--- title: "Team First Credit Union Rates - Pennsylvania" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Team First Credit Union in Pennsylvania. Updated daily with source verification. See who can join Team First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/team-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Team First Credit Union Rates - Pennsylvania ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.490% | new | Standard | | **Up to 60-Month Used Auto Loan** auto_used_60mo | — APR | 6.490% | 60 mo · used | Standard | | **Used Auto Loan** auto_used | — APR | 6.490% | used | Standard | | **Six Year Loans for Vehicle Four years or newer 6 Years** auto | — APR | 7.490% | — | Standard | Team First Credit Union auto & vehicle rates as of November 11, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Certificate Pledged** personal | — APR | 3.250% | — | Standard | | **Half-Shared Pledge** personal | — APR | 8.000% | — | Standard | | **Personal Loan** personal | — APR | 9.990% | — | Standard | Team First Credit Union personal loan rates as of November 11, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | 9.990% APR | 9.990% | — | Standard | Team First Credit Union credit card rates as of November 11, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Shares** savings | — APY | 0.05% | — | Standard | | **Christmas Club** savings | — APY | 0.10% | — | Specialty offer | | **6-Month Certificate** share_certificate_6mo | — APY | 1.15% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 1.25% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 1.35% | 24 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 1.50% | 60 mo | Standard | Team First Credit Union savings & cd rates as of November 11, 2026 Credit card rates from 9.99% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/team-first) , verified from [Team First Credit Union's official website](https://www.teamfirstfcu.com/) Loading branch locator… ## About Team First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 812 Assets $8.9M Founded 1962 Locations reported 2 NCUA charter 14829 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lancaster Red Rose** 150 North Queen Street · Lancaster · PA · 17603 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/lancaster-red-rose) [**Finanta** Community First Fund Federal Credit Union · Lancaster · PA · 17602-3573 About 1.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/finanta) [**Belco Community Credit Union** South Duke Street · Lancaster · PA · 17602-4241 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/belco-community-credit-union) [**Members 1st** Greenfield Branch · Lancaster · PA · 17601 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Citadel** Rohrerstown Road · Lancaster · PA · 17603-2212 About 2.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/citadel) [**Pennsylvania State Employees** PSECU eCenter at Millersville University · Millersville · PA · 17551 About 2.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Team First Credit Union Membership eligibility from Team First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Team First Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer TreeHouse Foods, EZSolutions, Kratos Defense and Security Solutions, Refreshingly Clean, Brenneman’s Printing, International Paper - Association Chauffeurs, Teamsters, Helpers Local Union No 771, Chauffeurs, Teamsters, Helpers Local Union No 776 Verified from [Team First Credit Union's membership page](https://www.teamfirstfcu.com/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Team First Credit Union Employers 6 · Family 2 8 published paths to membership, last verified November 8, 2026, quoted from Team First Credit Union’s own published criteria. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of TreeHouse Foods “TreeHouse Foods, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of TreeHouse Foods - Employee of EZSolutions “EZSolutions, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of EZSolutions - Employee of Kratos Defense and Security Solutions “Kratos Defense and Security Solutions, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of Kratos Defense and Security Solutions - Employee of Refreshingly Clean “Refreshingly Clean, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of Refreshingly Clean - Employee of Brenneman’s Printing “Brenneman’s Printing, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of Brenneman’s Printing - Employee of International Paper “International Paper, Lancaster, PA – Employees and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Employee of International Paper ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “Your immediate family members are also eligible for credit union membership.” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Family member (immediate family) of a member - Family of a member family “Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA – Union members and their families” > [source ↗](https://www.teamfirstfcu.com/become-a-member) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Team First Credit Union? Yes No ## Work at Team First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Team First Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Team First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=team-first&state=pennsylvania&code=PA&name=Team%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Team First Credit Union offer? Team First Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Team First Credit Union rates updated? RateAPI verifies Team First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Team First Credit Union's rate data? Rate data is collected directly from Team First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Team First Credit Union? Team First Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 6 employers for Team First Credit Union, each quoted from Team First Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Team First Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.teamfirstfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Team First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Team First Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /team-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Team First Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/team-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp