--- title: "Allsouth Credit Union: #1 HELOC in South Carolina" description: "Allsouth Credit Union has the lowest tracked HELOC rate in South Carolina (6.00% APR) among 10 credit unions we verify. Allsouth Credit Union rates today: 30 year fixed mortgage 7.43% APR, HELOC from 6.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Allsouth Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/south-carolina/allsouth" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Allsouth Credit Union: #1 HELOC in South Carolina ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.430% APR | 7.000% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.370% APR | 6.250% | — | Standard | | **10/1 ARM** 10 1 arm | 6.620% APR | 6.250% | — | Standard | Allsouth Credit Union mortgage rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | 6.000% APR | 6.000% | — | Standard | Allsouth Credit Union heloc rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Premium Checking** checking | — APY | 0.10% | — | Standard | Allsouth Credit Union savings & cd rates as of November 13, 2026 As of November 13, 2026, Allsouth Credit Union offers a 30-year fixed mortgage at 7.43% APR. HELOC rates from 6% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/south-carolina/allsouth) , verified from [Allsouth Credit Union's official website](https://www.allsouth.org/) Best product position **#1 of 10** HELOC Gap to state best **0 bp** State market leader Vs. state median **50 bp better than median** HELOC Products ranked **2** across tracked South Carolina markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.43% | Room to improve vs. the South Carolina median | 89 bp from state best | 23 bp behind median | | HELOC | 6.00% | #1 of 10 · lowest in South Carolina | State market leader | 50 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Allsouth Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=allsouth&state=south-carolina&code=SC&name=Allsouth%20Credit%20Union) Loading branch locator… ## About Allsouth Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 119.5K Assets $1.5B Founded 1960 Locations reported 22 NCUA charter 13828 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Student scholarships - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Palmetto Citizens** Palmetto Citizens FCU - Stadium · Columbia · SC · 29201-4754 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/palmetto-citizens) [**Caro** Branch-00 · Columbia · SC · 29201-3633 About 0.9 miles away](https://rateapi.dev/credit-unions/south-carolina/caro) [**Founders** USC Russell House · Columbia · SC · 29225 About 1.0 miles away](https://rateapi.dev/credit-unions/south-carolina/founders) [**S. C. State** Corporate Office · Columbia · SC · 29201-3620 About 1.1 miles away](https://rateapi.dev/credit-unions/south-carolina/s-c-state) [**Palmetto First** South Carolina National Guard Federal Credit Union · Columbia · SC · 29201-4714 About 1.3 miles away](https://rateapi.dev/credit-unions/south-carolina/palmetto-first) [**South Carolina National Guard** Main Office · Columbia · SC · 29201 About 1.3 miles away](https://rateapi.dev/credit-unions/south-carolina/south-carolina-national-guard) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Allsouth Credit Union Membership eligibility from Allsouth Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Allsouth Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Financial Fitness Association, Carolinas Credit Union Foundation, American Consumer Council Verified from [Allsouth Credit Union's membership page](https://www.allsouth.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Allsouth Credit Union Associations 3 · Family 2 5 published paths to membership, last verified August 27, 2026, quoted from Allsouth Credit Union’s own published criteria. Source-page proposal coverage: 3 of 5 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Financial Fitness Association “We also have a partnership with the Financial Fitness Association , the Carolinas Credit Union Foundation , and the American Consumer Council to make it easy for everyone to join AllSouth.” > [source ↗](https://www.allsouth.org/about/) - Member of Financial Fitness Association - Member of Carolinas Credit Union Foundation “We also have a partnership with the Financial Fitness Association , the Carolinas Credit Union Foundation , and the American Consumer Council to make it easy for everyone to join AllSouth.” > [source ↗](https://www.allsouth.org/about/) - Member of Carolinas Credit Union Foundation - Member of American Consumer Council “We also have a partnership with the Financial Fitness Association , the Carolinas Credit Union Foundation , and the American Consumer Council to make it easy for everyone to join AllSouth.” > [source ↗](https://www.allsouth.org/about/) - Member of American Consumer Council ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “or your family relationships with other members.” > [source ↗](https://www.allsouth.org/about/) - Family member of a member - Family of a member family “You can join based on where you live, work, or your family relationships with other members.” > [source ↗](https://www.allsouth.org/about/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Allsouth Credit Union? Yes No ## Work at Allsouth Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Allsouth Credit Union ranks against South Carolina peers. - See which AI assistants fetched Allsouth Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in South Carolina - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=allsouth&state=south-carolina&code=SC&name=Allsouth%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Allsouth Credit Union offer? Allsouth Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Allsouth Credit Union rates updated? RateAPI verifies Allsouth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Allsouth Credit Union's rate data? Rate data is collected directly from Allsouth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Allsouth Credit Union's mortgage rate? As of November 13, 2026, Allsouth Credit Union offers a 30-year fixed mortgage at 7.43% APR. ### What is Allsouth Credit Union's HELOC rate? As of November 13, 2026, Allsouth Credit Union offers home equity lines of credit from 6% APR. ### Who can join Allsouth Credit Union? Allsouth Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 associations for Allsouth Credit Union, each quoted from Allsouth Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Allsouth Credit Union's rates against national credit-union benchmarks. [More South Carolina credit unions](https://rateapi.dev/credit-unions/south-carolina) [South Carolina mortgage rate leaders](https://rateapi.dev/mortgage-rates/south-carolina) [South Carolina HELOC rate leaders](https://rateapi.dev/heloc-rates/south-carolina) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.allsouth.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Allsouth Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Allsouth Credit Union curl "https://api.rateapi.dev/credit-unions/south-carolina /allsouth " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Allsouth Credit Union locations Search, filter, and browse all 22 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/south-carolina/allsouth Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp