---
title: "Avanti Credit Union Rates (Nov 2026): CDs to 3.10%"
description: "Avanti Credit Union rates today: savings &amp; CDs up to 3.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Avanti Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/south-dakota/avanti"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Avanti Credit Union Rates (Nov 2026): CDs to 3.10%

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Secured Personal Loan** personal_secured |  — APR |  5.590% |  — |  Standard |
Avanti Credit Union personal loan rates as of November 13, 2026

### Savings & CD rates

9 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Regular Shares/Savings** savings |  — APY |  0.30% |  — |  Context only |
| **Kids 18 and under** savings |  — APY |  0.40% |  — |  Eligibility restricted |
| **Money Market** money_market |  — APY |  0.50% |  — |  Context only |
| **60-Month Certificate** cd_60mo |  — APY |  3.10% |  60 mo |  Standard |
| **60-Month Certificate ($2,500+)** share_certificate_60mo |  3.10% APY |  0.95% |  60 mo |  Standard |
| **48-Month Certificate ($2,500+)** share_certificate_48mo |  3.15% APY |  3.10% |  48 mo |  Context only |
| **36-Month Certificate ($2,500+)** share_certificate_36mo |  3.25% APY |  3.19% |  36 mo |  Context only |
| **24-Month Certificate ($2,500+)** share_certificate_24mo |  3.50% APY |  3.44% |  24 mo |  Context only |
| **18-Month Certificate ($2,500+)** share_certificate_18mo |  3.70% APY |  3.63% |  18 mo |  Context only |
Avanti Credit Union savings & cd rates as of November 13, 2026

Savings and certificate yields up to 3.10% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/avanti) , verified from [Avanti Credit Union's official website](https://avantifcu.net/)

Loading branch locator…

## About Avanti Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

3K

Assets

$31.8M

Founded

1953

Locations reported

1

NCUA charter

8801

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Area** Watertown Temporary Branch · Watertown · SD · 57201 About 2.7 miles away](https://rateapi.dev/credit-unions/south-dakota/area) [**Dakotaland** Watertown Branch · Watertown · SD · 57201 About 3.2 miles away](https://rateapi.dev/credit-unions/south-dakota/dakotaland) [**Sioux Valley Coop** Sioux Valley Co-op FCU · Watertown · SD · 57201-5222 About 3.3 miles away](https://rateapi.dev/credit-unions/south-dakota/sioux-valley-coop) [**Co-Op Credit Union of Montevideo** Co-op Credit Union · Canby · MN · 56220-1133 About 43.3 miles away](https://rateapi.dev/credit-unions/minnesota/co-op-credit-union-of-montevideo) [**Coteau Valley** Coteau Valley Federal Credit Union · Sisseton · SD · 57262-1826 About 50.0 miles away](https://rateapi.dev/credit-unions/south-dakota/coteau-valley) [**Greater Community** Greater Community Credit Union · Dawson · MN · 56232 About 50.8 miles away](https://rateapi.dev/credit-unions/minnesota/greater-community)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Avanti Credit Union

Membership eligibility from Avanti Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Avanti Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location clark, deuel, grant, hamlin, codington — SD

Verified from [Avanti Credit Union's membership page](https://avantifcu.net/about-us) . Final membership determination is always made by the credit union.

## Membership rules for Avanti Credit Union

Geography 5 counties

30 published paths to membership, last verified August 27, 2026, quoted from Avanti Credit Union’s own published criteria.

### Geography 5

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Clark County, SD
- Codington County, SD
- Deuel County, SD
- Grant County, SD
- Hamlin County, SD

“Persons who live, work, worship or attend school in, and businesses and other legal entities located in Clark, Codington, Deuel, Grant, and Hamlin Counties in South Dakota.”

> [source ↗](https://avantifcu.net/about-us)

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Avanti Credit Union? Yes No

## Work at Avanti Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Avanti Credit Union ranks against South Dakota peers.

- See which AI assistants fetched Avanti Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in South Dakota
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=avanti&amp;state=south-dakota&amp;code=SD&amp;name=Avanti%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Avanti Credit Union offer?

Avanti Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Avanti Credit Union rates updated?

RateAPI verifies Avanti Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Avanti Credit Union's rate data?

Rate data is collected directly from Avanti Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Avanti Credit Union's best CD rate?

As of November 13, 2026, Avanti Credit Union offers savings and certificate (CD) yields up to 3.10% APY.

### Who can join Avanti Credit Union?

Avanti Credit Union publishes its membership criteria on its own website. RateAPI tracks 30 published membership paths covering 5 counties for Avanti Credit Union, each quoted from Avanti Credit Union's own published membership criteria.

## Related Rate Data

Compare Avanti Credit Union's rates against national credit-union benchmarks.

[More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [South Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/south-dakota) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://avantifcu.net/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Avanti Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Avanti Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota /avanti " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Avanti Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/south-dakota/avanti
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
