--- title: "Sarco Credit Union Rates - Pennsylvania" description: "Current auto loan, heloc, and personal loan rates from Sarco Credit Union in Pennsylvania. Updated daily with source verification. See who can join Sarco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/sarco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sarco Credit Union Rates - Pennsylvania ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.000% | 36 mo · new | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.250% | 48 mo · new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.500% | 60 mo · new | Standard | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 5.000% | 48 mo · used | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 5.250% | 60 mo · used | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.500% | 72 mo · used | Standard | | **Used Auto Loan** auto_used | — APR | 5.990% | used | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | Sarco Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 5.490% | — | Standard | Sarco Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **SHARE PLEDGED LOAN** personal | — APR | 4.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 12.000% | — | Standard | Sarco Credit Union personal loan rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VEHCILES OVER 6 YEARS OLD** other | — % | 8.000% | — | Standard | | **VEHILCLES OVER 6 YEARS OLD** other | — % | 9.000% | — | Standard | Sarco Credit Union other rates as of November 12, 2026 Sarco Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/sarco) , verified from [Sarco Credit Union's official website](https://www.sarcofcu.org/) Loading branch locator… ## About Sarco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 630 Assets $9.2M Founded 1936 Locations reported 1 NCUA charter 1669 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**People First** Bethlehem Branch · Bethlehem · PA · 18017-7418 About 1.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/people-first) [**Visions** Bethlehem · Bethlehem · PA · 18018-2011 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**Allentown** St. Lukes · Bethlehem · PA · 18015 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/allentown) [**First Commonwealth** Allentown Commons Financial Center · Allentown · PA · 18109-2021 About 2.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth) [**Pennsylvania State Employees** PSECU Financial Education Center @ Lehigh University · Bethlehem · PA · 18015-4731 About 2.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) [**Crayola LLC Employees Credit Union** LVIP · Bethlehem · PA · 18020-8906 About 3.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/crayola-llc-employees-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sarco Credit Union Membership eligibility from Sarco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Bethlehem, PA - Location PA Verified from [Sarco Credit Union's membership page](https://sarcofcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Sarco Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lehigh County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lehigh County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Sarco Credit Union? Yes No ## Work at Sarco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sarco Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Sarco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sarco&state=pennsylvania&code=PA&name=Sarco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sarco Credit Union offer? Sarco Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Sarco Credit Union rates updated? RateAPI verifies Sarco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Sarco Credit Union's rate data? Rate data is collected directly from Sarco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Sarco Credit Union? Community charter: live/work in Bethlehem, PA RateAPI tracks 1 published membership path covering 1 county for Sarco Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Sarco Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sarcofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sarco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sarco Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /sarco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sarco Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/sarco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp