--- title: "Upstate Credit Union Rates (Nov 2026): CDs to 3.65%" description: "Upstate Credit Union rates today: savings & CDs up to 3.65% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Upstate Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/upstate" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Upstate Credit Union Rates (Nov 2026): CDs to 3.65% ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **$0.00 - $9,999.99** savings | 1.01% APY | 1.01% | — | Context only | | **$25,000.00 - $49,999.99** savings | 1.26% APY | 1.25% | — | Context only | | **$10,000 - $24,999.99** savings | 1.26% APY | 1.25% | — | Context only | | **$75,000.00 - $99,999.99** savings | 1.36% APY | 1.35% | — | Context only | | **$50,000.00 - $74,999.99** savings | 1.36% APY | 1.35% | — | Context only | | **$100,000.00 Or Greater** savings | 1.76% APY | 1.75% | — | Context only | | **$0.00 - $24,999.99** savings | 1.76% APY | 1.75% | — | Context only | | **3-Month Certificate** cd_3mo | 2.01% APY | 2.00% | 3 mo | Standard | | **60-Month Certificate** cd_60mo | 2.78% APY | 2.75% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 2.78% APY | 2.75% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | 3.29% APY | 3.25% | 36 mo | Standard | | **18-Month Certificate** cd_18mo | 3.49% APY | 3.45% | 18 mo | Standard | | **6-Month Certificate** cd_6mo | 3.55% APY | 3.50% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.55% APY | 3.50% | 24 mo | Standard | | **30-Month Certificate** cd_30mo | 3.55% APY | 3.50% | 30 mo | Standard | | **12-Month Certificate** cd_12mo | 3.65% APY | 3.60% | 12 mo | Standard | Upstate Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.65% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/upstate) , verified from [Upstate Credit Union's official website](https://upstatefcu.org/) Loading branch locator… ## About Upstate Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.6K Assets $148.1M Founded 1965 Locations reported 8 NCUA charter 24484 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Spero Financial** Anderson-Pearman Dairy · Anderson · SC · 29625 About 4.4 miles away](https://rateapi.dev/credit-unions/south-carolina/spero-financial) [**S. C. State** Anderson Hwy 28 Bypass · Anderson · SC · 29625 About 5.7 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) [**Anmed** Main Office · Anderson · SC · 29621 About 7.3 miles away](https://rateapi.dev/credit-unions/south-carolina/anmed) [**Founders** Clemson Hendrix Center · Clemson · SC · 29631 About 9.2 miles away](https://rateapi.dev/credit-unions/south-carolina/founders) [**North Georgia** Hartwell Branch · Hartwell · GA · 30643 About 16.7 miles away](https://rateapi.dev/credit-unions/georgia/north-georgia) [**The Wright** The Wright Credit Union · Lavonia · GA · 30553 About 21.2 miles away](https://rateapi.dev/credit-unions/georgia/the-wright) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Upstate Credit Union Membership eligibility from Upstate Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Upstate Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Anderson — SC Verified from [Upstate Credit Union's membership page](https://upstatefcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Upstate Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Anderson County, SC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Anderson County, SC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Upstate Credit Union? Yes No ## Work at Upstate Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Upstate Credit Union ranks against South Carolina peers. - See which AI assistants fetched Upstate Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=upstate&state=south-carolina&code=SC&name=Upstate%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Upstate Credit Union offer? Upstate Credit Union is a credit union in South Carolina. Rate data is currently being verified. ### How often are Upstate Credit Union rates updated? RateAPI verifies Upstate Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Upstate Credit Union's rate data? Rate data is collected directly from Upstate Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Upstate Credit Union's best CD rate? As of November 12, 2026, Upstate Credit Union offers savings and certificate (CD) yields up to 3.65% APY. ### Who can join Upstate Credit Union? Upstate Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Upstate Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Upstate Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://upstatefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Upstate Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Upstate Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /upstate " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Upstate Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/upstate Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp