---
title: "Carolina Foothills Credit Union Rates - South Carolina"
description: "Current vehicle loan, personal loan, credit card, and savings &amp; cd rates from Carolina Foothills Credit Union in South Carolina. Updated daily with source verification. See who can join Carolina Foothills Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/south-carolina/carolina-foothills"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Carolina Foothills Credit Union Rates - South Carolina

### Auto & vehicle rates

14 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up to 36-Month Auto Loan** auto_any_36mo |  — APR |  4.240% |  36 mo |  Standard |
| **Auto Loans (37 - 48 Months)** auto_any_48mo |  — APR |  4.490% |  48 mo |  Standard |
| **Auto Loans (49 - 60 Months)** auto_any_60mo |  — APR |  4.740% |  60 mo |  Standard |
| **Auto Loans (61 - 72 Months)** auto_any_72mo |  — APR |  4.990% |  72 mo |  Standard |
| **Auto Loans (Over 73 Months)** auto_any_73mo |  — APR |  5.240% |  73 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (Up to 36 Months)** rv_any_36mo |  — APR |  7.740% |  36 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (49 - 60 Months)** rv_any_60mo |  — APR |  8.240% |  60 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (61 - 72 Months)** rv_any_72mo |  — APR |  8.490% |  72 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (Over 73 Months)** rv_any_73mo |  — APR |  8.740% |  73 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (37 - 48 Months)** rv_any_48mo |  — APR |  8.990% |  48 mo |  Standard |
| **Up to 60-Month Auto Loan** auto_any_60mo |  — APR |  9.990% |  60 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (73 - 120 Months)** rv_any_120mo |  — APR |  10.490% |  120 mo |  Standard |
| **Recreational Use Vehicle, RV & Boat Loans (121 - 180 Months)** rv_any_180mo |  — APR |  11.240% |  180 mo |  Standard |
| **Up to 48-Month Auto Loan** auto_any_48mo |  — APR |  17.990% |  48 mo |  Standard |
Carolina Foothills Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal Line of Credit** ploc_variable |  — APR |  10.250% |  — |  Standard |
| **48-Month Unsecured Personal Loan** personal_unsecured_48mo |  — APR |  10.900% |  48 mo |  Standard |
| **12-Month Credit Builder Loan** personal_unsecured_12mo |  — APR |  12.990% |  12 mo |  Standard |
Carolina Foothills Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Platinum Credit Card** credit_card_platinum |  — APR |  9.900% |  — |  Standard |
Carolina Foothills Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

6 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Secure Rewards Checking - Balances over $500** checking |  — APY |  0.10% |  — |  Standard |
| **>$2,500 - $14,999** savings |  — APY |  2.28% |  — |  Standard |
| **$15,000 - $24,999** savings |  — APY |  2.37% |  — |  Standard |
| **$25,000 - $49,999** savings |  — APY |  2.47% |  — |  Standard |
| **>$50,000** savings |  — APY |  2.57% |  — |  Standard |
| **$0 - $15,000** savings |  — APY |  5.00% |  — |  Standard |
Carolina Foothills Credit Union savings & cd rates as of November 13, 2026

Carolina Foothills Credit Union is a credit union in South Carolina. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/carolina-foothills) , verified from [Carolina Foothills Credit Union's official website](https://www.carolinafoothillsfcu.coop/)

Loading branch locator…

## About Carolina Foothills Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

19.4K

Assets

$220.5M

Founded

1960

Locations reported

8

NCUA charter

13476

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
- Payday Alternative Loans II

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Founders** John B White Blvd · Spartanburg · SC · 29301 About 3.9 miles away](https://rateapi.dev/credit-unions/south-carolina/founders) [**CPM** Spartanburg · Spartanburg · SC · 29301 About 4.4 miles away](https://rateapi.dev/credit-unions/south-carolina/cpm) [**S. C. State** Spartanburg · Spartanburg · SC · 29301-2636 About 4.4 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) [**Sharonview** Spartanburg · Spartanburg · SC · 29307-2326 About 5.3 miles away](https://rateapi.dev/credit-unions/south-carolina/sharonview) [**Ukrainian** Spartanburg Branch · Spartanburg · SC · 29301 About 5.4 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian) [**South Carolina** Spartanburg FC · Spartanburg · SC · 29303 About 5.5 miles away](https://rateapi.dev/credit-unions/south-carolina/south-carolina)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Carolina Foothills Credit Union

Membership eligibility from Carolina Foothills Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Carolina Foothills Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location spartanburg, greenville, cherokee — SC
- Employer more than 125 local companies, Carolina Foothills Federal Credit Union

Verified from [Carolina Foothills Credit Union's membership page](https://www.carolinafoothillsfcu.coop/why-cffcu) . Final membership determination is always made by the credit union.

## Membership rules for Carolina Foothills Credit Union

Geography 3 counties · Employers 3 · Family 4

10 published paths to membership, last verified August 27, 2026, quoted from Carolina Foothills Credit Union’s own published criteria.

### Geography 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

- Cherokee County, SC
- Greenville County, SC
- Spartanburg County, SC

“Anyone who lives, works, worships, or attends school in: Spartanburg County Greenville County Cherokee County”

> [source ↗](https://www.carolinafoothillsfcu.coop/become-a-member)

### Employers 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of more than 125 local companies

“Any employee of our growing list of more than 125 local companies”

> [source ↗](https://www.carolinafoothillsfcu.coop/become-a-member)

- Employee of more than 125 local companies
  - Employee of Federal

“Employees of this credit union”

> [source ↗](https://www.carolinafoothillsfcu.coop/why-cffcu)

- Employee of Federal
  - Retired employee of Federal

“Employees of this credit union”

> [source ↗](https://www.carolinafoothillsfcu.coop/why-cffcu)

- Retiree of Federal

### Family 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member spouse, immediate family, household member

“Spouses of persons who died while within the field of membership of this credit union, employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate family or household; and organizations of such persons”

> [source ↗](https://www.carolinafoothillsfcu.coop/become-a-member)

- Family member (spouse, immediate family, household member) of a member
  - Family Of Deceased surviving spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.carolinafoothillsfcu.coop/why-cffcu)

- Family member (surviving spouse) of a deceased eligible person
  - Family of a member immediate family, household member

“members of their immediate family or household”

> [source ↗](https://www.carolinafoothillsfcu.coop/why-cffcu)

- Family member (immediate family, household member) of a member
  - Family of a member relative

“Anybody who is related to a current member”

> [source ↗](https://www.carolinafoothillsfcu.coop/why-cffcu)

- Family member (relative) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Carolina Foothills Credit Union? Yes No

## Work at Carolina Foothills Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Carolina Foothills Credit Union ranks against South Carolina peers.

- See which AI assistants fetched Carolina Foothills Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in South Carolina
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=carolina-foothills&amp;state=south-carolina&amp;code=SC&amp;name=Carolina%20Foothills%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Carolina Foothills Credit Union offer?

Carolina Foothills Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Carolina Foothills Credit Union rates updated?

RateAPI verifies Carolina Foothills Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Carolina Foothills Credit Union's rate data?

Rate data is collected directly from Carolina Foothills Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Carolina Foothills Credit Union?

Carolina Foothills Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 3 counties and 3 employers for Carolina Foothills Credit Union, each quoted from Carolina Foothills Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Carolina Foothills Credit Union's rates against national credit-union benchmarks.

[More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina auto loan rate leaders](https://rateapi.dev/auto-loan-rates/south-carolina) [South Carolina personal loan leaders](https://rateapi.dev/personal-loan-rates/south-carolina) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.carolinafoothillsfcu.coop/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Carolina Foothills Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Carolina Foothills Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina /carolina-foothills " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Carolina Foothills Credit Union locations

Search, filter, and browse all 8 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/south-carolina/carolina-foothills
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
