Bluestone

sioux falls, South Dakota
Last verified: July 10, 2026

As of July 10, 2026, Bluestone offers a cd mortgage at 2.05% APR (2.05% rate, 0 points). Auto loans available from 4.74% APR. HELOC rates from 6.25% APR. Personal loan rates from 12% APR.

Source: RateAPI.dev, verified from Bluestone's official website

Who Can Join Bluestone

Membership eligibility from Bluestone's own published criteria. How we verify this.

Membership criteria are published on Bluestone's website. Check the membership page below to confirm whether you qualify.

Verified from Bluestone's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

cd
2.050% APR
Rate2.050%
Points0
Savings/Certificate Secured
ploc_variable
9.750% APR
Rate9.750%
Points0
Line of Credit/Overdraft Loan

Auto Loan Rates

Rates as of July 10, 2026

auto
4.740% APR
Rate4.740%
Buy or Refinance a Car/Truck
auto
5.240% APR
Rate5.240%
Buy/Refinance RV Loan-Balloon
auto_any_120mo
7.990% APR
Rate7.990%
Buy/Refi Boat/RV 120mo Term
auto
8.990% APR
Rate8.990%
Buy/Refi Boat/RV 180 mo Term
credit_card
9.750% APR
Rate9.750%
Visa Classic
credit_card_platinum
9.750% APR
Rate9.750%
Visa Platinum
credit_card_platinum
9.750% APR
Rate9.750%
Visa Platinum & Classic

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.250% APR
Rate6.250%
Home Equity LOC
heloc_variable
6.250% APR
Rate6.250%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 10, 2026

personal
12.000% APR
Rate12.000%
Personal/Lifestyle Loan

Frequently Asked Questions

What rates does Bluestone offer?

Bluestone currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Bluestone rates updated?

RateAPI verifies Bluestone's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Bluestone's rate data?

Rate data is collected directly from Bluestone's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Bluestone's mortgage rate?

As of July 10, 2026, Bluestone offers a cd mortgage at 2.05% APR.

What is Bluestone's auto loan rate?

As of July 10, 2026, Bluestone offers auto loans from 4.74% APR.

Related Rate Data

Compare Bluestone's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Bluestone
curl "https://api.rateapi.dev/credit-unions/south-dakota/bluestone" \
  -H "Authorization: Bearer YOUR_API_KEY"