--- title: "Pennstar Credit Union Rates - Pennsylvania" description: "Current vehicle loan, heloc, and personal loan rates from Pennstar Credit Union in Pennsylvania. Updated daily with source verification. See who can join Pennstar Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/pennstar" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pennstar Credit Union Rates - Pennsylvania ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan (2024–2026)** auto_any_60mo | — APR | 3.990% | 60 mo | Standard | | **72-Month Auto Loan (2024–2026)** auto_any_72mo | — APR | 4.240% | 72 mo | Standard | | **60-Month Auto Loan (2021–2023)** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **84-Month Auto Loan (2024–2026)** auto_any_84mo | — APR | 4.490% | 84 mo | Standard | | **72-Month Auto Loan (2021–2023)** auto_any_72mo | — APR | 4.690% | 72 mo | Standard | | **84-Month Auto Loan (2021–2023)** auto_any_84mo | — APR | 4.940% | 84 mo | Standard | | **60-Month Auto Loan (2019–2020)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **60-Month Auto Loan (2016–2018)** auto_any_60mo | — APR | 5.740% | 60 mo | Standard | | **60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 5.990% | 60 mo | Standard | | **Other Collateral (Watercraft, Motor Home, Camper)** boat_any_60mo | — APR | 6.000% | 60 mo | Standard | Pennstar Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 4.490% | — | Standard | Pennstar Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Fully Share Secured loan** personal_secured_48mo | — APR | 2.490% | 48 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 9.240% | 48 mo | Standard | Pennstar Credit Union personal loan rates as of November 12, 2026 Pennstar Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/pennstar) , verified from [Pennstar Credit Union's official website](https://www.pennstarfederal.com/) Loading branch locator… ## About Pennstar Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4K Assets $58.1M Founded 1960 Locations reported 3 NCUA charter 13760 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mercer County Community** Mercer County Community FCU · Hermitage · PA · 16148-3227 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/mercer-county-community) [**Top Tier** Top Tier Federal Credit Union Hermitage Branch · Hermitage · PA · 16148-2716 About 2.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/top-tier) [**Seven Seventeen** Hubbard Office · Hubbard · OH · 44425-1750 About 9.8 miles away](https://rateapi.dev/credit-unions/ohio/seven-seventeen) [**Bessemer System** Bessemer System FCU · Greenville · PA · 16125 About 13.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/bessemer-system) [**GNC Community** Wilmington Branch · New Castle · PA · 16105-1233 About 13.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/gnc-community) [**First Choice** First Choice FCU · New Castle · PA · 16105-1232 About 13.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-choice) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pennstar Credit Union Membership eligibility from Pennstar Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pennstar Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Aqua Pennsylvania, Avalon Springs Nursing, City Of Sharon Employees, Chadderton Trucking, Chevron Industries (Miller), Children's Aid Society, Community Action Partnership, Community Counseling Center, Diversified Family Services, Dr. McCamant's Office, Elite Ambulance Service, Ellwood Crankshaft and Machine, Federal Government Employees (Postal and Social Security), Fessler Machine, General Woodcraft, Imperial Systems, Joy Cone Co., Jeemco Inc., Mercer County Courthouse, Mercer County Behavioral Health, Muscle Products Corp., National Fuel, NLMK, Precision Steel, Ridgewood At Shenango Valley, Roemer Industries, Salem Tube, Sharon Tube, Titan Leasing, Tri County Industries, UPMC Mercer County, Watson's Inc., Werner Company (Signature Aluminim), Westminster College Employees, Wheatland Tube, Yourga Trucking, 911 Verified from [Pennstar Credit Union's membership page](https://www.pennstarfederal.com/membership/membership.html) . Final membership determination is always made by the credit union. ## Membership rules for Pennstar Credit Union Employers 37 · Family 38 published paths to membership, last verified August 21, 2026, quoted from Pennstar Credit Union’s own published criteria. ### Employers 37 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Aqua Pennsylvania “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Aqua Pennsylvania - Employee of Avalon Springs Nursing “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Avalon Springs Nursing - Employee of City Of Sharon Employees “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of City Of Sharon Employees - Employee of Chadderton Trucking “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Chadderton Trucking - Employee of Chevron Industries (Miller) “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Chevron Industries (Miller) - Employee of Children's Aid Society “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Children's Aid Society - Employee of Community Action Partnership “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Community Action Partnership - Employee of Community Counseling Center “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Community Counseling Center - Employee of Diversified Family Services “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Diversified Family Services - Employee of Dr. McCamant's Office “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Dr. McCamant's Office - Employee of Elite Ambulance Service “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Elite Ambulance Service - Employee of Ellwood Crankshaft and Machine “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Ellwood Crankshaft and Machine - Employee of Federal Government Employees (Postal and Social Security) “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Federal Government Employees (Postal and Social Security) - Employee of Fessler Machine “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Fessler Machine - Employee of General Woodcraft “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of General Woodcraft - Employee of Imperial Systems “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Imperial Systems - Employee of Joy Cone Co. “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Joy Cone Co. - Employee of Jeemco Inc. “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Jeemco Inc. - Employee of Mercer County Courthouse “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Mercer County Courthouse - Employee of Mercer County Behavioral Health “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Mercer County Behavioral Health - Employee of Muscle Products Corp. “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Muscle Products Corp. - Employee of National Fuel “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of National Fuel - Employee of NLMK “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of NLMK - Employee of Precision Steel “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Precision Steel - Employee of Ridgewood At Shenango Valley “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Ridgewood At Shenango Valley - Employee of Roemer Industries “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Roemer Industries - Employee of Salem Tube “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Salem Tube - Employee of Sharon Tube “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Sharon Tube - Employee of Titan Leasing “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Titan Leasing - Employee of Tri County Industries “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Tri County Industries - Employee of UPMC Mercer County “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of UPMC Mercer County - Employee of Watson's Inc. “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Watson's Inc. - Employee of Werner Company (Signature Aluminim) “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Werner Company (Signature Aluminim) - Employee of Westminster College Employees “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Westminster College Employees - Employee of Wheatland Tube “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Wheatland Tube - Employee of Yourga Trucking “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of Yourga Trucking - Employee of 911 (as written on the source page) “The following list of companies belong to our field of membership. If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Employee of 911 ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “If you or any of your immediate family is employed or receiving retirement from any company on this list you are eligible to join our credit union.” > [source ↗](https://www.pennstarfederal.com/membership/membership.html) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Pennstar Credit Union? Yes No ## Work at Pennstar Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pennstar Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Pennstar Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pennstar&state=pennsylvania&code=PA&name=Pennstar%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pennstar Credit Union offer? Pennstar Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pennstar Credit Union rates updated? RateAPI verifies Pennstar Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pennstar Credit Union's rate data? Rate data is collected directly from Pennstar Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Pennstar Credit Union? Pennstar Credit Union publishes its membership criteria on its own website. RateAPI tracks 38 published membership paths covering 37 employers for Pennstar Credit Union, each quoted from Pennstar Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Pennstar Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pennstarfederal.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pennstar Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pennstar Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /pennstar " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pennstar Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/pennstar Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp