Upstate

anderson, South Carolina
Last verified: July 9, 2026

As of July 9, 2026, Upstate offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 3.99% APR. HELOC rates from 6.25% APR. Personal loan rates from 2.25% APR.

Source: RateAPI.dev, verified from Upstate's official website

Mortgage Rates

Rates as of July 9, 2026

savings
1.000% APR
Rate1.000%
Points0
Checking Plus - $10,000.00 or greater
savings
1.000% APR
Rate1.000%
Points0
Checking Plus - $100 - $2,499.99
savings
1.000% APR
Rate1.000%
Points0
Checking Plus - $2,500.00 - $4,999.99
savings
1.000% APR
Rate1.000%
Points0
Checking Plus - $5,000.00 - $9,999.99
savings
1.000% APR
Rate1.000%
Points0
Freedom 55 Checking - $10,000.00 or greater
savings
1.000% APR
Rate1.000%
Points0
Freedom 55 Checking - $100 - $2,499.99
savings
1.000% APR
Rate1.000%
Points0
Freedom 55 Checking - $2,500.00 - $4,999.99
savings
1.000% APR
Rate1.000%
Points0
Freedom 55 Checking - $5,000.00 - $9,999.99
money_market
1.010% APR
Rate1.010%
Points0
Money Market - $0.00 - $9,999.99
money_market
1.260% APR
Rate1.250%
Points0
Money Market - $10,000 - $24,999.99
money_market
1.260% APR
Rate1.250%
Points0
Money Market - $25,000.00 - $49,999.99
money_market
1.360% APR
Rate1.350%
Points0
Money Market - $50,000.00 - $74,999.99
money_market
1.360% APR
Rate1.350%
Points0
Money Market - $75,000.00 - $99,999.99
money_market
1.760% APR
Rate1.750%
Points0
Money Market - $100,000.00 or greater
savings
1.760% APR
Rate1.750%
Points0
Premium Checking - $0.00 - $24,999.99
cd_3mo
2.010% APR
Rate2.000%
Points0
Certificate Rates - 3 Months
savings
2.220% APR
Rate2.200%
Points0
Premium Checking - $25,000.00 - $49,999.99
cd_48mo
2.780% APR
Rate2.750%
Points0
Certificate Rates - 48 Months
cd_60mo
2.780% APR
Rate2.750%
Points0
Certificate Rates - 60 Months
savings
2.780% APR
Rate2.750%
Points0
Premium Checking - $50,000.00 - $74,999.99
savings
3.030% APR
Rate3.000%
Points0
Premium Checking - $100,000.00 or greater
savings
3.030% APR
Rate3.000%
Points0
Premium Checking - $75,000.00 - $99,999.99
cd_36mo
3.290% APR
Rate3.250%
Points0
Certificate Rates - 36 Months
cd_18mo
3.490% APR
Rate3.450%
Points0
Certificate Rates - 18 Months
cd_24mo
3.550% APR
Rate3.500%
Points0
Certificate Rates - 24 Months
cd_30mo
3.550% APR
Rate3.500%
Points0
Certificate Rates - 30 Months
cd_6mo
3.550% APR
Rate3.500%
Points0
Certificate Rates - 6 Months
cd_12mo
3.650% APR
Rate3.600%
Points0
Certificate Rates - 12 Months
ploc_variable
18.000% APR
Rate18.000%
Points0
Overdraft Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto_new
3.990% APR
Rate3.990%
New Vehicles
auto_used
4.990% APR
Rate4.990%
Used Vehicles

HELOC Rates

Rates as of July 9, 2026

heloc_variable
6.250% APR
Rate6.250%
Home Equity Line of Credit
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
2.250% APR
Rate2.250%
Share Secured Loan
personal_unsecured
10.500% APR
Rate10.500%
Personal Loans

Frequently Asked Questions

What rates does Upstate offer?

Upstate currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Upstate rates updated?

RateAPI verifies Upstate's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Upstate's rate data?

Rate data is collected directly from Upstate's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Upstate's mortgage rate?

As of July 9, 2026, Upstate offers a savings mortgage at 1% APR.

What is Upstate's auto loan rate?

As of July 9, 2026, Upstate offers auto loans from 3.99% APR.

Related Rate Data

Compare Upstate's rates against national credit-union benchmarks.

More South Carolina credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Upstate
curl "https://api.rateapi.dev/credit-unions/south-carolina/upstate" \
  -H "Authorization: Bearer YOUR_API_KEY"
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