Wave Auto Loan & HELOC Rates

Auto Loan Rates

Rates as of July 10, 2026

auto_new

4.490% APR

Rate4.490%

[PROMOTIONAL] New Auto Loans

credit_card_platinum

11.990% APR

Rate11.990%

[PROMOTIONAL] Wave Platinum Visa

HELOC Rates

Rates as of July 10, 2026

heloc_variable

4.990% APR

Rate4.990%

[PROMOTIONAL] 12-Month Introductory Rate HELOC

Frequently Asked Questions

What rates does Wave offer?

Wave currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Wave rates updated?

RateAPI verifies Wave's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Wave's rate data?

Rate data is collected directly from Wave's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wave's auto loan rate?

As of July 10, 2026, Wave offers auto loans from 4.49% APR.

Related Rate Data

Compare Wave's rates against national credit-union benchmarks.

More Rhode Island credit unions Auto loan rate benchmark HELOC rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Wave
curl "https://api.rateapi.dev/credit-unions/rhode-island/wave" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude