--- title: "Minuteman Credit Union Rates (Nov 2026): Mortgage 7.27%" description: "Minuteman Credit Union rates today: 30 year fixed mortgage 7.27% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Minuteman Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-dakota/minuteman" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Minuteman Credit Union Rates (Nov 2026): Mortgage 7.27% ### Mortgage rates 16 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.273% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.500% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.386% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.392% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.393% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.750% APR | 6.750% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.018% APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.259% APR | 6.250% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.625% APR | 6.625% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.015% APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.375% APR | 7.375% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.379% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.383% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.625% APR | 7.625% | — | Standard | Minuteman Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Minuteman Credit Union offers a 30-year fixed mortgage at 7.273% APR (0.228 points). > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/minuteman) , verified from [Minuteman Credit Union's official website](https://www.minutemanfcu.org/) Loading branch locator… ## About Minuteman Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $16.3M Founded 1961 Locations reported 1 NCUA charter 14260 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sentinel** Triple Crown · Rapid City · SD · 57701-2098 Branch in the same ZIP](https://rateapi.dev/credit-unions/south-dakota/sentinel) [**Highmark** Highmark Main Office · Rapid City · SD · 57701 About 3.2 miles away](https://rateapi.dev/credit-unions/south-dakota/highmark) [**Interfaith** South Dakota · Rapid City · SD · 57701 About 3.4 miles away](https://rateapi.dev/credit-unions/california/interfaith) [**Rushmore Electric** Rushmore Electric FCU · Rapid City · SD · 57701 About 3.7 miles away](https://rateapi.dev/credit-unions/south-dakota/rushmore-electric) [**Dakota Star** 1636 E St Patrick St · Rapid City · SD · 57701 About 3.8 miles away](https://rateapi.dev/credit-unions/south-dakota/dakota-star) [**Aspen** West Branch · Rapid City · SD · 57702 About 3.9 miles away](https://rateapi.dev/credit-unions/south-dakota/aspen) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Minuteman Credit Union Membership eligibility from Minuteman Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Minuteman Credit Union's website. Check the membership page below to confirm whether you qualify. - Location pennington, meade, lawrence, custer, crook, weston, oglala lakota, fall river, butte — SD, WY Verified from [Minuteman Credit Union's membership page](https://www.minutemanfcu.org/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Minuteman Credit Union Geography 9 counties 55 published paths to membership, last verified August 27, 2026, quoted from Minuteman Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Butte County, SD - Crook County, WY - Custer County, SD - Fall River County, SD - Lawrence County, SD - Meade County, SD - Oglala Lakota County, SD - Pennington County, SD - Weston County, WY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Pennington County, SD” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Minuteman Credit Union? Yes No ## Work at Minuteman Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Minuteman Credit Union ranks against South Dakota peers. - See which AI assistants fetched Minuteman Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=minuteman&state=south-dakota&code=SD&name=Minuteman%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Minuteman Credit Union offer? Minuteman Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Minuteman Credit Union rates updated? RateAPI verifies Minuteman Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Minuteman Credit Union's rate data? Rate data is collected directly from Minuteman Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Minuteman Credit Union's mortgage rate? As of November 12, 2026, Minuteman Credit Union offers a 30-year fixed mortgage at 7.273% APR. ### Who can join Minuteman Credit Union? Minuteman Credit Union publishes its membership criteria on its own website. RateAPI tracks 55 published membership paths covering 9 counties for Minuteman Credit Union, each quoted from Minuteman Credit Union's own published membership criteria. ## Related Rate Data Compare Minuteman Credit Union's rates against national credit-union benchmarks. [More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [South Dakota mortgage rate leaders](https://rateapi.dev/mortgage-rates/south-dakota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.minutemanfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Minuteman Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Minuteman Credit Union curl "https://api.rateapi.dev/credit-unions/south-dakota /minuteman " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Minuteman Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-dakota/minuteman Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp