--- title: "Self Memorial Hospital Credit Union Rates (Nov 2026): Personal 5.10%" description: "Self Memorial Hospital Credit Union has the lowest tracked personal loan rate in South Carolina (5.10% APR) among 17 credit unions we verify. Self Memorial Hospital Credit Union rates today: personal loans from 5.10% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Self Memorial Hospital Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/self-memorial-hospital" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Self Memorial Hospital Credit Union Rates (Nov 2026): Personal 5.10% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.000% | new | Context only | | **Used Auto Loan** auto_used | — APR | 4.500% | used | Context only | | **New Recreational,Boats,Campers,Motorcycles** powersports_new | — APR | 7.000% | new | Standard | | **Used Recreational,Boats,Campers,Motorcycles** powersports_used | — APR | 7.500% | used | Standard | Self Memorial Hospital Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | 5.100% APR | 5.100% | — | Standard | | **Credit Builder Loan** personal | — APR | 5.100% | — | Standard | | **PSL Loans (Overdraft Protection)** personal | — APR | 10.000% | — | Standard | | **Signature Loan** personal_unsecured | 10.000% APR | 10.000% | — | Standard | | **Open End Line of Credit** ploc_variable | 10.000% APR | 10.000% | — | Standard | Self Memorial Hospital Credit Union personal loan rates as of November 12, 2026 Personal loan rates from 5.1% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/self-memorial-hospital) , verified from [Self Memorial Hospital Credit Union's official website](https://www.selfmemorialfcu.net/) Best product position **#1 of 17** personal loan Gap to state best **0 bp** State market leader Vs. state median **390 bp better than median** personal loan Products ranked **1** across tracked South Carolina markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 5.10% | #1 of 17 · lowest in South Carolina | State market leader | 390 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Self Memorial Hospital Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=self-memorial-hospital&state=south-carolina&code=SC&name=Self%20Memorial%20Hospital%20Credit%20Union) Loading branch locator… ## About Self Memorial Hospital Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $13.8M Founded 1966 Locations reported 1 NCUA charter 17831 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tru** 1632 Main St S Greenwood, S.C. 29646-4123 · Greenwood · SC · 29646-4123 About 2.5 miles away](https://rateapi.dev/credit-unions/south-carolina/tru) [**Peach State** Lakelands · Greenwood · SC · 29646-4022 About 2.7 miles away](https://rateapi.dev/credit-unions/georgia/peach-state) [**Emerald Credit Association** Emerald Credit Association FCU · Greenwood · SC · 29646 About 4.9 miles away](https://rateapi.dev/credit-unions/south-carolina/emerald-credit-association) [**Neighbors United** Administration Building · Greenwood · SC · 29649 About 5.4 miles away](https://rateapi.dev/credit-unions/south-carolina/neighbors-united) [**Parda** PARDA Federal Credit Union · Greenwood · SC · 29649 About 7.1 miles away](https://rateapi.dev/credit-unions/michigan/parda) [**S. C. State** Greenwood · Greenwood · SC · 29649-1450 About 7.1 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Self Memorial Hospital Credit Union Membership eligibility from Self Memorial Hospital Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Self Memorial Hospital Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Self Regional Healthcare, Edgefield Hospital, Wesley Commons Verified from [Self Memorial Hospital Credit Union's membership page](https://www.selfmemorialfcu.net/about-1) . Final membership determination is always made by the credit union. ## Membership rules for Self Memorial Hospital Credit Union Employers 10 · Family 2 12 published paths to membership, last verified August 27, 2026, quoted from Self Memorial Hospital Credit Union’s own published criteria. ### Employers 10 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Self Regional Healthcare “Self Regional Healthcare employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Employee of Self Regional Healthcare - Retired employee of Self Regional Healthcare “Self Regional Healthcare employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Retiree of Self Regional Healthcare - Employee of Edgefield Hospital “Edgefield Hospital employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Employee of Edgefield Hospital - Retired employee of Edgefield Hospital “Edgefield Hospital employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Retiree of Edgefield Hospital - Employee of Wesley Commons “Wesley Commons employees, retirees and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Employee of Wesley Commons - Retired employee of Wesley Commons “Wesley Commons employees, retirees and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Retiree of Wesley Commons - Volunteer with Self Regional Healthcare “Self Regional Healthcare employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Volunteer with Self Regional Healthcare - Volunteer with Edgefield Hospital “Edgefield Hospital employees, retirees, and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Volunteer with Edgefield Hospital - Volunteer with Wesley Commons “Wesley Commons employees, retirees and volunteers” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Volunteer with Wesley Commons - Volunteer with organizations affiliated with the above employment (as written on the source page) “Immediate family or household, volunteers and organizations affiliated with the above employment” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Volunteer with organizations affiliated with the above employment ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “Immediate family or household, volunteers and organizations affiliated with the above employment” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Family member (immediate family, household member) of a member - Family of a member immediate family, household “Immediate family or household, volunteers and organizations affiliated with the above employment” > [source ↗](https://www.selfmemorialfcu.net/about-1) - Family member (immediate family, household) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Self Memorial Hospital Credit Union? Yes No ## Work at Self Memorial Hospital Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Self Memorial Hospital Credit Union ranks against South Carolina peers. - See which AI assistants fetched Self Memorial Hospital Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=self-memorial-hospital&state=south-carolina&code=SC&name=Self%20Memorial%20Hospital%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Self Memorial Hospital Credit Union offer? Self Memorial Hospital Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Self Memorial Hospital Credit Union rates updated? RateAPI verifies Self Memorial Hospital Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Self Memorial Hospital Credit Union's rate data? Rate data is collected directly from Self Memorial Hospital Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Self Memorial Hospital Credit Union's personal loan rate? As of November 12, 2026, Self Memorial Hospital Credit Union offers personal loans from 5.1% APR. ### Who can join Self Memorial Hospital Credit Union? Self Memorial Hospital Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 10 employers for Self Memorial Hospital Credit Union, each quoted from Self Memorial Hospital Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Self Memorial Hospital Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [South Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/south-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.selfmemorialfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Self Memorial Hospital Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Self Memorial Hospital Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /self-memorial-hospital " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Self Memorial Hospital Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/self-memorial-hospital Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp