As of July 10, 2026, MTC offers a 7-1-arm mortgage at 5.75% APR (5.75% rate, 0 points). Auto loans available from 4.95% APR. Personal loan rates from 10.45% APR.
Source: RateAPI.dev, verified from MTC's official website
Membership eligibility from MTC's own published criteria. How we verify this.
Membership via the Friends of the Foundation
Cost to join: About $50.
Verified from MTC's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
MTC currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies MTC's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from MTC's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, MTC offers a 7-1-arm mortgage at 5.75% APR.
As of July 10, 2026, MTC offers auto loans from 4.95% APR.
Compare MTC's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for MTC
curl "https://api.rateapi.dev/credit-unions/south-carolina/mtc" \
-H "Authorization: Bearer YOUR_API_KEY"