--- title: "Emerald Credit Association Credit Union Rates: CDs to 0.02%" description: "Emerald Credit Association Credit Union rates today: savings & CDs up to 0.02% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Emerald Credit Association Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/emerald-credit-association" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Emerald Credit Association Credit Union Rates: CDs to 0.02% ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | 0.01% APY | 0.02% | — | Standard | | **Checking** checking | 0.02% APY | 0.01% | — | Standard | | **Christmas/Vacation Club Savings** savings | — APY | 0.02% | — | Specialty offer | | **Savings** share_savings | — APY | 0.05% | — | Standard | Emerald Credit Association Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 0.02% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/emerald-credit-association) , verified from [Emerald Credit Association Credit Union's official website](https://www.emeraldcu.com/) Loading branch locator… ## About Emerald Credit Association Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $10.9M Founded 1968 Locations reported 2 NCUA charter 19047 Charter type Federal credit union ### Services and member support - Electronic statements - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tru** 1632 Main St S Greenwood, S.C. 29646-4123 · Greenwood · SC · 29646-4123 About 2.5 miles away](https://rateapi.dev/credit-unions/south-carolina/tru) [**Self Memorial Hospital** SELF MEMORIAL HOSPITAL FCU · GREENWOOD · SC · 29646-4039 About 2.6 miles away](https://rateapi.dev/credit-unions/south-carolina/self-memorial-hospital) [**Peach State** Lakelands · Greenwood · SC · 29646-4022 About 2.7 miles away](https://rateapi.dev/credit-unions/georgia/peach-state) [**Neighbors United** Administration Building · Greenwood · SC · 29649 About 5.4 miles away](https://rateapi.dev/credit-unions/south-carolina/neighbors-united) [**Parda** PARDA Federal Credit Union · Greenwood · SC · 29649 About 7.1 miles away](https://rateapi.dev/credit-unions/michigan/parda) [**S. C. State** Greenwood · Greenwood · SC · 29649-1450 About 7.1 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Emerald Credit Association Credit Union Membership eligibility from Emerald Credit Association Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Emerald Credit Association Credit Union's website. Check the membership page below to confirm whether you qualify. - Location greenwood — SC Verified from [Emerald Credit Association Credit Union's membership page](https://www.emeraldcu.com/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Emerald Credit Association Credit Union Geography 1 county 4 published paths to membership, last verified August 27, 2026, quoted from Emerald Credit Association Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Greenwood County, SC “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Cole County, MO; Greenwood County, SC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Emerald Credit Association Credit Union? Yes No ## Work at Emerald Credit Association Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Emerald Credit Association Credit Union ranks against South Carolina peers. - See which AI assistants fetched Emerald Credit Association Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=emerald-credit-association&state=south-carolina&code=SC&name=Emerald%20Credit%20Association%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Emerald Credit Association Credit Union offer? Emerald Credit Association Credit Union is a credit union in South Carolina. Rate data is currently being verified. ### How often are Emerald Credit Association Credit Union rates updated? RateAPI verifies Emerald Credit Association Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Emerald Credit Association Credit Union's rate data? Rate data is collected directly from Emerald Credit Association Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Emerald Credit Association Credit Union's best CD rate? As of November 12, 2026, Emerald Credit Association Credit Union offers savings and certificate (CD) yields up to 0.02% APY. ### Who can join Emerald Credit Association Credit Union? Emerald Credit Association Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county for Emerald Credit Association Credit Union, each quoted from Emerald Credit Association Credit Union's own published membership criteria. ## Related Rate Data Compare Emerald Credit Association Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.emeraldcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Emerald Credit Association Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Emerald Credit Association Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /emerald-credit-association " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Emerald Credit Association Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/emerald-credit-association Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp