--- title: "Pheple Credit Union Rates - Pennsylvania" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Pheple Credit Union in Pennsylvania. Updated daily with source verification. See who can join Pheple Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/pheple" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pheple Credit Union Rates - Pennsylvania ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.490% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.490% | used | Standard | | **New Motorcycle Loan** motorcycle_new | — APR | 5.990% | new | Standard | | **Used Motorcycle Loan** motorcycle_used | — APR | 6.990% | used | Standard | Pheple Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Up to 5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.400% | — | Standard | | **Up to 20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.040% | — | Standard | Pheple Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 6.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.490% | — | Standard | Pheple Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Student Credit Card** credit_card_student | — APR | 7.990% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 9.490% | — | Standard | | **Credit Builder Credit Card** credit_card | — APR | 9.990% | — | Standard | Pheple Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **All Balances** savings | — APY | 0.05% | — | Standard | | **$500.00 - $24,999.99** savings | — APY | 0.10% | — | Standard | | **$25,000.00 - $49.999.99** savings | — APY | 0.25% | — | Standard | | **$50,000.00 And Over** savings | — APY | 0.75% | — | Standard | | **Up to $50,000.00** savings | — APY | 0.75% | — | Standard | | **Legacy Member Club Benefit: earn an additional 0.15%! (60 Months)** cd_60mo | — APY | 1.98% | 60 mo | Standard | | **Legacy Member Club Benefit: earn an additional 0.15%! (36 Months)** cd_36mo | — APY | 2.23% | 36 mo | Standard | | **Legacy Member Club Benefit: earn an additional 0.15%! (12 Months)** cd_12mo | — APY | 2.72% | 12 mo | Standard | | **Promotional Certificates (13-month Certificate)** cd_13mo | — APY | 3.75% | 13 mo | Standard | | **Up to $15,000.00** savings | — APY | 4.89% | — | Standard | Pheple Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **PAL Loan** other | — % | 18.000% | — | Context only | Pheple Credit Union other rates as of November 12, 2026 Pheple Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/pheple) , verified from [Pheple Credit Union's official website](https://www.pheplefcu.org/) Loading branch locator… ## About Pheple Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.3K Assets $136.8M Founded 1951 Locations reported 10 NCUA charter 7297 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Firstenergy Choice** FirstEnergy Choice Federal Credit Union · Greensburg · PA · 15601 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/firstenergy-choice) [**Elliott Community** Elliott Community FCU Greensburg Branch · Greensburg · PA · 15601 About 0.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/elliott-community) [**Derry Area** Disaster Recovery Site · Greensburg · PA · 15601-2660 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/derry-area) [**Franklin Regional Schools** PAconnect · GREENSBURG · PA · 15601-2660 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-regional-schools) [**Usx** Greensburg Office · Greensburg · PA · 15601-2239 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/usx) [**Westmoreland Water** Main office · Greensburg · PA · 15601-5563 About 2.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/westmoreland-water) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pheple Credit Union Membership eligibility from Pheple Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pheple Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Pheple Credit Union's membership page](https://www.pheplefcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Pheple Credit Union Geography 2 counties · Family 3 published paths to membership, last verified August 21, 2026, quoted from Pheple Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Allegheny County, PA - Westmoreland County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Allegheny County, PA; Westmoreland County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “If you or an immediate family member live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties you can be a member of Pheple FCU.” > [source ↗](https://www.pheplefcu.org/become-a-member) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Pheple Credit Union? Yes No ## Work at Pheple Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pheple Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Pheple Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pheple&state=pennsylvania&code=PA&name=Pheple%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pheple Credit Union offer? Pheple Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pheple Credit Union rates updated? RateAPI verifies Pheple Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pheple Credit Union's rate data? Rate data is collected directly from Pheple Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Pheple Credit Union? Pheple Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 counties for Pheple Credit Union, each quoted from Pheple Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Pheple Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pheplefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pheple Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pheple Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /pheple " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pheple Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/pheple Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp