--- title: "Founders Credit Union Rates, Membership & Locations" description: "Research Founders Credit Union: 4 current offers for mortgage, auto loan and credit card, who can join, branch locations. Verified November 12, 2026 from published credit-union and NCUA sources, with links to the evidence." canonical: "https://rateapi.dev/credit-unions/south-carolina/founders" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Founders Credit Union Rates, Membership & Locations Lender research summary ## What should you know about Founders Credit Union? We currently show **4 published rates** from Founders Credit Union, last verified November 12, 2026. Use the links below to review the current offers, membership rules, locations, and the source trail before making a decision. ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage Loan** other | — APR | 6.421% | — | Standard | Founders Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.500% | — | Standard | Founders Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.750% | — | Standard | Founders Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 4.52% | — | Standard | Founders Credit Union savings & cd rates as of November 12, 2026 Founders Credit Union is a credit union in South Carolina. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/founders) , verified from [Founders Credit Union's official website](https://www.foundersfcu.com/) Loading branch locator… ## About Founders Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 290.4K Assets $5.2B Founded 1961 Locations reported 50 NCUA charter 24063 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**State Employees'** WAXHAW · WAXHAW · NC · 28173 About 13.2 miles away](https://rateapi.dev/credit-unions/north-carolina/state-employees) [**Sharonview** Corporate · Indian Land · SC · 29707 About 18.0 miles away](https://rateapi.dev/credit-unions/south-carolina/sharonview) [**Skyla** Riverwalk Branch · Rock Hill · SC · 29730 About 18.5 miles away](https://rateapi.dev/credit-unions/north-carolina/skyla) [**Family Trust** Business Boulevard Centre · Rock Hill · SC · 29730 About 19.3 miles away](https://rateapi.dev/credit-unions/south-carolina/family-trust) [**Carolina Cooperative** Monroe · Monroe · NC · 28110 About 21.0 miles away](https://rateapi.dev/credit-unions/north-carolina/carolina-cooperative) [**Latino Community** Monroe · Monroe · NC · 28110 About 21.3 miles away](https://rateapi.dev/credit-unions/north-carolina/latino-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Founders Credit Union Membership eligibility from Founders Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Founders Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Founders Credit Union's membership page](https://www.foundersfcu.com/) . Final membership determination is always made by the credit union. ## Work at Founders Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Founders Credit Union ranks against South Carolina peers. - See which AI assistants fetched Founders Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=founders&state=south-carolina&code=SC&name=Founders%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Founders Credit Union offer? Founders Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Founders Credit Union rates updated? RateAPI verifies Founders Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Founders Credit Union's rate data? Rate data is collected directly from Founders Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Founders Credit Union? Founders Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Founders Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.foundersfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Founders Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Founders Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /founders " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Founders Credit Union locations Search, filter, and browse all 50 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/founders Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp