal_unsecured
18.000% APR
Rate18.000%
Unsecured Loan Credit Score 660 and below

Frequently Asked Questions

What rates does Appliance offer?

Appliance currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Appliance rates updated?

RateAPI verifies Appliance's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Appliance's rate data?

Rate data is collected directly from Appliance's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Appliance's auto loan rate?

As of July 11, 2026, Appliance offers auto loans from 3.15% APR.

Related Rate Data

Compare Appliance's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Appliance
curl "https://api.rateapi.dev/credit-unions/tennessee/appliance" \
  -H "Authorization: Bearer YOUR_API_KEY"