--- title: "People First Credit Union Rates (Nov 2026): CDs to 0.15%" description: "People First Credit Union rates today: savings & CDs up to 0.15% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join People First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/people-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # People First Credit Union Rates (Nov 2026): CDs to 0.15% ### HELOC rates 7 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.000% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.000% | — | Standard | | **3-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.000% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.650% | — | Standard | | **20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | | **Minimum monthly payment of $100** heloc | — APR | 7.000% | — | Standard | People First Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Fixed-Rate Loan (up to 12 months)** personal_unsecured_12mo | — APR | 10.490% | 12 mo | Standard | | **Unsecured Fixed-Rate Loan (up to 60 months)** personal_unsecured_60mo | — APR | 10.490% | 60 mo | Standard | | **Unsecured Fixed-Rate Loan (up to 36 months)** personal_unsecured_36mo | — APR | 10.490% | 36 mo | Standard | | **Minimum monthly payment $25** personal | — APR | 13.750% | — | Standard | People First Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 37 offers | Product | Published | Rate | Term / condition | Status | | **Roth Contributory IRA (S10)** ira | 0.15% APY | 0.15% | — | Standard | | **Coverdell ESA (S12)** savings | 0.15% APY | 0.15% | — | Standard | | **Money Market Rates ($2,500 - $9,999.99)** money_market | — APY | 0.75% | — | Standard | | **$2,500 - $9,999.99** savings | — APY | 0.75% | — | Standard | | **Money Market** money_market | — APY | 0.75% | — | Standard | | **Money Market Rates ($10,000 - $24,999.99)** money_market | — APY | 1.05% | — | Standard | | **$10,000 - $24,999.99** savings | — APY | 1.05% | — | Standard | | **$25,000 - $74,999.99** savings | — APY | 1.30% | — | Standard | | **Money Market Rates ($25,000 - $74,999.99)** money_market | — APY | 1.30% | — | Standard | | **Money Market Rates ($75,000 - $249,999.99)** money_market | — APY | 1.55% | — | Standard | | **$75,000 - $249,999.99** savings | — APY | 1.55% | — | Standard | | **Money Market Rates ($250,000 - $999,999.99)** money_market | — APY | 1.80% | — | Standard | | **$250,000 - $999,999.99** savings | — APY | 1.80% | — | Standard | | **Money Market ($1,000,000+)** money_market | — APY | 2.30% | — | Standard | | **$1,000,000+** savings | — APY | 2.30% | — | Standard | | **30-Month Certificate** cd_30mo | — APY | 3.25% | 30 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.25% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.25% | 48 mo | Standard | | **30-Month IRA Certificate** ira_cd_30mo | — APY | 3.25% | 30 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.25% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 3.25% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.35% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 3.35% | 60 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.50% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.50% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.50% | 18 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | — APY | 3.50% | 18 mo | Standard | | **15-Month IRA Certificate** ira_cd_15mo | — APY | 3.70% | 15 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 3.70% | 15 mo | Standard | | **8-Month IRA Certificate** ira_cd_8mo | — APY | 4.00% | 8 mo | Standard | | **3-Month Certificate** cd_3mo | — APY | 4.00% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | | **8-Month Certificate** cd_8mo | — APY | 4.00% | 8 mo | Standard | | **3-Month IRA Certificate** ira_cd_3mo | — APY | 4.00% | 3 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 4.00% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.15% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.15% | 12 mo | Standard | People First Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **The Best Rates For You** other | — % | 2.300% | — | Standard | People First Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 0.15% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/people-first) , verified from [People First Credit Union's official website](https://peoplefirst.com/) Loading branch locator… ## About People First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 74.7K Assets $1B Founded 1950 Locations reported 10 NCUA charter 6885 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lehigh County Employees** courthouse · Allentown · PA · 18101 About 0.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-county-employees) [**Visions** Allentown · Allentown · PA · 18101 About 0.1 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**First Commonwealth** Downtown Allentown · Allentown · PA · 18101-2455 About 0.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth) [**Allentown** BPL Office · Allentown · PA · 18109-9114 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/allentown) [**Members 1st** Whitehall Branch · Whitehall · PA · 18052 About 3.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Lehigh Valley Educators** Main Office · Allentown · PA · 18103 About 3.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-valley-educators) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join People First Credit Union Membership eligibility from People First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on People First Credit Union's website. Check the membership page below to confirm whether you qualify. - Location PA, NJ, OH, WV Verified from [People First Credit Union's membership page](https://peoplefirst.com/about-us/membership/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for People First Credit Union Geography 4 4 published paths to membership, last verified November 8, 2026, quoted from People First Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - NJ - OH - PA - WV “Membership is available if you reside in Pennsylvania, New Jersey, Ohio, or West Virginia.” > [source ↗](https://peoplefirst.com/about-us/membership/membership-eligibility/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for People First Credit Union? Yes No ## Work at People First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where People First Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched People First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=people-first&state=pennsylvania&code=PA&name=People%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does People First Credit Union offer? People First Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are People First Credit Union rates updated? RateAPI verifies People First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get People First Credit Union's rate data? Rate data is collected directly from People First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is People First Credit Union's best CD rate? As of November 13, 2026, People First Credit Union offers savings and certificate (CD) yields up to 0.15% APY. ### Who can join People First Credit Union? People First Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 4 geographic areas for People First Credit Union, each quoted from People First Credit Union's own published membership criteria. ## Related Rate Data Compare People First Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://peoplefirst.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track People First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for People First Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /people-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## People First Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/people-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp