Palmetto First

florence, South Carolina
Last verified: July 7, 2026

As of July 7, 2026, Palmetto First offers a share_certificate_6mo mortgage at 1.15% APR (1.15% rate, 0 points). Auto loans available from 5.99% APR. Personal loan rates from 10.5% APR.

Source: RateAPI.dev, verified from Palmetto First's official website

Mortgage Rates

Rates as of July 7, 2026

share_certificate_6mo
1.150% APR
Rate1.150%
Points0
6-Month Share Certificate
ira_cd_6mo
1.200% APR
Rate1.190%
Points0
6-Month IRA Share Certificate
share_certificate_36mo
1.400% APR
Rate1.390%
Points0
3-Year Share Certificate
share_certificate_24mo
1.450% APR
Rate1.440%
Points0
2-Year Share Certificate
ira_cd_36mo
1.450% APR
Rate1.440%
Points0
3-Year IRA Share Certificate
share_certificate_12mo
1.500% APR
Rate1.490%
Points0
1-Year Share Certificate
ira_cd_24mo
1.500% APR
Rate1.490%
Points0
2-Year IRA Share Certificate
money_market
1.500% APR
Rate1.490%
Points0
Jumbo Money Market
ira_cd_12mo
1.550% APR
Rate1.540%
Points0
1-Year IRA Share Certificate
share_certificate_18mo
1.600% APR
Rate1.590%
Points0
18-Month Share Certificate
ira_cd_18mo
1.650% APR
Rate1.640%
Points0
18-Month IRA Certificate
ira
6.000% APR
Rate6.000%
Points0
IRA Share Account
savings
6.000% APR
Rate6.000%
Points0
HSA Club Account
savings
6.000% APR
Rate6.000%
Points0
Vacation Club/Santa Savings

Auto Loan Rates

Rates as of July 7, 2026

auto_new
5.990% APR
Rate5.990%
New Autos/Previous Year (untitled)
auto_new
6.250% APR
Rate6.250%
New Motorcycles, Campers, ATV’s, RV’s, Jetskis
auto_used
6.500% APR
Rate6.500%
Used Cars 2022-2025
auto_used_60mo
7.250% APR
Rate7.250%
Used Motorcycles, Campers, ATV’s, RV’s, Jetskis (Over 60-month term add 1%)
auto_used
7.500% APR
Rate7.500%
Used Cars 2016-2021

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured
10.500% APR
Rate10.500%
Personal Loans and Overdraft Protection

Frequently Asked Questions

What rates does Palmetto First offer?

Palmetto First currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Palmetto First rates updated?

RateAPI verifies Palmetto First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Palmetto First's rate data?

Rate data is collected directly from Palmetto First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Palmetto First's mortgage rate?

As of July 7, 2026, Palmetto First offers a share_certificate_6mo mortgage at 1.15% APR.

What is Palmetto First's auto loan rate?

As of July 7, 2026, Palmetto First offers auto loans from 5.99% APR.

Related Rate Data

Compare Palmetto First's rates against national credit-union benchmarks.

More South Carolina credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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terminal
# Get rates for Palmetto First
curl "https://api.rateapi.dev/credit-unions/south-carolina/palmetto-first" \
  -H "Authorization: Bearer YOUR_API_KEY"
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