---
title: "Black Hills Credit Union Rates &amp; Who Can Join - South Dakota"
description: "Black Hills Credit Union is a credit union in South Dakota. Rate data is being verified. See who can join Black Hills Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/south-dakota/black-hills"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Black Hills Credit Union Rates &amp; Who Can Join - South Dakota

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Black Hills Credit Union is a credit union in South Dakota. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/black-hills) , verified from [Black Hills Credit Union's official website](https://www.bhfcu.com/)

Loading branch locator…

## About Black Hills Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

108.9K

Assets

$2.4B

Founded

1941

Locations reported

21

NCUA charter

4365

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Dakota Star** DAKOTA STAR FCU · RAPID CITY · SD · 57702-2354 About 8.0 miles away](https://rateapi.dev/credit-unions/south-dakota/dakota-star) [**Aspen** West Branch · Rapid City · SD · 57702 About 8.6 miles away](https://rateapi.dev/credit-unions/south-dakota/aspen) [**Interfaith** South Dakota · Rapid City · SD · 57701 About 9.6 miles away](https://rateapi.dev/credit-unions/california/interfaith) [**Highmark** Highmark Main Office · Rapid City · SD · 57701 About 9.9 miles away](https://rateapi.dev/credit-unions/south-dakota/highmark) [**Sentinel** Haines · Rapid City · SD · 57701-0612 About 10.6 miles away](https://rateapi.dev/credit-unions/south-dakota/sentinel) [**Minuteman** MINUTEMAN FCU · RAPID CITY · SD · 57701-1458 About 11.0 miles away](https://rateapi.dev/credit-unions/south-dakota/minuteman)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Black Hills Credit Union

Membership eligibility from Black Hills Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

**Open to anyone.** Anyone can become a member — no employer, location, or affiliation requirement.

Verified from [Black Hills Credit Union's membership page](https://www.bhfcu.com/join/get-started/membership-is-easy) . Final membership determination is always made by the credit union.

## Membership rules for Black Hills Credit Union

Open to anyone

1 published path to membership, last verified August 27, 2026, quoted from Black Hills Credit Union’s own published criteria.

### Open to anyone 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

“Everyone is Eligible to Apply!”

> [source ↗](https://www.bhfcu.com/join/get-started/membership-is-easy)

- Open to anyone

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Black Hills Credit Union? Yes No

## Work at Black Hills Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Black Hills Credit Union ranks against South Dakota peers.

- See which AI assistants fetched Black Hills Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in South Dakota
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=black-hills&amp;state=south-dakota&amp;code=SD&amp;name=Black%20Hills%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Black Hills Credit Union offer?

Black Hills Credit Union is a credit union in South Dakota. Rate data is currently being verified.

### How often are Black Hills Credit Union rates updated?

RateAPI verifies Black Hills Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Black Hills Credit Union's rate data?

Rate data is collected directly from Black Hills Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Black Hills Credit Union?

Anyone can join Black Hills Credit Union — there is no employer, location, or affiliation requirement. RateAPI tracks 1 published membership path for Black Hills Credit Union, each quoted from Black Hills Credit Union's own published membership criteria.

## Related Rate Data

Compare Black Hills Credit Union's rates against national credit-union benchmarks.

[More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.bhfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Black Hills Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Black Hills Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota /black-hills " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Black Hills Credit Union locations

Search, filter, and browse all 21 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/south-dakota/black-hills
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
