--- title: "Palmetto First Credit Union Rates: CDs to 1.65%, Vehicle 6.25%" description: "Palmetto First Credit Union rates today: vehicle loans from 6.25% APR, savings & CDs up to 1.65% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Palmetto First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/palmetto-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Palmetto First Credit Union Rates: CDs to 1.65%, Vehicle 6.25% ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **New Autos/Previous Year (untitled)** auto_new | — APR | 5.990% | new | Standard | | **New Motorcycles, Campers, ATV s, RV s, Jetskis** motorcycle_new | 6.250% APR | 6.250% | new | Standard | | **New Boat Loan** boat_new | — APR | 6.250% | new | Standard | | **Used Auto Loan (2022–2025)** auto_used | — APR | 6.500% | used | Standard | | **Used Motorcycles, Campers, ATV s, RV s, Jetskis (Over 60-month term add 1%)** motorcycle_used_60mo | 7.250% APR | 7.250% | 60 mo · used | Standard | | **Used Marine (Over 60- to 84-month term add 1%)** boat_used_84mo | — APR | 7.250% | 84 mo · used | Standard | | **Used Auto Loan (2016–2021)** auto_used | — APR | 7.500% | used | Standard | Palmetto First Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Overdraft Line of Credit** personal_unsecured | — APR | 10.500% | — | Standard | Palmetto First Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** share_certificate_6mo | 1.15% APY | 1.15% | 6 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 1.20% APY | 1.19% | 6 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 1.40% APY | 1.39% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 1.45% APY | 1.44% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 1.45% APY | 1.44% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 1.50% APY | 1.49% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 1.50% APY | 1.49% | 24 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 1.55% APY | 1.54% | 12 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 1.60% APY | 1.59% | 18 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 1.65% APY | 1.64% | 18 mo | Standard | Palmetto First Credit Union savings & cd rates as of November 13, 2026 Vehicle loans available from 6.25% APR. Savings and certificate yields up to 1.65% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/palmetto-first) , verified from [Palmetto First Credit Union's official website](https://palmettofirst.com/) Loading branch locator… ## About Palmetto First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.5K Assets $63.8M Founded 1953 Locations reported 3 NCUA charter 24491 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**South Carolina** David McLeod · Florence · SC · 29501-4076 About 1.3 miles away](https://rateapi.dev/credit-unions/south-carolina/south-carolina) [**Sharonview** Florence · Florence · SC · 29501-3916 About 1.6 miles away](https://rateapi.dev/credit-unions/south-carolina/sharonview) [**Nucor Employee's** Nucor Employee's Credit Union Main Office · Florence · SC · 29501 About 1.8 miles away](https://rateapi.dev/credit-unions/south-carolina/nucor-employees) [**S. C. State** Florence · Florence · SC · 29501 About 2.4 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) [**SPC** Florence Branch · Florence · SC · 29501 About 2.4 miles away](https://rateapi.dev/credit-unions/south-carolina/spc) [**Safe** Florence · Florence · SC · 29505 About 3.4 miles away](https://rateapi.dev/credit-unions/south-carolina/safe) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Palmetto First Credit Union Membership eligibility from Palmetto First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Palmetto First Credit Union's website. Check the membership page below to confirm whether you qualify. - Location florence, richland — SC Verified from [Palmetto First Credit Union's membership page](https://palmettofirst.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Palmetto First Credit Union Geography 2 counties · Family 2 8 published paths to membership, last verified August 27, 2026, quoted from Palmetto First Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Florence County, SC - Richland County, SC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Florence County, SC; Richland County, SC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “You can also become a member if a relative is currently a member of Palmetto First FCU.” > [source ↗](https://palmettofirst.com/membership/) - Family member of a member - Family of a member relative “You can also become a member if a relative is currently a member of Palmetto First FCU.” > [source ↗](https://palmettofirst.com/membership/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Palmetto First Credit Union? Yes No ## Work at Palmetto First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Palmetto First Credit Union ranks against South Carolina peers. - See which AI assistants fetched Palmetto First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=palmetto-first&state=south-carolina&code=SC&name=Palmetto%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Palmetto First Credit Union offer? Palmetto First Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Palmetto First Credit Union rates updated? RateAPI verifies Palmetto First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Palmetto First Credit Union's rate data? Rate data is collected directly from Palmetto First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Palmetto First Credit Union's auto, boat & motorcycle loan rates? As of November 13, 2026, Palmetto First Credit Union offers vehicle loans from 6.25% APR. ### What is Palmetto First Credit Union's best CD rate? As of November 13, 2026, Palmetto First Credit Union offers savings and certificate (CD) yields up to 1.65% APY. ### Who can join Palmetto First Credit Union? Palmetto First Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 2 counties for Palmetto First Credit Union, each quoted from Palmetto First Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Palmetto First Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [South Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/south-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://palmettofirst.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Palmetto First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Palmetto First Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /palmetto-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Palmetto First Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/palmetto-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp