--- title: "MTC Credit Union Rates - South Carolina" description: "Current auto loan, and savings & cd rates from MTC Credit Union in South Carolina. Updated daily with source verification. See who can join MTC Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/mtc" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # MTC Credit Union Rates - South Carolina ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Competitive Rates for New & Used Vehicles (24 Months)** auto_any_24mo | — APR | 4.500% | 24 mo · any | Standard | | **Competitive Rates for New & Used Vehicles (36 Months)** auto_any_36mo | — APR | 4.500% | 36 mo · any | Standard | | **Competitive Rates for New & Used Vehicles (48 Months)** auto_any_48mo | — APR | 5.000% | 48 mo · any | Standard | | **Competitive Rates for New & Used Vehicles (60 Months)** auto_any_60mo | — APR | 5.750% | 60 mo · any | Standard | | **Competitive Rates for New & Used Vehicles (72 Months)** auto_any_72mo | — APR | 6.750% | 72 mo · any | Standard | | **Competitive Rates for New & Used Vehicles (84 Months)** auto_any_84mo | — APR | 8.000% | 84 mo · any | Standard | MTC Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 5.00% | — | Standard | MTC Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Rates subject to change. Please call for quote. Additional discounts may be available.** other | — % | 8.950% | — | Standard | MTC Credit Union other rates as of November 12, 2026 MTC Credit Union is a credit union in South Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/mtc) , verified from [MTC Credit Union's official website](https://www.mtcfederal.com/) Loading branch locator… ## About MTC Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16K Assets $299.9M Founded 1976 Locations reported 9 NCUA charter 22520 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Market Usa** Mauldin · Greenville · SC · 29607-5346 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/market-usa) [**Spero Financial** Verdae Branch · Greenville · SC · 29607 About 1.1 miles away](https://rateapi.dev/credit-unions/south-carolina/spero-financial) [**Truliant** Mauldin SC · Mauldin · SC · 29662 About 1.7 miles away](https://rateapi.dev/credit-unions/north-carolina/truliant) [**Carolinas Telco** Greenville · Greenville · SC · 29607 About 2.0 miles away](https://rateapi.dev/credit-unions/north-carolina/carolinas-telco) [**Houston** Greenville · Greenville · SC · 29607-2761 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/houston) [**South Carolina** Mauldin · Mauldin · SC · 29662 About 2.4 miles away](https://rateapi.dev/credit-unions/south-carolina/south-carolina) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join MTC Credit Union Membership eligibility from MTC Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on MTC Credit Union's website. Check the membership page below to confirm whether you qualify. - Location carter — OK - Employer MTC Federal preferred employee groups (PEGs) - Association Friends of the Foundation Verified from [MTC Credit Union's membership page](https://www.mtcfederal.com/join-us/) . Final membership determination is always made by the credit union. ## Membership rules for MTC Credit Union Geography 1 county · Employers 2 · Associations · Family 3 7 published paths to membership, last verified November 8, 2026, quoted from MTC Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Carter County, OK “residents in specific geographic regions—including Carter County, Oklahoma, and parts of Greenville, Anderson, and Pickens counties in South Carolina.” > [source ↗](https://www.mtcfederal.com/join-us/) ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of MTC Federal preferred employee groups (PEGs) “Membership is open to employees and contractors of MTC Federal preferred employee groups (PEGs)” > [source ↗](https://www.mtcfederal.com/join-us/) - Employee of MTC Federal preferred employee groups (PEGs) - Contractor of MTC Federal preferred employee groups (PEGs) “Membership is open to employees and contractors of MTC Federal preferred employee groups (PEGs)” > [source ↗](https://www.mtcfederal.com/join-us/) - Contractor for MTC Federal preferred employee groups (PEGs) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of Friends of the Foundation “Additionally, anyone outside these areas can become eligible by joining Friends of the Foundation through the Carolinas Credit Union Foundation.” > [source ↗](https://www.mtcfederal.com/join-us/) - Member of Friends of the Foundation ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, parent, grandparent, grandchild, sibling “immediate family members of existing members” > [source ↗](https://www.mtcfederal.com/join-us/) - Family member (spouse, child, parent, grandparent, grandchild, sibling) of a member - Family of a member immediate family “immediate family members of existing members” > [source ↗](https://www.mtcfederal.com/join-us/) - Family member (immediate family) of a member - Family Of Deceased immediate family, household member “Immediate family members and household members of living or deceased credit union members are eligible to join. This includes spouses, children, parents, grandparents, grandchildren, and siblings.” > [source ↗](https://www.mtcfederal.com/join-us/) - Family member (immediate family, household member) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for MTC Credit Union? Yes No ## Work at MTC Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MTC Credit Union ranks against South Carolina peers. - See which AI assistants fetched MTC Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mtc&state=south-carolina&code=SC&name=MTC%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does MTC Credit Union offer? MTC Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are MTC Credit Union rates updated? RateAPI verifies MTC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get MTC Credit Union's rate data? Rate data is collected directly from MTC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join MTC Credit Union? MTC Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 county, 2 employers and 1 association for MTC Credit Union, each quoted from MTC Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare MTC Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mtcfederal.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track MTC Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for MTC Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /mtc " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## MTC Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/mtc Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp