--- title: "Aspen Credit Union Rates - South Dakota" description: "Current savings & cd rates from Aspen Credit Union in South Dakota. Updated daily with source verification. See who can join Aspen Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-dakota/aspen" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Aspen Credit Union Rates - South Dakota ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Kasasa Saver* (All balances if qualifications not met)** savings | — APY | 0.05% | — | Standard | | **Kasasa Cash* ($20,000+)** savings | — APY | 0.25% | — | Standard | | **Kasasa Saver* ($100,000+)** savings | — APY | 0.25% | — | Standard | | **Kasasa Saver* (0 - $100,000)** savings | — APY | 2.96% | — | Standard | | **Share Certificates (12-48 Months)** share_certificate_48mo | — APY | 3.79% | 48 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.94% | 6 mo | Standard | | **9-Month Certificate** share_certificate_9mo | — APY | 4.04% | 9 mo | Standard | | **Kasasa Cash* (0 - $20,000)** savings | — APY | 5.60% | — | Standard | Aspen Credit Union savings & cd rates as of November 13, 2026 Aspen Credit Union is a credit union in South Dakota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota/aspen) , verified from [Aspen Credit Union's official website](https://www.aspenfcu.com/) Loading branch locator… ## About Aspen Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.4K Assets $167.2M Founded 1966 Locations reported 2 NCUA charter 17224 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sentinel** Triple Crown · Rapid City · SD · 57701-2098 Branch in the same ZIP](https://rateapi.dev/credit-unions/south-dakota/sentinel) [**Minuteman** MINUTEMAN FCU · RAPID CITY · SD · 57701-1458 About 2.4 miles away](https://rateapi.dev/credit-unions/south-dakota/minuteman) [**Highmark** Highmark Main Office · Rapid City · SD · 57701 About 3.2 miles away](https://rateapi.dev/credit-unions/south-dakota/highmark) [**Interfaith** South Dakota · Rapid City · SD · 57701 About 3.4 miles away](https://rateapi.dev/credit-unions/california/interfaith) [**Rushmore Electric** Rushmore Electric FCU · Rapid City · SD · 57701 About 3.7 miles away](https://rateapi.dev/credit-unions/south-dakota/rushmore-electric) [**Dakota Star** 1636 E St Patrick St · Rapid City · SD · 57701 About 3.8 miles away](https://rateapi.dev/credit-unions/south-dakota/dakota-star) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Aspen Credit Union Membership eligibility from Aspen Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Aspen Credit Union's website. Check the membership page below to confirm whether you qualify. - Location pennington, meade, lawrence, custer — SD Verified from [Aspen Credit Union's membership page](https://www.aspenfcu.com/about/who-we-are/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Aspen Credit Union Geography 4 counties · Family 2 22 published paths to membership, last verified August 27, 2026, quoted from Aspen Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Custer County, SD - Lawrence County, SD - Meade County, SD - Pennington County, SD “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Pennington County, SD” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family member “Have a family member who is an existing member of Aspen FCU? That qualifies you too!” > [source ↗](https://www.aspenfcu.com/about/who-we-are/become-a-member.html) - Family member (family member) of a member - Family of a member family “Have a family member who is an existing member of Aspen FCU? That qualifies you too!” > [source ↗](https://www.aspenfcu.com/about/who-we-are/become-a-member.html) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Aspen Credit Union? Yes No ## Work at Aspen Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Aspen Credit Union ranks against South Dakota peers. - See which AI assistants fetched Aspen Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=aspen&state=south-dakota&code=SD&name=Aspen%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Aspen Credit Union offer? Aspen Credit Union is a credit union in South Dakota. Rate data is currently being verified. ### How often are Aspen Credit Union rates updated? RateAPI verifies Aspen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Aspen Credit Union's rate data? Rate data is collected directly from Aspen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Aspen Credit Union? Aspen Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 4 counties for Aspen Credit Union, each quoted from Aspen Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Aspen Credit Union's rates against national credit-union benchmarks. [More South Dakota credit unions](https://rateapi.dev/credit-unions/south-dakota) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.aspenfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Aspen Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Aspen Credit Union curl "https://api.rateapi.dev/credit-unions/south-dakota /aspen " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Aspen Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-dakota/aspen Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp