--- title: "Tri County Area Credit Union Rates (Nov 2026): Mortgage 7.48%" description: "Tri County Area Credit Union rates today: 30 year fixed mortgage 7.48% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Tri County Area Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/tri-county-area" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tri County Area Credit Union Rates (Nov 2026): Mortgage 7.48% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **FHA 30-Year Fixed** 30 year fixed | 7.483% APR | 6.875% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.707% APR | 7.625% | — | Standard | | **15-Year Fixed** 15 year fixed | 7.002% APR | 6.875% | — | Standard | | **FHA 15-Year Fixed** 15 year fixed | 7.163% APR | 6.625% | — | Standard | | **10-Year Fixed** 10 year fixed | 7.178% APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.479% APR | 7.375% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.605% APR | 7.500% | — | Standard | Tri County Area Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Tri County Area Credit Union offers a 30-year fixed mortgage at 7.483% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/tri-county-area) , verified from [Tri County Area Credit Union's official website](https://www.tcafcu.org/) Best product position **Room to improve vs. the Pennsylvania median** 30-year fixed mortgage Gap to state best **95 bp** 95 bp from state best Vs. state median **26 bp behind median** 30-year fixed mortgage Products ranked **1** across tracked Pennsylvania markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.48% | Room to improve vs. the Pennsylvania median | 95 bp from state best | 26 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Tri County Area Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=tri-county-area&state=pennsylvania&code=PA&name=Tri%20County%20Area%20Credit%20Union) Loading branch locator… ## About Tri County Area Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 12.7K Assets $210.4M Founded 1949 Locations reported 4 NCUA charter 6269 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**American Heritage** North Coventry · Pottstown · PA · 19464 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/american-heritage) [**Superior Credit Union** Pottstown · Pottstown · PA · 19464 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/superior-credit-union) [**Diamond** Headquarters · Pottstown · PA · 19464-3242 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/diamond) [**Citadel** Pottstown · Pottstown · PA · 19464 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/citadel) [**Alden** Iron Mountain · Royersford · PA · 19468-4201 About 4.4 miles away](https://rateapi.dev/credit-unions/massachusetts/alden) [**Merck Sharp & Dohme** Collegeville · Trappe · PA · 19426 About 8.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/merck-sharp-dohme) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tri County Area Credit Union Membership eligibility from Tri County Area Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tri County Area Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer business or other legal entity Verified from [Tri County Area Credit Union's membership page](https://www.tcafcu.org/about-us/membership/membership-eligibility.html) . Final membership determination is always made by the credit union. ## Membership rules for Tri County Area Credit Union Geography 1 county · Employers · Family 3 published paths to membership, last verified August 21, 2026, quoted from Tri County Area Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Montgomery County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Montgomery County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of business or other legal entity “Any business or other legal entity operating within one of the townships or boroughs listed below.” > [source ↗](https://www.tcafcu.org/about-us/membership/membership-eligibility.html) - Employee of business or other legal entity ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member blood relative, adopted relative, household member “Family (Anyone related by blood or adoption) and / or household members of a Tri County Area Federal Credit Union member.” > [source ↗](https://www.tcafcu.org/about-us/membership/membership-eligibility.html) - Family member (blood relative, adopted relative, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tri County Area Credit Union? Yes No ## Work at Tri County Area Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tri County Area Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Tri County Area Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tri-county-area&state=pennsylvania&code=PA&name=Tri%20County%20Area%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tri County Area Credit Union offer? Tri County Area Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Tri County Area Credit Union rates updated? RateAPI verifies Tri County Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Tri County Area Credit Union's rate data? Rate data is collected directly from Tri County Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Tri County Area Credit Union's mortgage rate? As of November 12, 2026, Tri County Area Credit Union offers a 30-year fixed mortgage at 7.483% APR. ### Who can join Tri County Area Credit Union? Tri County Area Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 employer for Tri County Area Credit Union, each quoted from Tri County Area Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tri County Area Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tcafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tri County Area Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tri County Area Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /tri-county-area " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tri County Area Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/tri-county-area Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp