--- title: "Philadelphia Letter Carriers Credit Union Rates: CDs to 4.07%" description: "Philadelphia Letter Carriers Credit Union rates today: savings & CDs up to 4.07% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Philadelphia Letter Carriers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/philadelphia-letter-carriers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Philadelphia Letter Carriers Credit Union Rates: CDs to 4.07% ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **5-Year HELOC (Variable)** heloc_variable | — APR | 5.990% | — | Standard | | **10-Year HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | | **15-Year HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | | **20-Year HELOC (Variable)** heloc_variable | — APR | 7.250% | — | Standard | Philadelphia Letter Carriers Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Holiday Loan**** personal_unsecured_18mo | — APR | 9.900% | 18 mo | Standard | | **Payday Alternative Loan (PAL II) – Option 2** personal | — APR | 28.000% | — | Standard | Philadelphia Letter Carriers Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 26 offers | Product | Published | Rate | Term / condition | Status | | **IRA Savings Rates ($25,000.01)** ira | — APY | 0.25% | — | Standard | | **Vacation******* savings | — APY | 0.25% | — | Context only | | **Holiday****** savings | — APY | 1.00% | — | Context only | | **$1,000 - $9,999.99** savings | — APY | 1.40% | — | Standard | | **Money Market** money_market | — APY | 1.40% | — | Standard | | **Money Market Rates ($1,000 - $9,999.99)** money_market | — APY | 1.40% | — | Standard | | **Money Market Rates ($10,000 - $24,999.99)** money_market | — APY | 1.50% | — | Standard | | **$10,000 - $24,999.99** savings | — APY | 1.50% | — | Standard | | **Money Market Rates ($25,000 - $49,999.99)** money_market | — APY | 1.60% | — | Standard | | **$25,000 - $49,999.99** savings | — APY | 1.60% | — | Standard | | **$50,000 - $74,999.99** savings | — APY | 1.75% | — | Standard | | **Money Market Rates ($50,000 - $74,999.99)** money_market | — APY | 1.75% | — | Standard | | **Money Market Rates ($75,000 - $99,999.99)** money_market | — APY | 2.00% | — | Standard | | **$75,000 - $99,999.99** savings | — APY | 2.00% | — | Standard | | **$100,000 Up To $250,000** savings | — APY | 2.60% | — | Standard | | **Money Market Rates ($100,000 up to $250,000)** money_market | — APY | 2.60% | — | Standard | | **Share/IRA Certificate Rates (3 Month)** ira_cd_3mo | 3.14% APY | 3.10% | 3 mo | Standard | | **Share/IRA Certificate Rates (6 Month)** ira_cd_6mo | 3.40% APY | 3.35% | 6 mo | Standard | | **Share/IRA Certificate Rates (12 Month)** ira_cd_12mo | 3.66% APY | 3.60% | 12 mo | Standard | | **Share/IRA Certificate Rates (18 Month)** ira_cd_18mo | 3.82% APY | 3.75% | 18 mo | Standard | | **Share/IRA Certificate Rates (24 Month)** ira_cd_24mo | 3.92% APY | 3.85% | 24 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.00% | 48 mo | Standard | | **Share/IRA Certificate Rates (36 Month)** ira_cd_36mo | 4.07% APY | 4.00% | 36 mo | Standard | | **Share/IRA Certificate Rates (60 Month)** ira_cd_60mo | 4.07% APY | 4.00% | 60 mo | Standard | | **Share/IRA Certificate Rates (48 Month)** ira_cd_48mo | 4.07% APY | 4.00% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.99% | 60 mo | Standard | Philadelphia Letter Carriers Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Any Purpose** other | — % | 9.900% | — | Standard | Philadelphia Letter Carriers Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.07% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/philadelphia-letter-carriers) , verified from [Philadelphia Letter Carriers Credit Union's official website](https://www.eagleonefcu.org/) ## Who Can Join Philadelphia Letter Carriers Credit Union Membership eligibility from Philadelphia Letter Carriers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Philadelphia Gas Works +14 more) or occupations (Philadelphia District and Lancaster postal employees) - Location Philadelphia County, Camden County, Delaware County, New Castle County - Employer Philadelphia Gas Works, Plumbers and Pipefitter Local #74, Jason Sheet Metal Co., Bosio Metal Specific, General Services Administration, William Penn Annex, TJU Faculty and Staff, Conlin Corporation, Insulators and Asbestos Worker Local #42, J & N Contractors, Battaglia Corporation, Reavis Flooring, Bar & Dog Associates, Salty Dog, MIGU Press - Occupation Philadelphia District and Lancaster postal employees **Cost to join:** About $6. Verified from [Philadelphia Letter Carriers Credit Union's membership page](https://www.eagleonefcu.org/about-eagle-one) . Final membership determination is always made by the credit union. ## Work at Philadelphia Letter Carriers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Philadelphia Letter Carriers Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Philadelphia Letter Carriers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=philadelphia-letter-carriers&state=pennsylvania&code=PA&name=Philadelphia%20Letter%20Carriers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Philadelphia Letter Carriers Credit Union offer? Philadelphia Letter Carriers Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Philadelphia Letter Carriers Credit Union rates updated? RateAPI verifies Philadelphia Letter Carriers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Philadelphia Letter Carriers Credit Union's rate data? Rate data is collected directly from Philadelphia Letter Carriers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Philadelphia Letter Carriers Credit Union's best CD rate? As of November 12, 2026, Philadelphia Letter Carriers Credit Union offers savings and certificate (CD) yields up to 4.07% APY. ### Who can join Philadelphia Letter Carriers Credit Union? Membership via employers (Philadelphia Gas Works +14 more) or occupations (Philadelphia District and Lancaster postal employees) ## Related Rate Data Compare Philadelphia Letter Carriers Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.eagleonefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Philadelphia Letter Carriers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Philadelphia Letter Carriers Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /philadelphia-letter-carriers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/philadelphia-letter-carriers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp