--- title: "Latitude 32 Credit Union Rates - South Carolina" description: "Current vehicle loan, heloc, personal loan, and credit card rates from Latitude 32 Credit Union in South Carolina. Updated daily with source verification. See who can join Latitude 32 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/latitude-32" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Latitude 32 Credit Union Rates - South Carolina ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.990% | used | Standard | | **Motor Homes** rv | — APR | 6.990% | — | Standard | | **Boat Loan** boat | — APR | 6.990% | — | Standard | | **Motorcycles/Jet Skis** motorcycle | — APR | 7.490% | — | Standard | Latitude 32 Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 7.000% | — | Standard | Latitude 32 Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 11.290% | — | Standard | Latitude 32 Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.900% | — | Standard | Latitude 32 Credit Union credit card rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **$3000 - $5000 Prime Plus 4% Adjusted Quarterly** other | — % | 11.000% | — | Standard | | **$1500 - $2999 Prime Plus 5% Adjusted Quarterly** other | — % | 12.000% | — | Standard | | **$500 - $1400 Prime Plus 6% Adjusted Quarterly** other | — % | 13.000% | — | Standard | Latitude 32 Credit Union other rates as of November 12, 2026 Latitude 32 Credit Union is a credit union in South Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/latitude-32) , verified from [Latitude 32 Credit Union's official website](https://latitude32.org/) Loading branch locator… ## About Latitude 32 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.3K Assets $67.8M Founded 1952 Locations reported 2 NCUA charter 8059 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Charleston SC · Charleston · SC · 29407 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**South Carolina** Sam Rittenberg · Charleston · SC · 29407 About 1.6 miles away](https://rateapi.dev/credit-unions/south-carolina/south-carolina) [**Rev** West Ashley · Charleston · SC · 29407 About 1.9 miles away](https://rateapi.dev/credit-unions/south-carolina/rev) [**State Department FCU** SDFCU Charleston Branch · Charleston · SC · 29405-2502 About 4.6 miles away](https://rateapi.dev/credit-unions/virginia/state-department-fcu) [**Boeing Employees** South Carolina Boeing Plan - HUB · Charleston · SC · 29418 About 5.6 miles away](https://rateapi.dev/credit-unions/washington/boeing-employees) [**CPM** Support Center · North Charleston · SC · 29405 About 5.8 miles away](https://rateapi.dev/credit-unions/south-carolina/cpm) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Latitude 32 Credit Union Membership eligibility from Latitude 32 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Latitude 32 Credit Union's website. Check the membership page below to confirm whether you qualify. - Location charleston — SC Verified from [Latitude 32 Credit Union's membership page](https://latitude32.org/resource-center/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Latitude 32 Credit Union Geography 1 county · Family 2 7 published paths to membership, last verified August 27, 2026, quoted from Latitude 32 Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Charleston County, SC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Charleston County, SC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Membership is open to anyone who lives, works, worships, volunteers, attends school, or belongs to any organization that operates in Charleston County, as well as their family members.” > [source ↗](https://latitude32.org/resource-center/membership/) - Family member of a member - Family of someone eligible family “Membership is open to anyone who lives, works, worships, volunteers, attends school, or belongs to any organization that operates in Charleston County, as well as their family members.” > [source ↗](https://latitude32.org/resource-center/membership/) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Latitude 32 Credit Union? Yes No ## Work at Latitude 32 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Latitude 32 Credit Union ranks against South Carolina peers. - See which AI assistants fetched Latitude 32 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=latitude-32&state=south-carolina&code=SC&name=Latitude%2032%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Latitude 32 Credit Union offer? Latitude 32 Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Latitude 32 Credit Union rates updated? RateAPI verifies Latitude 32 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Latitude 32 Credit Union's rate data? Rate data is collected directly from Latitude 32 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Latitude 32 Credit Union? Latitude 32 Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 county for Latitude 32 Credit Union, each quoted from Latitude 32 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Latitude 32 Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [South Carolina HELOC rate leaders](https://rateapi.dev/heloc-rates/south-carolina) [South Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/south-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://latitude32.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Latitude 32 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Latitude 32 Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /latitude-32 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Latitude 32 Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/latitude-32 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp