--- title: "Wave Credit Union Rates & Who Can Join - Rhode Island" description: "Wave Credit Union is a credit union in Rhode Island. Rate data is being verified. See who can join Wave Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/rhode-island/wave" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Wave Credit Union Rates & Who Can Join - Rhode Island No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Wave Credit Union is a credit union in Rhode Island. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/rhode-island/wave) , verified from [Wave Credit Union's official website](https://wavefcu.org/) Loading branch locator… ## About Wave Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.9K Assets $155M Founded 1938 Locations reported 3 NCUA charter 24501 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Coastal1** Post Road Branch · Warwick · RI · 02886-7145 About 0.3 miles away](https://rateapi.dev/credit-unions/rhode-island/coastal1) [**Greenwood** Retail Branch - 2669 Post Rd · Warwick · RI · 02886-3039 About 0.7 miles away](https://rateapi.dev/credit-unions/rhode-island/greenwood) [**Ocean State** Warwick BRANCH · Warwick · RI · 02889-8440 About 2.6 miles away](https://rateapi.dev/credit-unions/rhode-island/ocean-state) [**Cranston Municipal Employees** Corporate Office · Cranston · RI · 02920 About 2.6 miles away](https://rateapi.dev/credit-unions/rhode-island/cranston-municipal-employees) [**Rhode Island** Rhode Island Credit Union · Warwick · RI · 02888 About 2.9 miles away](https://rateapi.dev/credit-unions/rhode-island/rhode-island) [**Navigant** Warwick · Warwick · RI · 02889 About 3.0 miles away](https://rateapi.dev/credit-unions/rhode-island/navigant) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Wave Credit Union Membership eligibility from Wave Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Wave Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bristol — RI, MA Verified from [Wave Credit Union's membership page](https://wavefcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Wave Credit Union Geography 3 counties · Family 11 published paths to membership, last verified October 11, 2026, quoted from Wave Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified October 11, 2026 - Bristol County, MA - Kent County, RI - Providence County, RI - RI “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Kent County, RI; Providence County, RI” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member family “Make your family a part of our family by joining Wave Credit Union today!” > [source ↗](https://wavefcu.org/become-a-member) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Wave Credit Union? Yes No ## Work at Wave Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Wave Credit Union ranks against Rhode Island peers. - See which AI assistants fetched Wave Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Rhode Island - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=wave&state=rhode-island&code=RI&name=Wave%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Wave Credit Union offer? Wave Credit Union is a credit union in Rhode Island. Rate data is currently being verified. ### How often are Wave Credit Union rates updated? RateAPI verifies Wave Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Wave Credit Union's rate data? Rate data is collected directly from Wave Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Wave Credit Union? Wave Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 3 counties for Wave Credit Union, each quoted from Wave Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Wave Credit Union's rates against national credit-union benchmarks. [More Rhode Island credit unions](https://rateapi.dev/credit-unions/rhode-island) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://wavefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Wave Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Rhode Island credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Wave Credit Union curl "https://api.rateapi.dev/credit-unions/rhode-island /wave " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Wave Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/rhode-island/wave Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp