--- title: "Levo Credit Union Rates (Nov 2026): CDs to 3.80%, Mortgage 6.67%" description: "Levo Credit Union rates today: mortgage 6.67% APR, savings & CDs up to 3.80% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Levo Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-dakota/levo" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Levo Credit Union Rates (Nov 2026): CDs to 3.80%, Mortgage 6.67% ### Mortgage rates 20 offers | Product | Published | Rate | Term / condition | Status | | **FHA 30-Year Fixed** 30 year fixed | — APR | 6.375% | — | Standard | | **VA 30-Year Fixed** 30 year fixed | — APR | 6.375% | — | Standard | | **SOUTH DAKOTA HOUSING 30 YEAR FHA FIXED RATE PLUS** 30 year fixed | — APR | 6.625% | — | Standard | | **30-Year Fixed** 30 year fixed | — APR | 6.875% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.500% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.500% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.000% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 7.875% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 7.875% | — | Standard | | **ARM** arm | — APR | 8.007% | — | Standard | | **CONSTRUCTION LOAN** other | — APR | 6.157% | — | Standard | | **Construction Loan** other | — APR | 6.157% | — | Standard | | **SOUTH DAKOTA HOUSING 30 YEAR FHA** other | — APR | 6.250% | — | Standard | | **SD Housing First Time Home Buyer Loan** other | 6.675% APR | 6.250% | — | Standard | | **FHA Loan** other | — APR | 6.789% | — | Standard | | **VA Loan** other | — APR | 6.810% | — | Standard | | **Mortgage Loan** other | — APR | 7.059% | — | Standard | | **SD Housing Repeat Home Buyer Loan** other | — APR | 7.250% | — | Standard | | **5 YEAR FIXED** other | — APR | 7.250% | — | Standard | | **RESIDENTIAL LOT LOANS 80% LTV TERM 15 YEARS** other | — APR | 7.990% | — | Standard | Levo Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.990% | — | Standard | | **Recreation Loan** auto | — APR | 6.240% | — | Standard | | **Hybrid Auto Loan** auto | — APR | 6.490% | — | Standard | Levo Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 7.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.665% | — | Standard | | **70-79.9% CLVT** heloc | — APR | 7.990% | — | Standard | | **Home Equity Loan, Construction** heloc | — APR | 14.859% | — | Standard | Levo Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 11.990% | — | Standard | Levo Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Better Rate Visa Card** credit_card | — APR | 14.240% | — | Standard | | **Better Rewards Visa Card** credit_card_rewards | — APR | 15.740% | — | Standard | | **Business Credit Card** credit_card_business | — APR | 16.240% | — | Standard | Levo Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Personal Checking** checking | — APY | 0.02% | — | Standard | | **Business Checking** checking | — APY | 0.07% | — | Eligibility restricted | | **Health Savings** savings | — APY | 0.10% | — | Standard | | **Share/Super Share Savings** share_savings | — APY | 1.76% | — | Standard | | **IRA** ira | — APY | 2.02% | — | Standard | | **Certificate** share_certificate | — APY | 3.00% | — | Standard | | **3-Month Certificate** cd_3mo | 3.02% APY | 3.00% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | 3.28% APY | 3.25% | 6 mo | Standard | | **18-Month Certificate** cd_18mo | 3.80% APY | 3.75% | 18 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.80% APY | 3.75% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.80% APY | 3.75% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.80% APY | 3.75% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.80% APY | 3.75% | 24 mo | Standard | | **IRA Certificate** ira_cd | — APY | 3.80% | — | Standard | | **12-Month Certificate** cd_12mo | 3.80% APY | 3.75% | 12 mo | Standard | | **$75,000** savings | — APY | 4.99% | — | Standard | Levo Credit Union savings & cd rates as of November 13, 2026 ### Other rates 7 offers | Product | Published | Rate | Term / condition | Status | | **MONTHLY MINIMUM PAYMENT** other | — % | 2.000% | — | Standard | | **Rural Development Loan** other | — % | 6.806% | — | Standard | | **< 70% CLTV** other | — % | 7.250% | — | Standard | | **70-79.9% CLTV** other | — % | 7.500% | — | Standard | | **Up to 90% CLTV** other | — % | 7.750% | — | Standard | | **80-90% CLTV** other | — % | 7.750% | — | Standard | | **BETTER RATE** other | — % | 14.240% | — | Standard | Levo Credit Union other rates as of November 13, 2026 As of November 13, 2026, Levo Credit Union offers mortgage rates from 6.675% APR. Savings and certificate yields up to 3.80% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/levo) , verified from [Levo Credit Union's official website](https://www.levo.org/) Loading branch locator… ## About Levo Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 37.3K Assets $526.6M Founded 1934 Locations reported 9 NCUA charter 60 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Service First** Service First Federal Credit Union · Sioux Falls · SD · 57103-2133 About 0.9 miles away](https://rateapi.dev/credit-unions/south-dakota/service-first) [**Voyage** Dawley Farm Branch · Sioux Falls · SD · 57110 About 1.9 miles away](https://rateapi.dev/credit-unions/south-dakota/voyage) [**Bluestone** East Branch · Sioux Falls · SD · 57110-4412 About 2.0 miles away](https://rateapi.dev/credit-unions/south-dakota/bluestone) [**Explorers** Tea · Tea · SD · 57064 About 10.8 miles away](https://rateapi.dev/credit-unions/south-dakota/explorers) [**Dakotaland** Madison Branch · Madison · SD · 57042 About 37.8 miles away](https://rateapi.dev/credit-unions/south-dakota/dakotaland) [**East River** East River FCU · Madison · SD · 57042-2916 About 38.4 miles away](https://rateapi.dev/credit-unions/south-dakota/east-river) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Levo Credit Union Membership eligibility from Levo Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Levo Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Levo Credit Union's membership page](https://www.levo.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Levo Credit Union Geography 3 counties · Family 4 published paths to membership, last verified August 21, 2026, quoted from Levo Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lincoln County, SD - Minnehaha County, SD - Woodbury County, IA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Woodbury County, IA; Cass County, ND; Lincoln County, SD; Minnehaha County, SD” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “Do you or an immediate family member work, live, worship, attend school, or volunteer in any of our 29 qualifying counties?” > [source ↗](https://www.levo.org/become-a-member) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Levo Credit Union? Yes No ## Work at Levo Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Levo Credit Union ranks against South Dakota peers. - See which AI assistants fetched Levo Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=levo&state=south-dakota&code=SD&name=Levo%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Levo Credit Union offer? Levo Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Levo Credit Union rates updated? RateAPI verifies Levo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Levo Credit Union's rate data? Rate data is collected directly from Levo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Levo Credit Union's mortgage rate? As of November 13, 2026, Levo Credit Union offers mortgage rates from 6.675% APR. ### What is Levo Credit Union's best CD rate? As of November 13, 2026, Levo Credit Union offers savings and certificate (CD) yields up to 3.80% APY. ### Who can join Levo Credit Union? Levo Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 counties for Levo Credit Union, each quoted from Levo Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Levo Credit Union's rates against national credit-union benchmarks. [More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [South Dakota mortgage rate leaders](https://rateapi.dev/mortgage-rates/south-dakota) [South Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-dakota) [South Dakota HELOC rate leaders](https://rateapi.dev/heloc-rates/south-dakota) [South Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/south-dakota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.levo.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Levo Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Levo Credit Union curl "https://api.rateapi.dev/credit-unions/south-dakota /levo " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Levo Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-dakota/levo Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp