---
title: "South Dakota Credit Union Rates (29 CUs)"
description: "Compare mortgage, auto, HELOC, personal loan &amp; credit card rates from 29 South Dakota credit unions. Updated daily, sourced from official sites."
canonical: "https://rateapi.dev/credit-unions/south-dakota"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# South Dakota Credit Union Rates (29 CUs)

RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans from 29 credit unions in South Dakota. 72% have been verified within the last 7 days.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-dakota)

## Credit Unions

Select a credit union to view current rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans

### Area

Aberdeen

[Mortgage rates](https://rateapi.dev/credit-unions/south-dakota/area#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/area#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/area#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/south-dakota/area#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/area#personal-loan-rates)

11,751 members 2 locations

16 products Nov 13, 2026

### Aspen

Rapid City

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/aspen#savings-rates)

8,383 members 2 locations

4 products Nov 13, 2026

### Avanti

Watertown

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/avanti#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/avanti#personal-loan-rates)

2,963 members 1 location

4 products Nov 13, 2026

### Bluestone

Sioux Falls

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/bluestone#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/south-dakota/bluestone#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/bluestone#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/south-dakota/bluestone#credit-card-rates)

11,714 members 3 locations

10 products Nov 12, 2026

### Consumer's

Gregory

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/consumers#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/consumers#personal-loan-rates)

1,613 members 1 location

2 products Nov 12, 2026

### Coteau Valley

Sisseton

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/coteau-valley#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/coteau-valley#savings-rates)

2,216 members 2 locations

13 products Nov 13, 2026

### Dakota Plains

Lemmon

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/dakota-plains#savings-rates)

4,900 members 5 locations

14 products Nov 12, 2026

### Dakota Rail Line

Huron

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/dakota-rail-line#savings-rates)

492 members 1 location

11 products Nov 12, 2026

### Dakotaland

Huron

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/dakotaland#savings-rates)

42,263 members 13 locations

11 products Nov 12, 2026

### East River

Madison

[Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/east-river#personal-loan-rates)

3,128 members 1 location

2 products Oct 23, 2026

### HB Telco

Huron

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/hb-telco#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/hb-telco#personal-loan-rates)

788 members 2 locations

4 products Nov 13, 2026

### Lakota

Kyle

[Mortgage rates](https://rateapi.dev/credit-unions/south-dakota/lakota#mortgage-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/lakota#personal-loan-rates)

4,125 members 1 location

2 products Nov 12, 2026

### Levo

Sioux Falls

[Mortgage rates](https://rateapi.dev/credit-unions/south-dakota/levo#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/levo#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/levo#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/south-dakota/levo#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/levo#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/south-dakota/levo#credit-card-rates)

37,283 members 9 locations

28 products Nov 13, 2026

### M O

Huron

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/m-o#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/m-o#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/m-o#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/south-dakota/m-o#credit-card-rates)

1,759 members 1 location

4 products Nov 13, 2026

### Minuteman

Rapid City

[Mortgage rates](https://rateapi.dev/credit-unions/south-dakota/minuteman#mortgage-rates)

1,163 members 1 location

4 products Nov 12, 2026

### Norstar

Britton

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/norstar#savings-rates)

2,810 members 2 locations

9 products Nov 12, 2026

### Northern Hills

Sturgis

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/northern-hills#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/northern-hills#personal-loan-rates)

12,667 members 5 locations

6 products Nov 13, 2026

### Oahe

Pierre

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/oahe#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/oahe#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/oahe#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/south-dakota/oahe#credit-card-rates)

3,565 members 2 locations

11 products Nov 13, 2026

### Rushmore Electric

Rapid City

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/rushmore-electric#savings-rates)

1,423 members 1 location

2 products Nov 12, 2026

### Sentinel

Box Elder

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/sentinel#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/south-dakota/sentinel#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/sentinel#personal-loan-rates)

9,857 members 8 locations

4 products Nov 12, 2026

### Service First

Sioux Falls

[Auto loan rates](https://rateapi.dev/credit-unions/south-dakota/service-first#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/service-first#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/south-dakota/service-first#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/south-dakota/service-first#personal-loan-rates)

16,466 members 3 locations

15 products Nov 12, 2026

### Sioux Valley Coop

Watertown

[CD & savings rates](https://rateapi.dev/credit-unions/south-dakota/sioux-valley-coop#savings-rates)

3,378 members 1 location

6 products Nov 12, 2026

### Dacotah

Rapid City

828 members 1 location

Rates pending

### Dakota Star

Rapid City

3,016 members 2 locations

Rates pending

### Explorers

Yankton

9,040 members 4 locations

Rates pending

### Healthcare Plus

Aberdeen

5,041 members 1 location

Rates pending

### Highmark

Rapid City

13,724 members 5 locations

Rates pending

### Huron Area Education

Huron

854 members 1 location

Rates pending

### Voyage

Sioux Falls

19,670 members 5 locations

Rates pending

## Frequently Asked Questions

Common questions about South Dakota credit union rates

RateAPI tracks 29 credit unions in South Dakota, covering mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans. 72% have been verified within the last 7 days.

Rates are re-verified daily from each credit union's official website. Every rate links back to its source page so you can confirm it independently. See our [methodology](https://rateapi.dev/methodology) for details.

Yes. The `/credit-unions` endpoint returns every tracked credit union and its rates as JSON. Filter the response by state code to get only South Dakota institutions. See [pricing](https://rateapi.dev/pricing) for plan limits.

Compare [mortgage rates](https://rateapi.dev/mortgage-rates) , [auto loan rates](https://rateapi.dev/auto-loan-rates) , [HELOC rates](https://rateapi.dev/heloc-rates) , [personal loan rates](https://rateapi.dev/personal-loan-rates) , and [credit card rates](https://rateapi.dev/credit-card-rates) across South Dakota credit unions.

How many credit unions in South Dakota does RateAPI track? How often are South Dakota credit union rates updated? Can I access South Dakota credit union rates via API? What product rates can I compare for South Dakota?

## Query South Dakota Rates via API

Get all rates for this state programmatically

terminal

```
# Get all credit unions (filter by state in response)
curl "https://api.rateapi.dev/credit-unions" \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[API Documentation](https://api.rateapi.dev/) [View Methodology](https://rateapi.dev/methodology)

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---

Source: https://rateapi.dev/credit-unions/south-dakota
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
