--- title: "Tru Credit Union Rates - South Carolina" description: "Current heloc, and personal loan rates from Tru Credit Union in South Carolina. Updated daily with source verification. See who can join Tru Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/tru" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tru Credit Union Rates - South Carolina ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.500% | — | Standard | Tru Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.750% | — | Standard | Tru Credit Union personal loan rates as of November 13, 2026 Tru Credit Union is a credit union in South Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/tru) , verified from [Tru Credit Union's official website](https://tru-fcu.org/) Loading branch locator… ## About Tru Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.3K Assets $63.5M Founded 1974 Locations reported 4 NCUA charter 21628 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Parda** PARDA Federal Credit Union · Greenwood · SC · 29649 Branch in the same ZIP](https://rateapi.dev/credit-unions/michigan/parda) [**S. C. State** Greenwood · Greenwood · SC · 29649-1450 Branch in the same ZIP](https://rateapi.dev/credit-unions/south-carolina/s-c-state) [**Neighbors United** Birchtree · Greenwood · SC · 29649 About 2.6 miles away](https://rateapi.dev/credit-unions/south-carolina/neighbors-united) [**Emerald Credit Association** Emerald Credit Association FCU · Greenwood · SC · 29646 About 2.6 miles away](https://rateapi.dev/credit-unions/south-carolina/emerald-credit-association) [**Peach State** Lakelands · Greenwood · SC · 29646-4022 About 4.5 miles away](https://rateapi.dev/credit-unions/georgia/peach-state) [**Self Memorial Hospital** SELF MEMORIAL HOSPITAL FCU · GREENWOOD · SC · 29646-4039 About 4.6 miles away](https://rateapi.dev/credit-unions/south-carolina/self-memorial-hospital) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tru Credit Union Membership eligibility from Tru Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tru Credit Union's website. Check the membership page below to confirm whether you qualify. - Location abbeville, greenwood, laurens, mccormick, newberry, saluda — SC Verified from [Tru Credit Union's membership page](https://tru-fcu.org/membership-information/) . Final membership determination is always made by the credit union. ## Membership rules for Tru Credit Union Geography 6 counties · Family 38 published paths to membership, last verified November 8, 2026, quoted from Tru Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Abbeville County, SC - Greenwood County, SC - Laurens County, SC - Mccormick County, SC - Newberry County, SC - Saluda County, SC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Greenwood County, SC; Salt Lake County, UT” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family, household member “Be an immediate family or household member of a current credit union member. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild (including “step” or adoptive relationships). A household is defined as persons living in the same residence maintaining a single…” > [source ↗](https://tru-fcu.org/membership-information/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tru Credit Union? Yes No ## Work at Tru Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tru Credit Union ranks against South Carolina peers. - See which AI assistants fetched Tru Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tru&state=south-carolina&code=SC&name=Tru%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tru Credit Union offer? Tru Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Tru Credit Union rates updated? RateAPI verifies Tru Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Tru Credit Union's rate data? Rate data is collected directly from Tru Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tru Credit Union? Tru Credit Union publishes its membership criteria on its own website. RateAPI tracks 38 published membership paths covering 6 counties for Tru Credit Union, each quoted from Tru Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tru Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina HELOC rate leaders](https://rateapi.dev/heloc-rates/south-carolina) [South Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/south-carolina) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://tru-fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tru Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tru Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /tru " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tru Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/tru Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp