Latitude 32

charleston, South Carolina
Last verified: July 9, 2026

As of July 9, 2026, Latitude 32 offers a cd_6mo mortgage at 1.5% APR (1.49% rate, 0 points). Auto loans available from 5.25% APR. HELOC rates from 7% APR. Personal loan rates from 3.25% APR.

Source: RateAPI.dev, verified from Latitude 32's official website

Mortgage Rates

Rates as of July 9, 2026

cd_6mo
1.500% APR
Rate1.490%
Points0
6 Month Certificate
cd_12mo
2.000% APR
Rate1.980%
Points0
1 Year Certificate
ira_cd_12mo
2.000% APR
Rate1.980%
Points0
1 Year IRA Certificate
cd_12mo
2.100% APR
Rate2.080%
Points0
1 Year Certificate JUMBO
cd_24mo
2.200% APR
Rate2.180%
Points0
24 Month Adult Flex Certificate
cd_24mo
2.200% APR
Rate2.180%
Points0
24 Month Youth Flex Certificate
cd_24mo
2.250% APR
Rate2.230%
Points0
2 Year Certificate
ira_cd_24mo
2.250% APR
Rate2.230%
Points0
2 Year IRA Certificate
cd_24mo
2.350% APR
Rate2.320%
Points0
2 Year Certificate JUMBO
cd_60mo
2.350% APR
Rate2.320%
Points0
2.5 Year Certificate
cd_36mo
2.500% APR
Rate2.470%
Points0
3 Year Certificate
ira_cd_36mo
2.500% APR
Rate2.470%
Points0
3 Year IRA Certificate
cd_36mo
2.600% APR
Rate2.570%
Points0
3 Year Certificate JUMBO
share_certificate_48mo
2.750% APR
Rate2.720%
Points0
4 Year Share Certificate
share_certificate_48mo
2.850% APR
Rate2.810%
Points0
4 Year Share Certificate JUMBO
share_certificate_60mo
3.000% APR
Rate2.960%
Points0
5 Year Share Certificate
share_certificate_60mo
3.100% APR
Rate3.060%
Points0
5 Year Share Certificate JUMBO

Auto Loan Rates

Rates as of July 9, 2026

auto_new
5.250% APR
Rate5.250%
[PROMOTIONAL] New Vehicles
auto_used
5.250% APR
Rate5.250%
[PROMOTIONAL] Used Vehicles
auto
6.900% APR
Rate6.900%
[PROMOTIONAL] Boat Loans
auto
6.900% APR
Rate6.900%
[PROMOTIONAL] Motor Homes
auto
7.400% APR
Rate7.400%
[PROMOTIONAL] Motorcycles/Jet Skis
personal
10.750% APR
Rate10.750%
Cash Reserve: $3000 – $5000
personal
11.750% APR
Rate11.750%
Cash Reserve: $1500 – $2999
personal
12.750% APR
Rate12.750%
Cash Reserve: $500 – $1400
credit_card
12.900% APR
Rate12.900%
[PROMOTIONAL] Visa Credit Card

HELOC Rates

Rates as of July 9, 2026

heloc
7.000% APR
Rate7.000%
[PROMOTIONAL] Home Equity

Personal Loan Rates

Rates as of July 9, 2026

personal_secured_36mo
3.250% APR
Rate3.250%
Share Secured 0-36 Months
personal_secured_60mo
4.250% APR
Rate4.250%
Share Secured 37-60 Months
personal_secured_120mo
5.250% APR
Rate5.250%
Share Secured 61-120 Months
personal_unsecured
11.200% APR
Rate11.200%
[PROMOTIONAL] Personal Loans

Frequently Asked Questions

What rates does Latitude 32 offer?

Latitude 32 currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Latitude 32 rates updated?

RateAPI verifies Latitude 32's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Latitude 32's rate data?

Rate data is collected directly from Latitude 32's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Latitude 32's mortgage rate?

As of July 9, 2026, Latitude 32 offers a cd_6mo mortgage at 1.5% APR.

What is Latitude 32's auto loan rate?

As of July 9, 2026, Latitude 32 offers auto loans from 5.25% APR.

Related Rate Data

Compare Latitude 32's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Latitude 32
curl "https://api.rateapi.dev/credit-unions/south-carolina/latitude-32" \
  -H "Authorization: Bearer YOUR_API_KEY"