--- title: "Patriot Credit Union Rates - Pennsylvania" description: "Current auto loan, personal loan, and savings & cd rates from Patriot Credit Union in Pennsylvania. Updated daily with source verification. See who can join Patriot Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/patriot" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Patriot Credit Union Rates - Pennsylvania ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loans (100% LTV 1 ) (Terms Up to 63 months)** auto_any_63mo | — APR | 6.740% | 63 mo | Standard | | **Auto Loans (100% LTV 1 ) (Terms 64-75 months)** auto_any_75mo | — APR | 6.890% | 75 mo | Standard | | **Auto Loans (100% LTV 1 ) (Terms 76-84 months)** auto_any_84mo | — APR | 7.390% | 84 mo | Standard | Patriot Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 7.000% | — | Standard | | **Term Flexible terms available** personal | — APR | 11.990% | — | Standard | | **12-Month Personal Loan** personal_unsecured_12mo | — APR | 17.370% | 12 mo | Standard | Patriot Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 24 offers | Product | Published | Rate | Term / condition | Status | | **Minimum Daily Balance $5** savings | — APY | 0.20% | — | Standard | | **Minimum Daily Balance $0** savings | — APY | 0.20% | — | Standard | | **Minimum Daily Balance $2,500** savings | — APY | 1.10% | — | Standard | | **Minimum Daily Balance $10,000** savings | — APY | 1.20% | — | Standard | | **Minimum Daily Balance $25,000** savings | — APY | 1.40% | — | Standard | | **Minimum Daily Balance $100,000** savings | — APY | 1.70% | — | Standard | | **Minimum Daily Balance $250,000** savings | — APY | 2.00% | — | Standard | | **Dividend Checking** checking | — APY | 3.00% | — | Standard | | **Dividend Earnings 2 $52.25** savings | — APY | 3.40% | — | Standard | | **Dividend Earnings 2 $1,345.55** savings | — APY | 3.50% | — | Standard | | **Dividend Earnings 2 $5,461.04** savings | — APY | 3.55% | — | Standard | | **Dividend Earnings 2 $13,849.82** savings | — APY | 3.60% | — | Standard | | **Dividend Earnings 2 $103.61** savings | — APY | 3.95% | — | Standard | | **30-Month Certificate** cd_30mo | — APY | 4.05% | 30 mo | Standard | | **Dividend Earnings 2 $1,063.65** savings | — APY | 4.05% | — | Standard | | **Dividend Earnings 2 $10,774.38** savings | — APY | 4.10% | — | Standard | | **Dividend Earnings 2 $27,281.14** savings | — APY | 4.15% | — | Standard | | **15-Month Certificate** cd_15mo | — APY | 4.20% | 15 mo | Standard | | **Dividend Earnings 2 $24,409.71** savings | — APY | 4.30% | — | Standard | | **Dividend Earnings 2 $3,520.82** savings | — APY | 4.40% | — | Standard | | **Dividend Earnings 2 $14,253.91** savings | — APY | 4.45% | — | Standard | | **Dividend Earnings 2 $36,061.96** savings | — APY | 4.50% | — | Standard | | **Dividend Earnings 2 $25,491.74** savings | — APY | 4.55% | — | Standard | | **Dividend Earnings 2 $64,511.68** savings | — APY | 4.60% | — | Standard | Patriot Credit Union savings & cd rates as of November 12, 2026 ### Other rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Minimum Balance $1,000** other | — % | 1.500% | — | Standard | | **Minimum Balance $25,000** other | — % | 1.600% | — | Standard | | **Minimum Balance $10,000** other | — % | 1.600% | — | Standard | | **Minimum Balance $100,000** other | — % | 1.650% | — | Standard | | **Minimum Balance $25** other | — % | 1.650% | — | Standard | | **Minimum Balance $250,000.01** other | — % | 1.700% | — | Standard | | **LTV 1 up to 70%** other | — % | 6.740% | — | Standard | | **LTV 1 71-80%** other | — % | 6.990% | — | Standard | | **LTV 1 81-90%** other | — % | 7.740% | — | Standard | Patriot Credit Union other rates as of November 12, 2026 Patriot Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/patriot) , verified from [Patriot Credit Union's official website](https://www.patriotfcu.org/) Loading branch locator… ## About Patriot Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 81.7K Assets $1.3B Founded 1965 Locations reported 13 NCUA charter 16574 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Corning** Chambersburg Branch · Chambersburg · PA · 17201-4217 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/corning) [**1st ED Credit Union** FCTCU · Chambersburg · PA · 17201 About 2.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/1st-ed-credit-union) [**Pennsylvania State Employees** PSECU eCenter at Shippensburg University · Shippensburg · PA · 17257 About 9.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) [**Members 1st** Shippensburg Branch · Shippensburg · PA · 17257 About 10.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Ardent** On-Goings Ops · Hagerstown · MD · 21742-1383 About 19.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/ardent) [**Government Printing Office** Ongoing Operations · Hagerstown · MD · 21742-1383 About 19.5 miles away](https://rateapi.dev/credit-unions/district-of-columbia/government-printing-office) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Patriot Credit Union Membership eligibility from Patriot Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Patriot Credit Union's website. Check the membership page below to confirm whether you qualify. - Location franklin, washington, frederick, berkeley, jefferson, morgan — PA, MD, WV Verified from [Patriot Credit Union's membership page](https://www.patriotfcu.org/open-an-account/) . Final membership determination is always made by the credit union. ## Membership rules for Patriot Credit Union Geography 6 counties · Family 41 published paths to membership, last verified November 8, 2026, quoted from Patriot Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Berkeley County, WV - Franklin County, PA - Frederick County, MD - Jefferson County, WV - Morgan County, WV - Washington County, MD “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Frederick County, MD; Washington County, MD; Franklin County, PA; Berkeley County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, parent, spouse’s parents, sibling, grandparent, others “When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others, can join.” > [source ↗](https://www.patriotfcu.org/open-an-account/) - Family member (spouse, child, parent, spouse’s parents, sibling, grandparent, others) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Patriot Credit Union? Yes No ## Work at Patriot Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Patriot Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Patriot Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=patriot&state=pennsylvania&code=PA&name=Patriot%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Patriot Credit Union offer? Patriot Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Patriot Credit Union rates updated? RateAPI verifies Patriot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Patriot Credit Union's rate data? Rate data is collected directly from Patriot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Patriot Credit Union? Patriot Credit Union publishes its membership criteria on its own website. RateAPI tracks 41 published membership paths covering 6 counties for Patriot Credit Union, each quoted from Patriot Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Patriot Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.patriotfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Patriot Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Patriot Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /patriot " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Patriot Credit Union locations Search, filter, and browse all 13 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/patriot Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp