Black Hills

rapid city, South Dakota
Last verified: July 9, 2026

Auto loans available from 4.74% APR. HELOC rates from 7.25% APR.

Source: RateAPI.dev, verified from Black Hills's official website

Auto Loan Rates

Rates as of July 9, 2026

auto_new
4.740% APR
Rate4.740%
New Auto Loan
auto
6.500% APR
Rate6.500%
ATV / UTV / Personal Watercraft
credit_card
7.750% APR
Rate7.750%
Visa Credit Card

HELOC Rates

Rates as of July 9, 2026

heloc_variable
7.250% APR
Rate7.250%
HELOC

Frequently Asked Questions

What rates does Black Hills offer?

Black Hills currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Black Hills rates updated?

RateAPI verifies Black Hills's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Black Hills's rate data?

Rate data is collected directly from Black Hills's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Black Hills's auto loan rate?

As of July 9, 2026, Black Hills offers auto loans from 4.74% APR.

Related Rate Data

Compare Black Hills's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Black Hills
curl "https://api.rateapi.dev/credit-unions/south-dakota/black-hills" \
  -H "Authorization: Bearer YOUR_API_KEY"