--- title: "Dacotah Credit Union Rates - South Dakota" description: "Current vehicle loan, personal loan, and equipment loan rates from Dacotah Credit Union in South Dakota. Updated daily with source verification. See who can join Dacotah Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-dakota/dacotah" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Dacotah Credit Union Rates - South Dakota ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **72-Month Auto Loan (2020–2022)** auto_any_72mo | — APR | 6.840% | 72 mo | Context only | | **AUTO: 2023-Newer** auto_any_84mo | — APR | 6.950% | 84 mo | Context only | | **60-Month Auto Loan (2018–2019)** auto_any_60mo | — APR | 7.180% | 60 mo | Context only | | **84-Month Motorcycle Loan** motorcycle_any_84mo | — APR | 7.450% | 84 mo | Context only | | **AUTO: Classic** auto_any_60mo | — APR | 7.640% | 60 mo | Context only | | **48-Month Used Auto Loan (2017 and Older)** auto_used_48mo | — APR | 8.730% | 48 mo · used | Context only | | **Rec Vehicle: Travel Trailer, Camper, Boats, Horse & Utility Trailers** rv_any_180mo | — APR | 9.250% | 180 mo | Context only | Dacotah Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.150% | 60 mo | Context only | | **Line of Credit up to $10,000** ploc_variable | — APR | 10.150% | — | Context only | | **Personal Christmas** personal_unsecured_12mo | — APR | 10.250% | 12 mo | Context only | Dacotah Credit Union personal loan rates as of November 13, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Machinery: Backhoe, Bobcat, Tractor, etc.** equipment_180mo | — APR | 10.000% | — | Context only | Dacotah Credit Union equipment loan rates as of November 13, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Mobile Homes: New to 4 Years Old** other | — % | 9.750% | — | Context only | | **Mobile Homes: 5-8 Years Old** other | — % | 9.750% | — | Context only | Dacotah Credit Union other rates as of November 13, 2026 Dacotah Credit Union is a credit union in South Dakota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/dacotah) , verified from [Dacotah Credit Union's official website](https://www.dacotahfcu.com/) Loading branch locator… ## About Dacotah Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 828 Assets $11.1M Founded 1950 Locations reported 1 NCUA charter 7021 Charter type Federal credit union ### Services and member support - Electronic statements - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sentinel** Radar Hill Branch · Box Elder · SD · 57719-9456 About 7.2 miles away](https://rateapi.dev/credit-unions/south-dakota/sentinel) [**Dakota Star** 1636 E St Patrick St · Rapid City · SD · 57701 About 8.4 miles away](https://rateapi.dev/credit-unions/south-dakota/dakota-star) [**Rushmore Electric** Rushmore Electric FCU · Rapid City · SD · 57701 About 8.6 miles away](https://rateapi.dev/credit-unions/south-dakota/rushmore-electric) [**Aspen** Main Office · Rapid City · SD · 57701 About 8.9 miles away](https://rateapi.dev/credit-unions/south-dakota/aspen) [**Minuteman** MINUTEMAN FCU · RAPID CITY · SD · 57701-1458 About 10.0 miles away](https://rateapi.dev/credit-unions/south-dakota/minuteman) [**Highmark** Highmark Main Office · Rapid City · SD · 57701 About 10.4 miles away](https://rateapi.dev/credit-unions/south-dakota/highmark) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Dacotah Credit Union Membership eligibility from Dacotah Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Dacotah Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Pennington — SD Verified from [Dacotah Credit Union's membership page](https://www.dacotahfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Dacotah Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Pennington County, SD “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Pennington County, SD” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Dacotah Credit Union? Yes No ## Work at Dacotah Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dacotah Credit Union ranks against South Dakota peers. - See which AI assistants fetched Dacotah Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=dacotah&state=south-dakota&code=SD&name=Dacotah%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Dacotah Credit Union offer? Dacotah Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Dacotah Credit Union rates updated? RateAPI verifies Dacotah Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Dacotah Credit Union's rate data? Rate data is collected directly from Dacotah Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Dacotah Credit Union? Dacotah Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Dacotah Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Dacotah Credit Union's rates against national credit-union benchmarks. [More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [South Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-dakota) [South Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/south-dakota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.dacotahfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Dacotah Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Dacotah Credit Union curl "https://api.rateapi.dev/credit-unions/south-dakota /dacotah " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Dacotah Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-dakota/dacotah Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp