--- title: "Pennsylvania State Employees Credit Union Rates: CDs to 3.65%" description: "Pennsylvania State Employees Credit Union rates today: savings & CDs up to 3.65% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Pennsylvania State Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pennsylvania State Employees Credit Union Rates: CDs to 3.65% ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.990% | — | Standard | | **Personal Loans Valid as of 11/12/2026 12:00 AM EDT (3-36 Months)** personal_unsecured_36mo | — APR | 8.990% | 36 mo | Standard | | **Personal Loans Valid as of 11/12/2026 12:00 AM EDT (37-60 Months)** personal_unsecured_60mo | — APR | 9.990% | 60 mo | Standard | | **Personal Loans Valid as of 11/12/2026 12:00 AM EDT (61-84 Months)** personal_unsecured_84mo | — APR | 11.990% | 84 mo | Standard | Pennsylvania State Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Visa Classic Purchase** credit_card | — APR | 9.900% | — | Standard | | **Secured Visa Card Purchase** credit_card_secured | — APR | 9.900% | — | Standard | | **Secured Visa Card Cash Advance** credit_card_secured | — APR | 11.900% | — | Standard | | **Visa Classic Cash Advance** credit_card | — APR | 11.900% | — | Standard | | **Founder's Card Purchase** credit_card | — APR | 16.150% | — | Standard | | **Founder's Card Cash Advance** credit_card | — APR | 18.000% | — | Standard | Pennsylvania State Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 0.10% | — | Standard | | **Savings Shares (Regular, Additional & IRA)** ira | — APY | 0.25% | — | Standard | | **Youth Savings (Balances of $500.01 and over)** savings | — APY | 0.25% | — | Eligibility restricted | | **3-Month Certificate** cd_3mo | 1.50% APY | 1.49% | 3 mo | Standard | | **Balances of $500.00 to $4,999.99** savings | — APY | 2.33% | — | Standard | | **Balances of $5,000.00 to $19,999.99** savings | — APY | 2.33% | — | Standard | | **Balances of $20,000.00 to $49,999.99** savings | — APY | 2.42% | — | Standard | | **Balances of $50,000.00 to $99,999.99** savings | — APY | 2.57% | — | Standard | | **36-Month Certificate** cd_36mo | 2.60% APY | 2.57% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 2.65% APY | 2.62% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 2.70% APY | 2.67% | 60 mo | Standard | | **Balances of $100,000.00 and over** savings | — APY | 2.81% | — | Standard | | **6-Month Certificate** cd_6mo | 3.35% APY | 3.30% | 6 mo | Standard | | **9-Month Certificate** cd_9mo | 3.45% APY | 3.40% | 9 mo | Standard | | **12-Month Certificate** cd_12mo | 3.55% APY | 3.49% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | 3.60% APY | 3.54% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | 3.65% APY | 3.59% | 18 mo | Standard | | **Youth Savings (Balances of $.01 to $500.00)** savings | — APY | 3.93% | — | Eligibility restricted | Pennsylvania State Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.65% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) , verified from [Pennsylvania State Employees Credit Union's official website](https://www.psecu.com/) Loading branch locator… ## About Pennsylvania State Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 546.1K Assets $9.6B Founded 1933 Locations reported 16 NCUA charter 64131 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**New Cumberland** Harrisburg office · Harrisburg · PA · 17110 About 1.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/new-cumberland) [**Members 1st** Linglestown Road Branch · Harrisburg · PA · 17110 About 2.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Pennsylvania Central** Jonestown Road · Harrisburg · PA · 17112-2924 About 4.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-central) [**Belco Community Credit Union** Allentown Boulevard · Harrisburg · PA · 17112 About 4.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/belco-community-credit-union) [**Americhoice** East Pennsboro · Enola · PA · 17025 About 5.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/americhoice) [**Susquehanna Valley** Main Branch · Camp Hill · PA · 17011-7809 About 7.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/susquehanna-valley) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pennsylvania State Employees Credit Union Membership eligibility from Pennsylvania State Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pennsylvania State Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer 1,000+ employers in PA, Businesses located in Pennsylvania - Association Pennsylvania Recreation and Parks Society, Pennsylvania Consumer Council - School PA colleges or universities Verified from [Pennsylvania State Employees Credit Union's membership page](https://www.psecu.com/join) . Final membership determination is always made by the credit union. ## Membership rules for Pennsylvania State Employees Credit Union Employers 2 · Associations 2 · Schools · Family 6 published paths to membership, last verified August 21, 2026, quoted from Pennsylvania State Employees Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of 1,000+ employers in PA “You work for one of the 1,000+ employers in PA that we’re partnered with.” > [source ↗](https://www.psecu.com/join) - Employee of 1,000+ employers in PA - Employee of Businesses located in Pennsylvania “Businesses located in Pennsylvania can bank on our business products and services” > [source ↗](https://www.psecu.com/join) - Employee of Businesses located in Pennsylvania ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Pennsylvania Recreation and Parks Society “You join, or are an existing member of, Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.” > [source ↗](https://www.psecu.com/join) - Member of Pennsylvania Recreation and Parks Society - Member of Pennsylvania Consumer Council “You join, or are an existing member of, Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.” > [source ↗](https://www.psecu.com/join) - Member of Pennsylvania Consumer Council ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of PA colleges or universities “You’re affiliated with one of the PA colleges or universities we work with.” > [source ↗](https://www.psecu.com/join) - Student at PA colleges or universities ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member household member, relative “You live with, or are related to, a PSECU member.” > [source ↗](https://www.psecu.com/join) - Family member (household member, relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Pennsylvania State Employees Credit Union? Yes No ## Work at Pennsylvania State Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pennsylvania State Employees Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Pennsylvania State Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pennsylvania-state-employees&state=pennsylvania&code=PA&name=Pennsylvania%20State%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pennsylvania State Employees Credit Union offer? Pennsylvania State Employees Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pennsylvania State Employees Credit Union rates updated? RateAPI verifies Pennsylvania State Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pennsylvania State Employees Credit Union's rate data? Rate data is collected directly from Pennsylvania State Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Pennsylvania State Employees Credit Union's best CD rate? As of November 12, 2026, Pennsylvania State Employees Credit Union offers savings and certificate (CD) yields up to 3.65% APY. ### Who can join Pennsylvania State Employees Credit Union? Pennsylvania State Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 2 employers, 2 associations and 1 school for Pennsylvania State Employees Credit Union, each quoted from Pennsylvania State Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Pennsylvania State Employees Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.psecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pennsylvania State Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pennsylvania State Employees Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /pennsylvania-state-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pennsylvania State Employees Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp