Utilities Employees Credit Union
Verified rate book
Current Utilities Employees Credit Union rates
40 published offers verified as of August 11, 2026.
Auto & vehicle rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2022 and Newer Models (new or used) (up to 36 Months)auto_any_36mo | 4.240% APR | 4.240% | 36 mo · any | Standard |
| 2022 and Newer Models (new or used) (37 to 60 Months)auto_any_60mo | 4.990% APR | 4.990% | 60 mo · any | Standard |
| 2022 and Newer Models (new or used) (61 to 72 Months)auto_any_72mo | 5.490% APR | 5.490% | 72 mo · any | Standard |
| 2023 and Newer Models (new or used) (Up to 36 months)auto_any_36mo | 7.490% APR | 7.490% | 36 mo · any | Standard |
| 2023 and Newer Models (new or used) (37 to 60 months)auto_any_60mo | 7.990% APR | 7.990% | 60 mo · any | Standard |
| 2023 and Newer (new or used) (Up to 36 months)auto_any_36mo | 8.240% APR | 8.240% | 36 mo · any | Standard |
| 2023 and Newer Models (new or used) (61 to 72 months)auto_any_72mo | 8.490% APR | 8.490% | 72 mo · any | Standard |
| Up to 36-Month Auto Loan (2023 and Newer)auto_any_36mo | 8.490% APR | 8.490% | 36 mo | Standard |
| 2023 and Newer Models (new or used) (73 to 84 months)auto_any_84mo | 8.740% APR | 8.740% | 84 mo · any | Standard |
| 2026 and Newer Models (73 to 84 months)auto_any_84mo | 8.740% APR | 8.740% | 84 mo | Standard |
| Up to 36-Month Auto Loan (2026 and Newer)auto_any_36mo | 8.990% APR | 8.990% | 36 mo | Standard |
| 2023 and Newer (37 to 60 months)auto_any_60mo | 8.990% APR | 8.990% | 60 mo | Standard |
| 2023 and Newer (new or used) (37 to 60 months)auto_any_60mo | 8.990% APR | 8.990% | 60 mo · any | Standard |
| 2026 and Newer Models (new or used) (85 to 96 months)auto_any_96mo | 8.990% APR | 8.990% | 96 mo · any | Standard |
| 2026 and Newer (37 to 60 months)auto_any_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
| 2023 and Newer (61 to 72 months)auto_any_72mo | 9.490% APR | 9.490% | 72 mo | Standard |
| 2026 and Newer Models (new or used) (97 to 120 months)auto_any_120mo | 9.490% APR | 9.490% | 120 mo · any | Standard |
| 2023 and Newer (73 to 84 months)auto_any_84mo | 9.740% APR | 9.740% | 84 mo | Standard |
| 2026 and Newer (85 to 96 months)auto_any_96mo | 9.740% APR | 9.740% | 96 mo | Standard |
| 2026 and Newer (97 to 120 months)auto_any_120mo | 9.990% APR | 9.990% | 120 mo | Standard |
| 2026 and Newer Models (85 to 96 months)auto_any_96mo | 11.490% APR | 11.490% | 96 mo | Standard |
| 2026 and Newer Models (97 to 120 months)auto_any_120mo | 12.490% APR | 12.490% | 120 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal / Signature Loan (Up to 36 months)personal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| Personal / Signature Loan (37 to 60 months)personal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Visa Power Card™credit_card_secured | 6.750% APR | 6.750% | — | Standard |
| Visa® Power Card™credit_card | 8.750% APR | 8.750% | — | Standard |
| Card Typecredit_card | 18.000% APR | 18.000% | — | Standard |
Other rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2019 to 2021 Models (up to 36 Months)other | 5.240% % | 5.240% | — | Standard |
| 2019 to 2021 Models (37 to 60 Months)other | 5.490% % | 5.490% | — | Standard |
| 2018 and Older Models (up to 36 Months)other | 7.990% % | 7.990% | — | Standard |
| 91% to 100% LTV (1st or 2nd lien) (Up to 60 months)other | 7.990% % | 7.990% | — | Standard |
| 2019 to 2022 Models (Up to 36 months)other | 8.240% % | 8.240% | — | Standard |
| 2019 to 2022 Models (37 to 60 months)other | 8.490% % | 8.490% | — | Standard |
| 91% to 100% LTV (1st or 2nd lien) (61 to 120 months)other | 8.490% % | 8.490% | — | Standard |
| 91% to 100% LTV (1st or 2nd lien) (121 to 180 months)other | 8.990% % | 8.990% | — | Standard |
| Daily Periodic Rate (Up to 36 months)other | 8.990% % | 8.990% | — | Standard |
| 2018 and Older Models (37 to 60 Months)other | 8.990% % | 8.990% | — | Standard |
| 2019 to 2022 Models (37 to 48 months)other | 9.240% % | 9.240% | — | Standard |
| 91% to 100% LTV (1st or 2nd lien) (181 to 240 months)other | 9.490% % | 9.490% | — | Standard |
| Daily Periodic Rate (37 to 60 months)other | 9.490% % | 9.490% | — | Standard |
Auto loans available from 4.24% APR for 36 months. Personal loan rates from 9.99% APR. Credit card rates from 6.75% APR.
Source: RateAPI.dev, verified from Utilities Employees Credit Union's official website
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About Utilities Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 64K
- Assets
- $1.5B
- Founded
- 1934
- Locations reported
- 2
- NCUA charter
- 64896
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Utilities Employees Credit Union
Membership eligibility from Utilities Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Utilities Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Utilities Employees Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Utilities Employees Credit Union offer?
Utilities Employees Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 11, 2026 directly from the credit union's official website.
How often are Utilities Employees Credit Union rates updated?
RateAPI verifies Utilities Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 11, 2026.
Where does RateAPI get Utilities Employees Credit Union's rate data?
Rate data is collected directly from Utilities Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Utilities Employees Credit Union's auto loan rates?
As of August 11, 2026, Utilities Employees Credit Union offers auto loans from 4.24% APR.
What is Utilities Employees Credit Union's personal loan rate?
As of August 11, 2026, Utilities Employees Credit Union offers personal loans from 9.99% APR.
Related Rate Data
Compare Utilities Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Utilities Employees Credit Union
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